paysafecard

paysafecard is a prepaid electronic payment method that is available in many countries and languages. Payers purchase the paysafecard voucher from sales outlets or from an authorized online PIN shop. The paysafecard voucher contains a 16-digit PIN. Alternatively, if the payers have the mypaysafecard account, when they are redirected to the paysafecard webpage, they can choose to log in to their mypaysafecard account and approve the payment.

It is recommended that you read the integration guidelines for browser payments before building the paysafecard integration.

Prerequisites

To offer the paysafecard payment method through the Mastercard Payment Gateway,

• you must be registered with your browser payments service provider
• your merchant profile on the Mastercard Payment Gateway must be configured using the details of your account with the browser payments service provider, and
• you must have the paysafecard account or voucher in one of the supported currencies registered against your merchant account at your browser payment service provider.

paysafecard Transactions

The PPRO acquirers support the paysafecard transactions that originate from the countries and the corresponding currencies mentioned in the following table.

paysafecard integration

Common fields

In addition to the standard fields required in a browser payment request, provide the following common fields in the Initiate Browser Payment request:

• sourceOfFunds.type-PAYSAFECARD
• browserPayment.operation-PAY
• customer.account.id-The ID, username, hash, or anything used to identify the consumer.
• sourceOfFunds.provided.paysafecard.countryCode-Additional details related to a paysafecard browser payment.
• sourceOfFunds.provided.paysafecard.accountEmail-The mypaysafecard account email identifies the mypaysafecard account that will be refunded.

Preferred language

You can set the language that you prefer paysafecard to use for the pages that are displayed to the payer by providing the browserPayment.preferredLanguage field in the Initiate Browser Payment request. However, the language will be used only if paysafecard supports it.

{
    "apiOperation": "INITIATE_BROWSER_PAYMENT",
    "browserPayment": {
        "operation": "PAY",
        "returnUrl": "<your_merchant_URL>"
    },
    "customer": {
        "email": "john.smith@example.com"
    },
    "order": {
        "amount": "142.22",
        "currency": "PLN"
    },
    "sourceOfFunds": {
        "type": "PAYSAFECARD",
        "provided": {
            "paysafecard": {
                "countryCode": "POL"
            }
        }
    }
}

How to interpret the transaction result

The following table specifies the transaction response codes for the possible scenarios that you may encounter after initiating the paysafecard payment.

Refunds

You can refund paysafecard payments in installments or in full. Ensure that you are configured for refunds on the Mastercard Payment Gateway and on your merchant account at your browser payments service provider.

Refunds for paysafecard payments are only possible if payers have the mypaysafecard account. If payers do not have a paysafecard account or if they are from a country where the mypaysafecard account is not available and payments only through the paysafecard vouchers are supported, then you must provide a refund to the payers through a different payment method, for example, card.

Testing your integration

The Mastercard Payment Gateway provides a browser payments emulator that allows you to test your paysafecard integration.