Banorte offers three types of payment plans. These plans apply only to Pay transactions in the Mexican Peso currency.
| Plan Name | Plan Identifier | Description |
|---|---|---|
| Banorte with interest | BANORTE_WITH_INTEREST | This plan allows a payer to pay in instalments, with or without a deferral period, with interest. When selecting this plan type, you must provide the following information: |
| Fields | Mandatory or Optional | Possible value |
| Number of payments | mandatory | 3, 6, 9, 12 or 18 |
| Number of deferrals | optional | 1-99 |
| Banorte without interest | BANORTE_WITHOUT_INTEREST | This plan allows a customer to pay in instalments, with or without a deferral period, interest-free. When selecting this plan type, you must provide the following information: |
| Fields | Mandatory or Optional | Possible value |
| Number of payments | mandatory | 3, 6, 9, 12 or 18 |
| Number of deferrals | optional | 1-99 |
| Banorte full payment with deferral | BANORTE_FULL_PAYMENT_WITH_DEFERRAL | This plan allows a payer to pay in full in one instalment after a deferral period. If multiple instalments with a deferral period is required, please choose the appropriate BANORTE_WITH_INTEREST or BANORTE_WITHOUT_INTEREST plan. When selecting this plan type, you must provide the following information: |
| Fields | Mandatory or Optional | Possible value |
| Number of payments | mandatory | 1 |
| Number of deferrals | optional | 1-99 |
You can request the gateway for a list of valid plans for a transaction using the Payment Options Inquiry operation. The following details about the supported payment plans are returned:
paymentTypes.card.paymentPlans[n].numberOfDeferrals[n]paymentTypes.card.paymentPlans[n].numberOfPayments[n]paymentTypes.card.paymentPlans[n].payerInterestpaymentTypes.card.paymentPlans[n].planId paymentPlanProduct.{paymentPlanProductId}paymentPlanProduct.{paymentPlanProductId}.namepaymentPlanProduct.{paymentPlanProductId}.logoUrlpaymentTypes.card.paymentPlanOffer.{id}paymentTypes.card.paymentPlanOffer{id}.paymentPlanProductIdpaymentTypes.card.paymentPlanOffer.{id}.currencypaymentTypes.card.paymentPlanOffer.{id}.numberofPaymentspaymentTypes.card.paymentPlanOffer.{id}.subsequentPaymentAmountpaymentTypes.card.paymentPlanOffer.{id}.firstPaymentAmountpaymentTypes.card.paymentPlanOffer.{id}.deferralPeriodpaymentTypes.card.paymentPlanOffer.{id}.interest.chargedPayment Options Inquiry API Reference [REST][NVP]
To submit a transaction with the payment plan selected by the payer, provide the following fields in an Authorize/Pay or Update Session request:
paymentPlan.offerID field with the offer ID in the Payment Options Inquiry response.The gateway processes a payment plan only if the following conditions are met: