Void
Request to void a previous transaction. A void will reverse a previous transaction. Typically voids will only be successful when processed not long after the original transaction.
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This operation requires authentication via one of the following methods:
- Certificate authentication.
-
To authenticate to the API two additional NVP parameters must be supplied in the request.
Provide 'merchant.
<your gateway merchant ID>' in the apiUsername field and your API password in the apiPassword field.
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String
= VOID
FIXED
Any sequence of zero or more unicode characters.
String
A transient identifier for the request, that can be used to match the response to the request.
The value provided is not validated, does not persist in the gateway, and is returned as provided in the response to the request.
Data can consist of any characters
String
The person who initiated this transaction.
This field is automatically populated by the gateway if the transaction was created via Merchant Administration (gatewayEntryPoint=MERCHANT_ADMINISTRATION) or Merchant Manager (MERCHANT_MANAGER). In this case this is the name that the person used to log in to Merchant Administration or Merchant Manager respectively.
Data can consist of any characters
Alphanumeric + additional characters
REQUIRED
The unique identifier issued to you by your payment provider.
Data may consist of the characters 0-9, a-z, A-Z, '-', '_'
Information about the order associated with this transaction.
String
Information about this order that is of interest to you.
For example order.custom.X, where 'X' is defined by you and must be less than 100 characters from the set A-Z, a-z, 0-9. For example, order.custom.salesRegion. You can specify up to 50 such fields. They are not sent to acquirers.
Data can consist of any characters
String
REQUIRED
A unique identifier for this order to distinguish it from any other order you create.
Use this identifier when referring to this order in subsequent transactions and in retrieval operations. This value must be unique for every order created by your merchant profile.
Data can consist of any characters
String
If, when integrating with the gateway, you are using a solution (e.g. a shopping cart or e-commerce solution) provided, supported or certified by your payment service provider, enter the solution ID issued by your payment service provider here.
If your payment service provider has not provided you with a solution ID, you should ignore this field.
Data can consist of any characters
Information about the device used to initiate the transaction at the Point-of-Sale (POS).
Enumeration
Indicates the reason for sending a transaction online to the acquirer rather than completing it locally at the terminal.
The online reason code is mandatory for chip and chip fallback transactions (including reversals) for transactions with UK acquirers.
Where more than one reason applies, then the order of priority used for the enumeration list applies.
Value must be a member of the following list. The values are case sensitive.
CHIP_APPLICATION_DATA_FILE_ERROR
The application data file on the chip was unable to process. The terminal has possession of the card. Only used by integrated ICC/MSR terminals (where the terminal has possession of the card and when this condition can be accurately identified).
CHIP_COMMON_DATA_FILE_ERROR
The application common data file on the chip was unable to process. Only used by integrated ICC/MSR terminals (where the terminal has possession of the card and when this condition can be accurately identified).
FORCED_BY_CHIP
The chip application forced the the transaction to go online.
FORCED_BY_ISSUER
Issuer rules forced the transaction to go online. For example, the card is expired.
FORCED_BY_MERCHANT
Rules in the merchant's POS application forced the transaction to go online. For example, the card was used twice or send one in a certain number of authorizations online.
FORCED_BY_TERMINAL
The terminal forced the transaction to go online. For example, the results of tests the terminal carried out during the EMV process indicated to send the transaction online.
MERCHANT_SUSPICIOUS
The merchant has indicated a suspicious transaction. For example, they indicated an unsuccessful signature check or the card returned an inappropriate cryptogram.
OVER_FLOOR_LIMIT
The transaction amount is above the limit set for local processing of the transaction at the terminal.
RANDOM_SELECTION_BY_TERMINAL
The terminal has randomly selected the transaction for online processing.
UNABLE_TO_PROCESS_CHIP
The terminal is not able to process a chip transaction. The transaction was sent online as a fallback.
Container for fields that control the response returned for the request.
String
Indicates how sensitive data is returned in the response.
Data can consist of any characters
Information about the payment type selected by the payer for this payment and the source of the funds.
Depending on the payment type the source of the funds can be a debit or credit card, bank account, or account with a browser payment provider (such as PayPal).
For card payments the source of funds information may be represented by combining one or more of the following: explicitly provided card details, a session identifier which the gateway will use to look up the card details and/or a card token. Precedence rules will be applied in that explicitly provided card details will override session card details which will override card token details. Each of these may represent partial card details, however the combination must result in a full and complete set of card details. See Using Multiple Sources of Card Details for examples.
Information about the source of funds when it is directly provided (as opposed to via a token or session).
For browser payments, the source of funds details are usually collected from the payer on the payment provider's website and provided to you when you retrieve the transaction details (for a successful transaction). However, for some payment types (such as giropay), you must collect the information from the payer and supply it here.
Details as shown on the card.
String
This field only applies to transactions that originate from an EMV capable terminal.
It contains selected EMV fields as provided by the terminal.
For the list of field tags to include (if provided by the terminal), see Card Present Payments. Requests with any other tags are rejected by the gateway.
Some of the tags represent data that can occur on explicit fields in this API. You can submit the value either in this field, or in both places. For example, the PAN can be presented as EMV tag 5A in this field, or included both the sourceOfFunds.provided.card.number API field and in EMV tag 5A in this field.
If you specify the EMV tag only, we can populate the explicit field in the API. Fields where this is supported have the text "This field corresponds to EMV tag <tag name>" in their field descriptions.
If you specify both places, there will be no population of the explicit field or validation that the data matches.
The API response will not contain PCI sensitive fields.
Data can consist of any characters
This holds the PAN in the case where it is encrypted by the terminal using DUKPT key exchange.
Digits
The BIN of the card.
If you provide this, the gateway will check that the decrypted PAN has these leading six digits. If the check fails, the gateway will reject the transaction.
If you do not provided this, the gateway will not perform this check.
Data is a string that consists of the characters 0-9.
String
The P2PE encryption state as determined by the terminal.
INVALID means the terminal detected some form of error in the encryption process. The gateway will decline transactions with INVALID encryption state. This field may be omitted when the value is VALID.
Data can consist of any characters
Hex
The initialization vector supplied by the terminal to seed the encryption of this payload.
Omit this value if the terminal is not using an initialization vector to seed encryption.
Data is hexadecimal encoded
Hex
REQUIRED
The DUKPT key serial number supplied by the terminal.
Data is hexadecimal encoded
Hex
REQUIRED
The DUKPT encrypted payload supplied by the terminal.
Data is hexadecimal encoded
Track 1 Data
This field contains the full track data.
You may optionally include the start and end sentinels and LRC.
Provide this for stripe and EMV fallback to stripe cases.
This field corresponds to EMV tag 56
Data must comply with ISO 7811-2 track 1 data character set.
Data may consist of the characters: ? @ A B C D E F G H I J K L M N O P Q R S T U V W X Y Z [ \ ] ^ _ ]]>
Track 2 Data
This field contains the full track data.
You may optionally include the start and end sentinels and LRC.
Provide this for stripe and EMV fallback to stripe cases.
The contents of this field must match the PAN and expiry fields included in the Transaction Request.
This field corresponds to EMV tag 57
Data must comply with ISO 7811-2 track 2 data character set.
Data may consist of the characters: ? ]]>
Information about this transaction.
Additional information to be passed to acquirer.
String
Additional information requested by the acquirer which cannot be passed using other available data fields.
This field must not contain sensitive data.
Data can consist of any characters, but sensitive data will be rejected
String
Your note about this transaction.
Data can consist of any characters
String
An optional identifier for this transaction.
Data can consist of any characters
String
REQUIRED
The identifier for the transaction you wish to void.
That is the {transactionId} URL field for REST and the transaction.id field for NVP.
Data can consist of any characters
String
REQUIRED
Unique identifier for this transaction to distinguish it from any other transaction on the order.
An order can have transactions representing:
- Movement of money. For example, payments and refunds.
- Validations. For example, account verification or 3-D Secure authentication of the payer.
- Undoing other transactions. For example, voiding a payment transaction.
- Chargebacks.
- Fees from your payment service provider.
If you attempt an operation and it fails (eg you try to PAY on a card with no funds), then you need a new id for each retry.
Data can consist of any characters
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Additional details for account funding transactions (order.purchaseType=ACCOUNT_FUNDING).
Account funding transactions are transactions that pull money from the sender's card account for the purpose of funding another account, the recipient's account. Depending on the type of account funding transaction you may be required to provide some or all the details in this parameter group.
Enumeration
Defines the purpose of the account funding payment.If not provided the value is defaulted to OTHER.
Value must be a member of the following list. The values are case sensitive.
CRYPTOCURRENCY_PURCHASE
The funds from this account funding transaction will exclusively be used to purchase cryptocurrency.
MERCHANT_SETTLEMENT
The funds from this account funding transaction will be used to settle the proceeds of processing card transactions.
OTHER
The funds from this account funding transaction will be used for any other purpose, e.g. transferring funds from a person to a person or transferring funds into a staged wallet.This is the default value.
PAYROLL
The funds from this account funding transaction will be used to pay salaries.
Details about the recipient who will subsequently receive the funds that you are debiting from the sender in this transaction.
Details about the account of recipient who will subsequently receive the funds that you are debiting from the sender in this transaction.
Enumeration
If the recipient account type is an account with an associated card (accountFunding.recipient.account.identifierType=CARD_NUMBER) you must specify the funding method of the card.
If not provided the value is defaulted to UNKNOWN.
Value must be a member of the following list. The values are case sensitive.
CHARGE
The payer has a line of credit with the issuer which must be paid off monthly.
CREDIT
The payer has a revolving line of credit with the issuer.
DEBIT
Funds are immediately debited from the payer's account with the issuer.
UNKNOWN
The account funding method is not known. This is the default value.
String
The account identifier for the payment recipient's account.
For example, this may be a card number or bank account number. You must specify the type of identifier in field accountFunding.recipient.account.identifierType. In the response, the value will be masked. The masking format depends on the type of account identifier.
Data can consist of any characters
Enumeration
Defines the type of the recipient's account identifier that you have provided in field accountFunding.recipient.account.identifier.
If not provided the value is defaulted to OTHER.
Value must be a member of the following list. The values are case sensitive.
BANK_ACCOUNT_BIC
The recipient's account identifier is a bank account number and Business Identifier Code (BIC).
BANK_ACCOUNT_IBAN
The recipient's account identifier is an International Bank Account Number (IBAN).
BANK_ACCOUNT_NATIONAL
The recipient's account identifier is a bank account number and a national bank identifier, for example, a routing number (RTN).
CARD_NUMBER
The recipient's account identifier is a card number.
EMAIL_ADDRESS
The recipient's account identifier is an email address.
OTHER
The recipient's account identifier type can not be classified using any of the other categories. This is the default value
PHONE_NUMBER
The recipient's account identifier is a phone number.
SOCIAL_NETWORK_PROFILE_ID
The recipient's account identifier is a social network profile ID.
STAGED_WALLET_USER_ID
The recipient's account identifier is a user ID for a staged digital wallet. For a staged wallet, when the payer makes a payment using the wallet, the funds are pulled from an account associated with the wallet (first stage) before they are credited to the recipient of the wallet payment (second stage).
Details of the recipient's address.
String
The city portion of the address.
Data can consist of any characters
Upper case alphabetic text
The 3 letter ISO standard alpha country code of the address.
Data must consist of the characters A-Z
String
The post code or zip code of the address.
Data can consist of any characters
String
The second part of the ISO 3166-2 country subdivision code for the state or province of the address.
For an address in the United States provide the 2-letter ISO 3166-2 state code. For US military bases provide one of AE, AA, AP. For an address in Canada provide the 2-letter ISO 3166-2 province code.
Data can consist of any characters
String
The first line of the address.
Data can consist of any characters
String
The second line of the address.
Data can consist of any characters
String
First name of the recipient.
Data can consist of any characters
Identification of the recipient.
Upper case alphabetic text
The ISO 3166 three-letter country code of the issuer of the identification.
Data must consist of the characters A-Z
Enumeration
The type of identification provided for the recipient.
Value must be a member of the following list. The values are case sensitive.
ALIEN_REGISTRATION_NUMBER
The recipient's identification type is an alien registration number issued by U.S. Citizenship and Immigration Services (USCIS) to immigrants who apply to live in the United States.
BUSINESS_TAX_ID
The recipient's identification type is a business tax id which is assigned to the business entity by the tax department.
COMPANY_REGISTRATION_NUMBER
The recipient's identification type is a company registration number which is issued to the company at the time of its incorporation.
CUSTOMER_IDENTIFICATION
The recipient's identification type is an unspecified form of customer identification through which the recipient can be identified and verified.
DATE_OF_BIRTH
The recipient's identification type is date of birth.
DRIVERS_LICENSE
The recipient's identification type is a driving license.
EMAIL
The recipient's identification type is an email address.
GOVERNMENT_ISSUED
The recipient's identification type is government issued.
INDIVIDUAL_TAX_ID
The recipient's identification type is an individual tax id which is assigned to the individual by the tax department.
LAW_ENFORCEMENT_IDENTIFICATION
The recipient's identification type is a law enforcement identification.
MILITARY_IDENTIFICATION
The recipient's identification type is a military identification which is issued by the department of defense and military.
NATIONAL_IDENTIFICATION_CARD
The recipient's identification type is a national identification card issued by the recipient's country.
OTHER
The recipient's identification type cannot be classified using any of the other categories. This is the default value.
PASSPORT
The recipient's identification type is a passport.
PHONE_NUMBER
The recipient's identification type is a phone number.
PROXY_IDENTIFICATION
The recipient's identification type is a proxy identification.
SOCIAL_SECURITY_NUMBER
The recipient's identification type is a social security number issued by Social Security Administration (SSA) to U.S. citizens, permanent residents and eligible non-immigrant workers in the United States.
TRAVEL_IDENTIFICATION
The recipient's identification type is a travel document other than a passport.
String
The identification value/number for the type of identification provided in accountFunding.recipient.identification.type.
Data can consist of any characters
String
Last name of the recipient.
Data can consist of any characters
String
Middle name of the recipient.
Data can consist of any characters
String
ALWAYS PROVIDED
An reference for this account funding transaction.
This reference is generated by the gateway. You may be required to provide this reference when subsequently crediting the funds to the recipient's account.
Data can consist of any characters
Boolean
Defines if the sender and recipient of the account funding payment are the same or not.
If not provided the value is defaulted to FALSE.
The values 'true' or 'false'. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#boolean.)
Enumeration
Defines if the sender is a person, a commercial organization, a non-profit organization or a government
Value must be a member of the following list. The values are case sensitive.
COMMERCIAL_ORGANIZATION
The sender is a commercial organization. Examples include account to account transfers initiated by a commercial organization for the purpose of transferring funds to one of their accounts, business to business payments, and disbursements for insurance claims, payroll, investment dividends, merchant rebates.
GOVERNMENT
The sender is a government or government agency. Examples include government agencies paying salaries, pensions, social benefits or tax credits.
NON_PROFIT_ORGANIZATION
The sender is a non-profit organization. Examples include non-profit organizations delivering emergency aid payments.
PERSON
The sender is a person. Examples include account to account transfers initiated by a person to their own account or a different person's account and adding funds to a staged wallet.
Actions that you want the gateway to perform.
Boolean
Use this field to indicate that you want the gateway to authorize the Refund with the issuer before submitting it to the acquirer.
Depending on your merchant profile configuration the gateway may or may not already attempt to authorize the Refund with the issuer before submitting it to the acquirer.
The values 'true' or 'false'. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#boolean.)
A series of related orders that execute one commercial agreement.
For example, linking the orders for a series of recurring payments (a mobile phone subscription), split tenders (one payment using two cards), or when the merchant offers to take payments by a series of installments (hire purchase).
You must provide this data for some types of payments (such as recurring), but you can provide it for any cases where you want to link orders together.
Enumeration
Indicates if all the payments within the agreement use the same amount or if the amount differs between the payments.
The field must be provided for recurring payment agreements.
Value must be a member of the following list. The values are case sensitive.
FIXED
All payments in the recurring payment agreement have the same amount. Examples include magazine subscriptions or gym memberships.
VARIABLE
The amount for the payments within the recurring payment agreement differs between payments. Examples include usage-based charges like utility or phone bills.
String
Additional information requested for the agreement which cannot be passed using other available data fields.
This field must not contain sensitive data.
Data can consist of any characters, but sensitive data will be rejected
Date
Date at which your agreement with the payer to process payments expires.
Data must comply with ISO 8601 extended date format, yyyy-mm-dd
String
Your identifier for the agreement you have with the payer to process payments.
When you collect cards from your payers and store them for later use, you must provide an agreement ID when you use the stored values for:
- Recurring payments: you have an agreement with the payer that authorizes you to automatically debit their account at agreed intervals for fixed or variable amounts. For example, gym membership, phone bills, or magazine subscriptions.
- Installment payments: you have an agreement with the payer that authorizes you to process multiple payments over an agreed period of time for a single purchase. For example, the payer purchases an item for $1000 and pays for it in four monthly installments.
- Unscheduled: you have an agreement with the payer that authorizes you to process future payments when required. For example, the payer authorizes you to process an account top-up transaction for a transit card when the account balance drops below a certain threshold.
- Industry Practice: you have an agreement with the payer that authorizes you to initiate additional transactions to fulfil a standard business practice related to an original payment initiated by the payer. For example, a delayed charge for use of the hotel mini bar after the payer has checked out or a no show penalty charge when the payer fails to show for a booking.
Data can consist of any characters
Decimal
The maximum amount for a single payment in the series as agreed with the payer under your agreement with them.
The amount must be provided in the currency of the order.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
Decimal
The minimum amount for a single payment in the series as agreed with the payer under your agreement with them.
The amount must be provided in the currency of the order.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
Integer
The minimum number of days between payments agreed with the payer under your agreement with them.
A number comprising the digits 0-9, having at least one digit. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#nonNegativeInteger.)
Integer
The number of merchant-initiated payments within the recurring payment agreement.
A number comprising the digits 0-9, having at least one digit. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#nonNegativeInteger.)
Enumeration
The frequency of the payments within the series as agreed with the payer under your agreement with them.
Value must be a member of the following list. The values are case sensitive.
AD_HOC
The agreement if for payments on an ah-hoc basis.
DAILY
The agreement if for a daily payment.
FORTNIGHTLY
The agreement if for a fortnightly payment.
MONTHLY
The agreement if for a monthly payment.
OTHER
The agreement is for payments according to a schedule other than the ones listed in the other enumeration values for this field.
QUARTERLY
The agreement if for a quarterly payment.
TWICE_YEARLY
The agreement if for a payment twice a year.
WEEKLY
The agreement if for a weekly payment.
YEARLY
The agreement if for a yearly payment.
For an installment agreement where the payer purchased goods and/or services from a retailer but entered an installment agreement to pay for this purchase with you, you must provide details about the retailer.
String
Provide an abbreviation of the retailer's trading name that can be used by the issuer to indicate the retailer on the payer's statement.
Data can consist of any characters
String
A 4-digit code used to classify the retailer's business by the type of goods or services it offers.
Data can consist of any characters
String
The retailer's trading name.
Data can consist of any characters
Date
This is the effective start date for the payment agreement.
Cannot be in the past.
Data must comply with ISO 8601 extended date format, yyyy-mm-dd
Enumeration
The type of commercial agreement that the payer has with you.
Specify the agreement type when you have provided a value for agreement.id and this payment is the first in a series of payments. The default value is OTHER.
The gateway will use the value you specify for subsequent payments in the series.
Value must be a member of the following list. The values are case sensitive.
INSTALLMENT
An agreement where the payer authorizes the payment for a single purchase to be split into a number of payments processed at agreed intervals. For example, pay for a purchase in six monthly installments.
OTHER
An agreement where you want to link related payments for any purpose other than processing recurring, installment, or unscheduled payments. For example, split tender payments.
RECURRING
An agreement where the payer authorizes you to process repeat payments for bills or invoices at agreed intervals (for example, weekly, monthly). The amount might be fixed or variable.
UNSCHEDULED
An agreement where the payer authorizes you to automatically deduct funds for a payment for an agreed purchase when required (unscheduled). For example, auto top-ups when the account value falls below a threshold.
Airline industry specific data
Alphanumeric
The record locator used to access a specific Passenger Name Record (PNR).
PNR is a record in the database of a booking system that contains the itinerary for a passenger, or a group of passengers traveling together.
Data may consist of the characters 0-9, a-z, A-Z
Enumeration
The type of charge associated with the transaction.
Document Type Code
Value must be a member of the following list. The values are case sensitive.
ADDITIONAL_COLLECTION
Additional Collection
AGENCY_EXCHANGE_ORDER
Agency Exchange Order
AGENCY_GROUP_TICKET
Agency Group Ticket
AGENCY_MISCELLANEOUS_CHARGE_ORDER
Agency Misc. Charge Order (MCO)
AGENCY_PASSENGER_TICKET
Agency Passenger Ticket
AGENCY_TOUR_ORDER_OR_VOUCHER
Agency Tour Order/Voucher
AIR_FREIGHT
SPD/Air Freight
ANIMAL_TRANSPORTATION_CHARGE
Animal Transportation Charge
CATALOGUE_MERCHANDISE_ORDERED
Catalogue Merchandise Ordered
CLUB_MEMBERSHIP_FEE
Club Membership Fee
COUPON_BOOK
Coupon Book
CREDIT_CLASS_SERVICE_ADJUSTMENT
Credit Class of Service Adjustment
CREDIT_DENIED_BOARDING
Credit Denied Boarding
CREDIT_EXCHANGE_REFUND
Credit Exchange Refund
CREDIT_LOST_TICKET_REFUND
Credit Lost Ticket Refund
CREDIT_MISCELLANEOUS_REFUND
Credit Misc. Refund
CREDIT_MULTIPLE_UNUSED_TICKETS
Credit Multiple Unused Tickets
CREDIT_OVERCHARGE_ADJUSTMENT
Credit Overcharge Adjustment
CREDIT_UNUSED_TRANSPORTATION
Credit Unused Transportation
DEBT_ADJUSTMENT_DUPLICATE_REFUND_OR_USE
Debt Adjustment Duplicate Refund/Use
DUTY_FREE_SALE
Duty Free Sale
EXCESS_BAGGAGE
Excess Baggage
EXCHANGE_ADJUSTMENT
Exchange Adjustment
EXCHANGE_ORDER
Exchange Order
FIREARMS_CASE
Firearms Case
FREQUENT_FLYER_FEE_OR_PURCHASE
Frequent Flyer Fee/Purchase
FREQUENT_FLYER_FULFILLMENT
Frequent Flyer Fulfillment
FREQUENT_FLYER_OVERNIGHT_DELIVERY_CHARGE
Frequent Flyer Overnight Delivery Charge
GROUP_TICKET
Group Ticket
IN_FLIGHT_ADJUSTMENT
In-flight Adjustment
IN_FLIGHT_CHARGES
In-flight Charges
IN_FLIGHT_DUTY_FREE_PURCHASE
In-flight Duty Free Purchase
IN_FLIGHT_MERCHANDISE_ORDERED
In-flight Merchandise Ordered
IN_FLIGHT_PHONE_CHARGES
In-flight Phone Charges
KENNEL_CHARGE
Kennel Charge
LOST_TICKET_APPLICATION
Lost Ticket Application
MISCELLANEOUS_CHARGE_ORDER_OR_PREPAID_TICKET_ADVICE
Misc. Charge Order (MCO) / Prepaid Ticket Auth.
MISCELLANEOUS_TAXES_FEES
Miscellaneous Tax(es) Fee(s)
PASSENGER_TICKET
Passenger Ticket
SELF_SERVICE_TICKETS
Self-Service Ticket(s)
SENIOR_CITIZEN_DISCOUNT_BOOKLETS
Senior Citizen Discount Booklets
SMALL_PACKAGE_DELIVERY
Small Package Delivery
SPECIAL_SERVICE_TICKET
Special Service Ticket
SUPPORTED_REFUND
Supported Refund
TICKET_BY_MAIL
Ticket by Mail
TOUR_DEPOSIT
Tour Deposit
TOUR_ORDER_VOUCHER
Tour Order Voucher
UNDERCHARGE_ADJUSTMENT
Undercharge Adjustment
UNSUPPORTED_REFUND
Unsupported Refund
UPGRADE_CHARGE
Upgrade Charge
VENDOR_REFUND_CREDIT
Vendor Refund Credit
VENDOR_SALE
Vendor Sale
Itinerary details
Travel leg details.
Regex
The 2-character IATA airline code or 3 digit accounting code or both of the airline carrier for the trip leg.
Data must match regex
Alphanumeric
The ticket containing the coupon for this leg for an itinerary with more than four trip legs.
Data may consist of the characters 0-9, a-z, A-Z
Alphanumeric
The coupon number on the ticket for the trip leg.
Each trip leg requires a separate coupon. The coupon within the series is identified by the coupon number.
Data may consist of the characters 0-9, a-z, A-Z
Upper case alphabetic text
The 3 character IATA airport code of the departure airport for the trip leg.
Data must consist of the characters A-Z
Date
Date of departure for the trip leg.
Data must comply with ISO 8601 extended date format, yyyy-mm-dd
Decimal
Tax payable on departure for the trip leg.
Data is a string that consists of the characters 0-9 and '.' and represents a valid decimal number.
Time
Departure time in local time for the departure airport for this trip leg.
Data must comply with ISO 8601 extended time formats, hh:mm[:ss]Z or hh:mm[:ss](+/-)hh[:mm]
Upper case alphabetic text
The 3 character IATA airport code for the destination airport for the trip leg.
Data must consist of the characters A-Z
Date
Arrival date in local time for the destination airport for this trip leg.
Data must comply with ISO 8601 extended date format, yyyy-mm-dd
Time
Arrival time in local time for the destination airport for this trip leg.
Data must comply with ISO 8601 extended time formats, hh:mm[:ss]Z or hh:mm[:ss](+/-)hh[:mm]
Alphanumeric
Restrictions (e.g. non-refundable) or endorsements applicable to the trip leg.
Data may consist of the characters 0-9, a-z, A-Z
Alphanumeric
New ticket number issued when a ticket is exchanged for the trip leg.
Data may consist of the characters 0-9, a-z, A-Z
Decimal
Total fare payable for the trip leg.
Data is a string that consists of the characters 0-9 and '.' and represents a valid decimal number.
Alphanumeric
Code defining the rules forming the basis of the fare (type of fare, class entitlement, etc.)
Data may consist of the characters 0-9, a-z, A-Z
Decimal
Total fees payable for the trip leg.
Data is a string that consists of the characters 0-9 and '.' and represents a valid decimal number.
Alphanumeric
The flight number for the trip leg.
Data may consist of the characters 0-9, a-z, A-Z
Boolean
Indicates if a stopover is permitted for the trip leg.
The values 'true' or 'false'. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#boolean.)
Decimal
Total taxes payable for the trip leg.
Data is a string that consists of the characters 0-9 and '.' and represents a valid decimal number.
Alphanumeric
The industry code indicating the class of service (e.g. Business, Coach) for the leg.
Data may consist of the characters 0-9, a-z, A-Z
Digits
Number of passengers associated with this booking.
Data is a string that consists of the characters 0-9.
Upper case alphabetic text
The 3 character ISO 3166-1 alpha-3 country code of the country of origin for the itinerary.
Data must consist of the characters A-Z
Passenger details
String
First name of the passenger to whom the ticket is being issued.
Data can consist of any characters
String
Frequent Flyer or Loyalty Program number for this passenger.
Data can consist of any characters
String
Last name of the passenger to whom the ticket is being issued.
Data can consist of any characters
String
Middle name of the passenger to whom the ticket is being issued.
Data can consist of any characters
Alphanumeric
Passenger specific information recorded on the ticket.
Data may consist of the characters 0-9, a-z, A-Z
String
Title of the passenger to whom the ticket is being issued.
Data can consist of any characters
Alphanumeric
Plan number supplied by the airline for this booking.
Data may consist of the characters 0-9, a-z, A-Z
Ticket details
Boolean
Indicates if a conjunction ticket with additional coupons was issued.
Conjunction ticket refers to two or more tickets concurrently issued to a passenger and which together constitute a single contract of carriage.
The values 'true' or 'false'. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#boolean.)
Boolean
Indicates if an electronic ticket was issued.
The values 'true' or 'false'. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#boolean.)
Alphanumeric
The original ticket number when this is a transaction for an exchanged ticket.
Data may consist of the characters 0-9, a-z, A-Z
Ticket issue information.
String
The address where the ticket was issued.
Data can consist of any characters
Regex
The 2-character IATA airline code or 3 digit accounting code or both of the airline carrier issuing the ticket.
Data must match regex
Alphanumeric
Name of airline carrier issuing the ticket.
Data may consist of the characters 0-9, a-z, A-Z
String
The city/town where the ticket was issued.
Data can consist of any characters
Upper case alphabetic text
The 3 character ISO 3166-1 alpha-3 country code of the country where the ticket was issued.
Data must consist of the characters A-Z
Date
The date the ticket was issued.
Data must comply with ISO 8601 extended date format, yyyy-mm-dd
Alphanumeric
Industry code of the travel agent issuing the ticket.
Data may consist of the characters 0-9, a-z, A-Z
Alphanumeric
Name of the travel agent issuing the ticket.
Data may consist of the characters 0-9, a-z, A-Z
Boolean
Indicates if the issued ticket is refundable.
The values 'true' or 'false'. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#boolean.)
Breakdown of the ticket taxes, airport taxes, charges and fees for an airline ticket purchase.The total of the amounts in this group should equal the sum of the airline.ticket.totalFees and airline.ticket.totalTaxes fields.
Decimal
The tax, charge or fee amount payable.
Data is a string that consists of the characters 0-9 and '.' and represents a valid decimal number.
Alphanumeric
The tax, charge or fee type code as assigned by IATA.
For example, the IATA tax/ charge/ fee type for Passenger Movement Charge (PMC) in Australia is TT1.
Data may consist of the characters 0-9, a-z, A-Z
Alphanumeric
The airline ticket number associated with the transaction.
Data may consist of the characters 0-9, a-z, A-Z
Decimal
Total fare for all trip legs on the ticket.
Data is a string that consists of the characters 0-9 and '.' and represents a valid decimal number.
Decimal
Total fee for all trip legs on the ticket.
Data is a string that consists of the characters 0-9 and '.' and represents a valid decimal number.
Decimal
Total taxes for all trip legs on the ticket.
Data is a string that consists of the characters 0-9 and '.' and represents a valid decimal number.
Enumeration
The type of transaction performed against this airline booking.
Transaction Type
Value must be a member of the following list. The values are case sensitive.
EXCHANGE_TICKET
Exchange Ticket
MISCELLANEOUS_CHARGE
Miscellaneous Charge
REFUND
Refund
REVERSAL
Reversal
TICKET_PURCHASE
Ticket Purchase
TOUR_ORDER
Tour Order
Information used to manage interactions with the payment provider if you are offering your payment page in an app or are redirecting the payer to the provider's app.
If you are offering your payment page on a website or are redirecting the payer's browser to the provider's website, use the browserPayment parameter group.
Url
The URL of payment provider's app to which you must redirect the payer to complete the payment.
If you want to redirect the payer to the payment provider's website use browserPayment.redirectUrl. If you want to present the payment provider's checkout flow in a modal window on top of your payment page, use the functions provided in the JavaScript library instead.
Data must be an absolute URI conforming to the URI syntax published by IETF RFC 2396.
Url
The URL of your app to which you want the payer to be redirected on completing the payment interaction at the payment provider's website or in the payment provider's app.
The same return URL will be used by the gateway to redirect the payer irrespective of the success or otherwise of the payment interaction. This field is not required if the payer is to be redirected to your website or if the payment provider's checkout flow is presented on a modal window on top of your payment page.
Data must be an absolute URI conforming to the URI syntax published by IETF RFC 2396.
Information about how the payer's identity is verified.
For example, using 3-D Secure authentication.
This parameter group include payer authentication options available to you, parameters you need to perform payer authentication for an available method, and the results of payer authentication.
Information about payer authentication using 3-D Secure authentication.
Parameters in this group apply to both 3-D Secure authentication version 1 and 3-D Secure Authentication version 2.
Depending on the 3-D Secure authentication version applicable you will also need additional parameters:
- 3-D Secure authentication version 1: see the authentication.3ds1 parameter group.
- 3-D Secure authentication version 2: see the authentication.3ds2 parameter group.
Alphanumeric
Indicates the security level of the transaction.
This is the Electronic Commerce Indicator (ECI) value provided by the issuer's Access Control Server (ACS) to indicate the results of the attempt to authenticate the payer.
Data may consist of the characters 0-9, a-z, A-Z
Base64
The base64 encoded value generated by the issuer.
The authentication token Included in subsequent transaction request messages and used by the card scheme to verify that the authentication occurred and the values provided are valid. The token should be used unaltered.
For 3DS version 1, this field corresponds to the Cardholder Authentication Verification Value (CAVV) for Visa, the Accountholder Authentication Value (AAV) for MasterCard and JCB, or the American Express Verification Value (AEVV) for American Express.
For 3DS version 2, this field corresponds to the Authentication Value.
Data is Base64 encoded
String
A unique identifier for the 3-D Secure authentication transaction.
For 3DS version 1, this field corresponds to the XID. The XID is an identifier generated by the gateway on behalf of the merchant.
For 3DS version 2, this field corresponds to the identifier assigned by the scheme directory server.
This identifier should be used in subsequent operation requests unaltered.
An XID submitted in this field must be in base64 format.
For Rupay, this field corresponds to the authentication identifier assigned by Rupay for Guest Checkout transaction used for unregistered user transaction only.
Data can consist of any characters
Information about payer authentication using 3-D Secure authentication version 1.
Alpha
Indicates the result of payer authentication with the issuer.
This is the value returned in the transaction status field of the Payer Authentication Response (PARes) message from the card Issuer's Access Control Server (ACS). For example, Y, N, A, or U. Refer to the relevant documentation for Mastercard SecureCode™, Verified by Visa™, JCB J/Secure™, American Express SafeKey™, or Diners Club ProtectBuy™.
Data may consist of the characters a-z, A-Z
Alpha
ALWAYS PROVIDED
Indicates whether or not payer authentication is available for the card number you provided.
This is for experts only - most users should use the response.gatewayRecommendation field.
This is the value returned in the 'enrolled' field of the Verify Enrollment Response (VERes) message from the card scheme's Directory Server. For example, Y, N, or U. Refer to the relevant documentation for Mastercard SecureCode™, Verified by Visa™, JCB J/Secure™, American Express SafeKey™, or Diners Club ProtectBuy™.
Data may consist of the characters a-z, A-Z
Information about payer authentication using 3-D Secure authentication version 2.
String
You can ignore this field unless you want to build your own mobile SDK for EMV 3DS using the gateway's API.
The field contains the unique identifier assigned by the 3DS Server for this authentication. This is referred to in the EMVCo specification for 3-D Secure as threeDSServerTransID.
Data can consist of any characters
String
A unique transaction identifier assigned by the Access Control Server to identify the 3DS transaction.
Data can consist of any characters
String
The EMV 3DS authentication scheme that was used to process the authentication request.You must provide this field for co-branded card transactions that were authenticated outside MPGS using an external 3DS provider.
For example, for externally authenticated Mada co-branded transactions, you must provide either MADA, MASTERCARD or VISA to specify the 3DS directory server.
Data can consist of any characters
JSON Text
Additional information returned by the scheme or issuer in the authentication response that must be included (together with the standard authentication details) when submitting the transaction for processing by the acquirer.
Data is valid Json Format
String
Unique identifier for the Directory Server (also called Registered Application Provider Identifier or RID).
This value is applicable when you authenticate the payer in-app using 3-D Secure authentication version 2.
In this case, provide this value in the directoryServerId field on the createTransaction method request message sent from the app on the payer's device to the 3-D Secure Software Development Kit (SDK).
Data can consist of any characters
String
Reference number assigned to the Directory Server (DS) by EMV Co upon approval of the DS.
This field corresponds to EMVCo field dsReferenceNumber.
Data can consist of any characters
String
A unique transaction identifier assigned by the scheme Directory Server to identify the 3DS transaction.
The DS transaction id should be used in subsequent operation requests unaltered.
Data can consist of any characters
Boolean
ALWAYS PROVIDED
Indicates if the issuer's Access Control Server (ACS) completed the method call to obtain additional information about the payer's browser.
The values 'true' or 'false'. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#boolean.)
Enumeration
ALWAYS PROVIDED
Indicates if the issuer's Access Control Server (ACS) support the method call.
Value must be a member of the following list. The values are case sensitive.
NOT_SUPPORTED
The ACS does not support the method call protocol.
SUPPORTED
The ACS supports the method call protocol.
Alphanumeric + additional characters
The version of the EMV 3-D Secure protocol used to perform 3-D Secure authentication, in the format specified by EMVCo.
For example, 2.1.0.
Data may consist of the characters 0-9, a-z, A-Z, '.'
String
ALWAYS PROVIDED
The unique identifier assigned to the merchant by the card scheme directory server when the merchant registered to use 3-D Secure authentication version 2 with their acquirer.
Do not provide this value for Mastercard SecureCode, JCB JSecure, Discover ProtectBuy or Verified by Visa, For these authentication schemes, it will be generated by the gateway.
Data can consist of any characters
String
ALWAYS PROVIDED
The unique name assigned to the merchant by the card scheme directory server when the merchant registered to use 3-D Secure authentication version 2 with their acquirer.
Do not provide this value for Mastercard SecureCode, JCB JSecure, Discover ProtectBuy or Verified by Visa, For these authentication schemes, it will be generated by the gateway.
Data can consist of any characters
Information provided by the 3-D Secure Software Development Kit (SDK) that is used by an app on the payer's device to enable 3-D Secure authentication of the payer to be performed in-app.
You must populate the fields in this parameter group when you authenticate the payer in-app using 3-D Secure authentication version 2.
Url
This value is only returned when you authenticate the payer in-app using 3-D Secure authentication version 2 and a challenge is required (authentication.channel = PAYER_APP and authentication.3ds2.transactionStatus = C).
You must call this URL after the challenge has been completed; for example, when the ACS has confirmed the challenge completion.
This allows the gateway to retrieve the authentication result after the challenge has been completed.
Ensure that this is a valid URL according to RFC 1738.
Enumeration
The User Interface (UI) formats that the payer's device supports.
These are the formats that can be used to render the screens presented to the payer during an authentication challenge.
You only need to provide this value if you only support one of these formats.
This field corresponds to EMVCo data element sdkInterface in the field deviceRenderOptions.
Value must be a member of the following list. The values are case sensitive.
HTML
The device supports HTML format.
NATIVE
The device supports the UI format native to the payer's device.
Integer
The duration (in seconds) available to the payer to authenticate.
Will default to 900 if not provided. Note: The value will be rounded up to the nearest minute.
This field corresponds to EMVCo field sdkMaxTimeout
A number comprising the digits 0-9, having at least one digit. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#nonNegativeInteger.)
Comma separated enumeration
Indicates the UI types which the SDK supports for displaying authentication challenges within the app.
A comma separated list of the payer authentication methods that you will accept for this payment.
You only need to provide this value if all of these values are not supported.
Note: OTHER_HTML is only supported when authentication.3ds2.sdk.interface allows a HTML UI format.
This field corresponds to EMVCo data element sdkUiType in the field deviceRenderOptions.
Value must be one or more comma separated members of the following list. The values are case sensitive.
TEXT
The payer is asked to enter text into a field displayed on the UI. For example, ask the payer to enter a One Time Password sent to their registered mobile phone number.
SINGLE_SELECT
The payer is asked to select a single option from a number of presented options. For example, ask the payer if they want a One Time Password to be sent to either their email address or mobile phone number registered with their issuer.
MULTI_SELECT
The payer is asked to select multiple options from a number of presented options. For example, ask the payer to select valid responses to a question.
OUT_OF_BAND
The payer is presented with screens rendered by an out-of-band service during an authentication challenge, For example, the payer is asked to confirm the payment from their banking app.
OTHER_HTML
The payer is presented with an authentication challenge using other mechanisms supported in HTML but not in the native UI format. For example, the payer is asked to confirm an image presented on the screen.
String
A code indicating the reason for the transaction status returned in authentication.3ds2.transactionStatus.
Refer to the EMVCo specification for 3-D Secure.
Data can consist of any characters
Alpha
Indicates the result of payer authentication with the issuer.
This is the value returned in the transaction status field from the issuer's Access Control Server (ACS). For example, Y, N, U, A, R
Refer to the EMVCo specification for 3-D Secure.
Data may consist of the characters a-z, A-Z
String
Reference number assigned to the issuer's Access Control Server (ACS) by EMV Co upon approval of the ACS.
This field corresponds to EMVCo field acsReferenceNumber.
Data can consist of any characters
Comma Separated Enumeration
A comma separated list of the payer authentication methods that you will accept for this payment.
You only need to provide a value if you want to restrict the authentication methods you will accept.
If you do not specify a value, then the gateway treats it as if you will accept all available authentication methods.
If you accept both 3DS2 and 3DS1, then the gateway will use 3-D Secure version 2 if supported by the issuer and fallback to use 3-D Secure version 1 if it is not.
Value must be one or more comma separated members of the following list. The values are case sensitive.
3DS1
3-D Secure Version 1
3DS2
3-D Secure Version 2
Decimal
The amount for which the payer authentication has been performed.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
Enumeration
Indicates the channel in which the authentication request is being initiated.
Value must be a member of the following list. The values are case sensitive.
MERCHANT_REQUESTED
The merchant is requesting authentication of a cardholder without the payer being available for interaction (for example. as part of processing of a recurring payment).
PAYER_APP
Payer is interacting via an application on their device which uses an EMVCo-certified SDK.
PAYER_BROWSER
Payer is interacting via web browser (for example, with the merchant's ecommerce web-site).
Enumeration
The method that the issuer will use to authenticate the payer.
Value must be a member of the following list. The values are case sensitive.
DYNAMIC
The payer is authenticated using dynamic data. For example, a code sent to the payer's phone.
OUT_OF_BAND
The payer is authenticated by the issuer using another method. For example, by using a bank app on the payer's mobile device.
STATIC
The payer is authenticated using static data. For example, by providing responses to security questions for the payer's account.
Enumeration
Indicates if payer interaction was used to complete the authentication process.
Value must be a member of the following list. The values are case sensitive.
NOT_POSSIBLE
Payer interaction was either not possible or not applicable to completing the authentication process. For example, there was a technical problem, or the authentication method is not supported for this payment method.
NOT_REQUIRED
No payer interaction was required to complete the authentication process. The issuer was able to make a decision based on the data provided.
REQUIRED
Payer interaction was required to complete the authentication process. For example, the payer was presented with a challenge to verify their identity.
This parameter group is only applicable if you are subject to the Regulatory Technical Standards (RTS) requirements for Strong Customer Authentication (SCA) under the Payment Services Directive 2 (PSD2) regulations in the European Economic Area.
It provides details about SCA exemptions under PSD2.
Enumeration
Indicates why this payment qualifies for exemption from Strong Customer Authentication (SCA) under the Payment Services Directive 2 (PSD2).
Note:
- For recurring payments provide the RECURRING_PAYMENT value only if the amount is the same. If the amount varies, provide MERCHANT_INITIATED_TRANSACTION instead.
Value must be a member of the following list. The values are case sensitive.
AUTO
If either a LOW_RISK or LOW_VALUE_PAYMENT or TRUSTED_MERCHANT exemption applies to the transaction, it is automatically claimed by the gateway on behalf of the merchant.
LOW_RISK
Exemption is claimed because the acquirer has a low fraud rate.
LOW_VALUE_PAYMENT
Exemption is claimed as the amount is below 30 Euro.
MERCHANT_INITIATED_TRANSACTION
The transaction is excluded as it was initiated by the merchant based on an agreement with the payer. For example, a recurring payment (for a varied or fixed amount), installment payment, or account top-up. In these cases, the payer is not present and cannot participate in an authentication interaction. Merchant initiated transactions are only applicable to subsequent transactions on the order and are out of scope of the PSD2 RTS on Strong Customer Authentication (SCA). The payer must be authenticated during the first transaction that established the agreement.
NONE
An exemption is not claimed for this transaction. The merchant requires Strong Customer Authentication (SCA) be performed.
RECURRING_PAYMENT
The transaction is exempt as it was initiated by the merchant based on an agreement with the payer for a recurring payment for a fixed amount. This value is only applicable to subsequent transactions on the order. In this case, the payer is not present and cannot participate in an authentication interaction. The payer must be authenticated during the first transaction that established the agreement.
SECURE_CORPORATE_PAYMENT
The transaction is exempt as it is a corporate or Business-to-Business (B2B) payment performed using dedicated payment processes and protocols that are not available to consumers and offer at least equivalent security levels.
TRUSTED_MERCHANT
The transaction is exempt because the payer has added you to the list of their trusted merchants (as maintained by the issuer).
Enumeration
Indicates if the payer has added you to their list of trusted merchants for this card.
The next time you authenticate the payer for a payment with this card you can request the trusted merchant exemption by setting authentication.psd2.exemption to either AUTO or TRUSTED_MERCHANT.
If the issuer grants the exemption the payer will not be presented with a challenge, for example, they may have to enter a one-time password.
Value must be a member of the following list. The values are case sensitive.
NOT_ON_LIST
The payer has not added you to their list of trusted merchants for this card.
ON_LIST
The payer has added you to their list of trusted merchants for this card.
Enumeration
Indicates the context in which payer authentication is being requested.
If you do not provide a value, the gateway will use PAYMENT_TRANSACTION as the default.
Note:
- • If you set this value to ADD_CARD or MAINTAIN_CARD, then set order.amount to zero and order.currency to any currency you support.
- • If the authentication scheme that applies to the account does not support the purpose that you have requested, this call will return an authenticationStatus of AUTHENTICATION_NOT_SUPPORTED.
- • If you set this to REFRESH_AUTHENTICATION then when you perform the subsequent Authenticate Payer operation you must provide details of the original authentication, either by providing the authentication data explicitly via the fields customer.account.history.issuerAuthentication.acsTransactionId, customer.account.history.issuerAuthentication.authenticationToken, customer.account.history.issuerAuthentication.time and customer.account.history.issuerAuthentication.type, or by providing the gateway reference of the original authentication operation in customer.account.history.issuerAuthentication.transactionId.
- • If you set this value to AGREEMENT_CANCELLATION, you must provide the agreement.id and order.amount for which the agreement was registered in the AUTHENTICATE_PAYER request.
Value must be a member of the following list. The values are case sensitive.
ADD_CARD
Authentication performed before a payer's card is stored on file either directly by the merchant or using the gateway's tokenization feature. A payment is not being processed.
AGREEMENT_CANCELLATION
Authentication performed before cancelling the agreement.
MAINTAIN_CARD
Authentication performed before updating details of a payer's card stored on file either directly by the merchant or using the gateway's tokenization feature. A payment is not being processed.
PAYMENT_TRANSACTION
Authentication performed when of processing a card payment.
REFRESH_AUTHENTICATION
Authentication performed in order to obtain a new authentication token to replace one previously obtained for the order which is no longer valid (for example, because the order amount has changed in the time between originally performing authentication and submitting the financial transaction).
String
The domain name of the site where payer authentication was performed.
For example, the domain-name of the issuer's Access Control Server (ACS) used for payer authentication using 3-D Secure authentication.
Data can consist of any characters
Additional information about payer authentication status returned by the issuer or scheme.
String
Indicates the status of payer authentication with the issuer.
For authentication.version=RUPAY this is the value returned in the error or status code field from the NPCI BEPG system to indicate success or failure response from the issuer.
Data can consist of any characters
String
For authentication.version=RUPAY this is the value returned in the error message field from the NPCI BEPG system to provide additional information, for example, if authentication failed due to invalid or expired OTP.
Data can consist of any characters
DateTime
Date and time of the payer authentication being performed.
An instant in time expressed in ISO8601 date + time format - "YYYY-MM-DDThh:mm:ss.SSSZ"
String
The transactionId you used for the Initiate Authentication operation.
Data can consist of any characters
Enumeration
If online authentication of the payer is available, then this field shows the type.
If no such authentication is available, the value is NONE.
Value must be a member of the following list. The values are case sensitive.
3DS1
3-D Secure Version 1 authentication is available.
3DS2
3-D Secure Version 2 authentication is available.
RUPAY
RuPay authentication is available.
NONE
No authentication is available.
Information about the Authorization received from the acquirer or issuer.
You can use this data if you want to understand the authorization in more detail, or with less interpretation by the gateway.
This data must be provided to the acquirer in the Capture request for this Authorization.
- For a subsequent Capture the gateway takes care of this for you.
- For a Standalone Capture request you need to provide this data.
- When performing the Capture outside the the gateway you must ensure that the data is provided in the Capture request to the acquirer.
Alphanumeric
The authentication token verification result code provided by the scheme.
For Discover ProtectBuy transactions this is known as CAVV (Cardholder Authentication Verification Value) result code.
Data may consist of the characters 0-9, a-z, A-Z
DateTime
The date and time when the gateway considers the authorization obtained for the order to have expired.
After this time, the gateway will reject your attempts to capture funds against this order. It will also void any authorized amount that has not been captured, to release the payer's funds.
This capability is to assist you in scheme compliance, and must be enabled by your payment provider. The gateway only populates this field if it is expiring the authorization.
An instant in time expressed in ISO8601 date + time format - "YYYY-MM-DDThh:mm:ss.SSSZ"
ASCII Text
The acquirer AVS response code generated by the card issuing institution.
Data consists of ASCII characters
String
Indicates the card level result returned by the issuer.
Data can consist of any characters
String
CSC Incorrect Indicator.
An indicator, provided by the Issuer in the authorization response, to identify the presence of an invalid card security code (CSC). If there is an error, the Issuer will respond with the 1-byte CSC Error Code (Y).
Data can consist of any characters
Alphanumeric
An Indicator, if a Card security code was provided for the Transaction, as returned by the acquirer.
Data may consist of the characters 0-9, a-z, A-Z
String
Indicates if the card used is a commercial card.
Data can consist of any characters
String
Indicates the type of commercial card as returned by the card issuer.
Data can consist of any characters
String
The local date, in MMDD format, on which the transaction occurred.
Data can consist of any characters
String
Indicates the code of the financial network that was used to process the transaction with the issuer.
Data can consist of any characters
Date
The date for the Authorization as returned by the scheme.
Data must comply with ISO 8601 extended date format, yyyy-mm-dd
String
Indicates the market or the industry associated with the payment.
For example, B may indicate "bill payment" depending on the acquirer.
Data can consist of any characters
String
This field contains data returned by the issuer or card network to clearly communicate to merchants the reason for declining a MasterCard or Visa transaction.
Merchants can use this information to determine the best action to take. Please refer to Troubleshooting & FAQs - What if my transaction gets declined? for the list of values and their meaning.
Data can consist of any characters
String
Payment Service Data required in settlement request.
Data can consist of any characters
String
Indicates the specific card information conditions for capture that are available when the card transaction occurs at point of service.
Data can consist of any characters
String
The POS Entry Mode provided to Discover (JCB (US Domestic only), and Diners) for the authorization.
Bytes 1-2: Discover (JCB (US Domestic only), and Diners) POS Entry Mode
Byte 3: Discover (JCB (US Domestic only), and Diners) Pin Entry Capability
Byte 4: RFU (Always zero)
Note: Only the first 3 bytes are required for settlement processing.
Data can consist of any characters
String
If the entry mode has changed, the Issuer will respond with the 1-byte POS Entry Mode Change (Y).
Data can consist of any characters
String
Identifies the type of Card Transaction sent to Card Acceptor.
Data can consist of any characters
String
The response code which indicates the status of the transaction.
Data can consist of any characters
String
Textual description of the acquirer response code for displaying on terminals.
Data can consist of any characters
String
The ACI (Authorization Characteristics Indicator) returned by the issuer.
Data can consist of any characters
String
The System Trace Audit Number is assigned by a transaction originator to assist in identifying a Card Transaction.
The trace number remains unchanged for the life of the Card Transaction.
Data can consist of any characters
String
The local time, in HHMMSS format, during which the transaction occurred.
Data can consist of any characters
Time Offset
The local time zone, in +hhmm or -hhmm format, in which the authorization was received from the acquirer, issuer or local terminal.
Data must comply with ISO 8601 UTC time offset format, +hhmm or -hhmm.
String
Indicates the magnetic stripe condition and the vulnerability for fraud in Discover Network Card Transactions.
Data can consist of any characters
String
The unique identifier for the transaction returned by the issuer.
Data can consist of any characters
Alphanumeric
The Transaction Integrity Class (TIC) is an indicator defined by the scheme to evaluate the safety and security of the transaction.
The indicator is only supported by some schemes and for all regions.
Data may consist of the characters 0-9, a-z, A-Z
String
The validation code returned by the issuer.
This value must be stored to be sent with the capture transaction.
Data can consist of any characters
String
The response returned by the issuer indicating whether the 3DSecure authentication token was validated or not.
Data can consist of any characters
The amount and currency of available balance on the EBT card.
Decimal
The available amount for this type of account balance.
Data is a string that consists of the characters 0-9 and '.' and represents a valid decimal number.
Upper case alphabetic text
The currency the available amount is provided in for this type of account balance.
Expressed as an ISO 4217 alpha code, e.g. USD.
Data must consist of the characters A-Z
Enumeration
Indicates the type of account balance.
Value must be a member of the following list. The values are case sensitive.
CASH_BENEFITS_AVAILABLE_BALANCE
The current available balance of the cash benefits account associated with the EBT card. Typically, this amount is the balance less any outstanding authorizations.
CASH_BENEFITS_BEGINNING_BALANCE
The initial balance of the cash benefits account associated with the EBT card.
CASH_BENEFITS_ENDING_BALANCE
The ending balance of the cash benefits account associated with the EBT card.
EWIC_DISCOUNT
The monetary value of discounts received from use of coupons/discounts against WIC approved foods when making an eWIC transaction.
SNAP_AVAILABLE_BALANCE
The current available balance of the Supplemental Nutrition Assistance Program (SNAP) account associated with the EBT card. Typically, this amount is the balance less any outstanding authorizations.
SNAP_BEGINNING_BALANCE
The initial balance of the Supplemental Nutrition Assistance Program (SNAP) account associated with the EBT card.
SNAP_ENDING_BALANCE
The ledger balance of the Supplemental Nutrition Assistance Program (SNAP) account associated with the EBT card.
The amount and currency of available balance on the card.
Decimal
The available balance on the card.
If provided, this is the amount available to the payer to spend after this payment.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
Upper case alphabetic text
The currency of available balance on the card expressed as an ISO 4217 alpha code, e.g. USD.
Data must consist of the characters A-Z
Information on the billing address including the contact details of the payer.
The payer's billing address.
This data may be used to qualify for better interchange rates on corporate purchase card transactions.
String
The city portion of the address.
Data can consist of any characters
String
The name of the company associated with this address.
Data can consist of any characters
Upper case alphabetic text
The 3 letter ISO standard alpha country code of the address.
Data must consist of the characters A-Z
Alphanumeric + additional characters
The post code or zip code of the address.
Data may consist of the characters 0-9, a-z, A-Z, ' ', '-'
String
The state or province of the address.
Data can consist of any characters
String
The three character ISO 3166-2 country subdivision code for the state or province of the address.
Providing this field might improve your payer experience for 3-D Secure payer authentication.
Data can consist of any characters
String
The first line of the address.
For example, this may be the street name and number, or the Post Office Box details.
Data can consist of any characters
String
The second line of the address (if provided).
Data can consist of any characters
Information used to manage interactions with the payment provider if you are offering your payment page on a website or are redirecting the payer's browser to the provider's website.
If you are offering your payment page in an app or are redirecting the payer to the provider's app, use the appPayment parameter group.
Provides details about the interaction of your system and the providers system when initiating the browser payment, redirecting the customer's browser to the provider's system, back to the merchant's website and completing the browser payment.
Enumeration
ALWAYS PROVIDED
The status of the interaction between the merchant's system and the payment provider's system.
Defines the interaction state of the transaction.
Value must be a member of the following list. The values are case sensitive.
COMPLETED
This browser payment has been completed, i.e. the gateway has been informed about the payment result.
INITIATED
This browser payment has successfully been initiated.
REDIRECTED_TO_PROVIDER
The payer's browser has been redirected to the payment provider's website.
RETURNED_TO_MERCHANT
The payer's browser has been redirected back from the payment provider's website to the merchant's website.
ASCII Text
The date and time the browser payment was completed, i.e. the gateway has been informed about the payment result.
Data consists of ASCII characters
ASCII Text
The date and time the browser payment was initiated.
Provided only, if initiating the browser payment was successful (response.gatewayCode=SUBMITTED).
Data consists of ASCII characters
ASCII Text
The date and time the customer's browser was received from the merchant's website and redirected to the provider's website.
Data consists of ASCII characters
ASCII Text
The date and time the customer's browser was received from the provider's website and redirected back to the merchant's website.
Data consists of ASCII characters
String
The language that you prefer the payment provider to use for pages displayed to the payer.
You can provide either the two-letter primary language tag (for example, en, fr) or the two-letter primary language tag plus the region sub-tag (for example, en-US, fr-CA).
Data must be a language identifier or IETF language tag
Additional information you can provide to control the user interaction flow presented to the payer by Open Banking.
Boolean
ALWAYS PROVIDED
Indicates during the checkout flow whether payer has provided consent for refund in order to store payer account details in the gateway.
The values 'true' or 'false'. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#boolean.)
Enumeration
The type of transaction you want to create for this payment.
You can choose between an Authorization and a Payment transaction.
Value must be a member of the following list. The values are case sensitive.
AUTHORIZE
The transaction created in the gateway is an AUTHORIZATION transaction.
PAY
The transaction created in the gateway is a PAYMENT transaction.
Additional information you can provide to control the user interaction flow presented to the payer by PayPal.
String
The ID provided to you by PayPal when you create a PayPal account.
This identifies you as the merchant in messages that the gateway submits to PayPal.
Data can consist of any characters
Boolean
Indicates whether you want PayPal to display the shipping address to the payer on the PayPal website.
By default, the shipping address is displayed to the payer. For more detailed information about displaying the shipping address on the PayPal website, see PayPal Integration: Display/Override Shipping Address.
The values 'true' or 'false'. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#boolean.)
String
PayPal's unique identifier for the interaction between the payer and PayPal.
Data can consist of any characters
Boolean
Indicates whether you want to allow the payer to change the shipping address for the payment on the PayPal website.
By default, the payer is allowed to change the shipping address. For more detailed information about the payer overriding the shipping address on the PayPal website, see PayPal Integration: Display/Override Shipping Address.
The values 'true' or 'false'. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#boolean.)
Enumeration
Indicates where in the checkout flow you want the payer to commit to the payment - on the PayPal website or on your website after returning from the PayPal website.
By default this is set to CONFIRM_AT_PROVIDER.
Value must be a member of the following list. The values are case sensitive.
CONFIRM_AT_MERCHANT
The payer commits to the payment on your website.
CONFIRM_AT_PROVIDER
The payer commits to the payment on the PayPal website.
Url
The URL to which you must redirect the payer's browser to complete the payment when using the payment provider's website.
If you are redirecting the payer to the payment provider's app use appPayment.redirectUrl. If you want to present the payment provider's checkout flow in a modal window on top of your payment page, use the functions provided in the JavaScript library instead.
Ensure that this is a valid URL according to RFC 1738.
Url
The URL of your website to which you want the payer's browser to be redirected on completing the payment interaction at the payment provider's website.
The same return URL will be used by the gateway to redirect the payer's browser irrespective of the success or otherwise of the payment interaction. This field is not required if the payer is to be redirected to your app or if the browser payment provider's checkout flow is presented on a modal window on top of your payment page.
Ensure that this is a valid URL according to RFC 1738.
Information about any constraints that apply to this transaction.
Specify constraints to ensure that the transaction conforms to predefined criteria. This is useful if your integration does not directly collect all the transaction values (e.g. a session-based integration or a checkout integration).
Information about the payment plan constraints which apply for this transaction.
Specify payment plan constraints to restrict the available payment plan options for this transaction.
Integer
The allowable number of deferral months for the payment plan.
A number comprising the digits 0-9, having at least one digit. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#nonNegativeInteger.)
Integer
The allowable number of installments for the payment plan.
A number comprising the digits 0-9, having at least one digit. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#nonNegativeInteger.)
String
The identifiers for the payment plans supported for this transaction.
If you wish to offer any payment plans to the payer, provide the plan identifiers in this field else pass it as empty.
See Payment Plans for the supported payment plans and their identifiers.
Data can consist of any characters
String
A transient identifier for the request, that can be used to match the response to the request.
The value provided is not validated, does not persist in the gateway, and is returned as provided in the response to the request.
Data can consist of any characters
Cruise industry data.
String
The cruise booking reference.
Data can consist of any characters
Information about the cruise line.
Contact details of the cruise line.
Telephone Number
The cruise line registered office telephone number in ITU-T E123 format.
Data consists of '+', country code (1, 2 or 3 digits), 'space', and national number (which may embed single space characters for readability)
Telephone Number
The customer service phone number in ITU-T E123 format.
Data consists of '+', country code (1, 2 or 3 digits), 'space', and national number (which may embed single space characters for readability)
Date
The cruise departure/ sail date.
This field is required when cruise industry data is provided.
The value entered must be equal to or earlier than cruise.returnDate.
Data must comply with ISO 8601 extended date format, yyyy-mm-dd
A departurePort is the port where the passenger(s) boarded the cruise ship when the cruise trip started
Address of the cruise line.
String
The city portion of the address.
Data can consist of any characters
Upper case alphabetic text
The 3 letter ISO standard alpha country code of the address.
Data must consist of the characters A-Z
Alphanumeric + additional characters
The post code or zip code of the address.
Data may consist of the characters 0-9, a-z, A-Z, ' ', '-'
String
The state or province code of the address.
The value must match the second part of the ISO 3166-2 code. For an address in the United States provide the 2-letter ISO 3166-2 state code. For US military bases provide one of AE, AA, AP. For an address in Canada provide the 2-letter ISO 3166-2 province code.
Data can consist of any characters
String
The first line of the address.
Data can consist of any characters
String
The second line of the address (if provided).
Data can consist of any characters
Cruise passenger details.
String
The first name of the passenger.
Data can consist of any characters
String
The folio number assigned to the passenger.
Data can consist of any characters
String
The last name of the passenger.
Data can consist of any characters
String
The middle name of the passenger.
Data can consist of any characters
String
The title of the passenger.
Data can consist of any characters
Date
The cruise return/ sail end date.
This field is required when cruise.departureDate is provided and the value must be equal to or later than cruise.departureDate.
Data must comply with ISO 8601 extended date format, yyyy-mm-dd
String
The name of the cruise ship.
Data can consist of any characters
Alphanumeric
The industry code of the travel agent booking the cruise.
Data may consist of the characters 0-9, a-z, A-Z
String
The name of the travel agent booking the cruise.
Data can consist of any characters
Comma separated enumeration
A comma separated list of the travel items that are included as part of a cruise travel package.
If the value CRUISE_ONLY is provided then other items are not permitted in the list.
Value must be one or more comma separated members of the following list. The values are case sensitive.
CAR_RENTAL
Car rental is included in the travel package.
CRUISE_ONLY
No additional items are included in the cruise travel package.
FLIGHT
Flights are included in the travel package.
Information specific to the use of dynamic currency conversion (DCC).
If you requested a rate quote via the gateway, provide the requestId as returned in the PAYMENT_OPTIONS_INQUIRY response. For rate quote requests performed outside the gateway, you must at least provide payer amount, payer currency, provider and payer exchange rate.
You can only provide DCC information on the initial transaction for an order.
If the initial transaction for an order is a payer authentication transaction with DCC information and the subsequent authorization or pay transaction contains different DCC information, that authorization or pay transaction will be rejected.
If DCC information is provided on subsequent capture or refund for an order, it will be ignored.
DateTime
The timestamp of when the conversion rate is effective.
The timestamp may need to be displayed to the payer on the merchant site to satisfy regulatory requirements.
An instant in time expressed in ISO8601 date + time format - "YYYY-MM-DDThh:mm:ss.SSSZ"
Decimal
The foreign exchange markup applied as a percentage to the transaction amount for providing the conversion service.
The margin percentage may need to be displayed to the payer on the merchant site to satisfy regulatory requirements.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
Decimal
The total amount of the transaction in the payer's currency.
You must include this field if the payer accepted the DCC offer you presented to them.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
Upper case alphabetic text
The currency of the DCC rate quote provided by your DCC Service Provider.
The currency must be expressed as an ISO 4217 alpha code, e.g. USD and must be different to that provided for transaction currency. You must include this field if the payer accepted the DCC offer you presented to them.
Data must consist of the characters A-Z
Decimal
The exchange rate used to convert the transaction amount into the payer's currency.
The payer exchange rate includes the foreign exchange markup (marginPercentage). The payer exchange rate is displayed to the payer on the merchant site.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
String
This is a piece of HTML markup that can be included as part of the receipt where the payer has accepted the currency conversion quote.
It contains information necessary to comply with scheme requirements.
Data can consist of any characters
Enumeration
This identifies the name of the provider of the DCC quote.
Value must be a member of the following list. The values are case sensitive.
FEXCO
String
The quote provider's unique reference to the rate quote.
Data can consist of any characters
Enumeration
ALWAYS PROVIDED
Indicates how DCC applies to the order.
If not provided, this value defaults to NOT_REQUIRED.
Value must be a member of the following list. The values are case sensitive.
ACCEPTED
The payer accepted the DCC offer and pays in their own currency. The conditions of the rate quote are applied in the processing of this transaction.
DECLINED
The payer declined the DCC offer and pays in your transaction currency.
NOT_AVAILABLE
A rate quote was requested, but no DCC offer was provided. For rate quotes via the gateway the PAYMENT_OPTION_INQUIRY response contains a currencyConversion.gatewayCode other than QUOTE_PROVIDED.
NOT_REQUIRED
DCC is not required for this transaction.
Information about the customer, including their contact details.
Information about the customer's account with you
Information about how you authenticated the payer.
A record that ties together a customer's account on your website or application with a card which they use, using a service such as Mastercard Identity Check Express (IDCX).
By performing payer authentication for that card, and recording that against the secured login, it is possible to achieve a frictionless payer authentication flow for future transactions by showing that they have securely logged in to the merchant using that account. To demonstrate this, you should provide the customer.account.authentication.data, customer.account.authentication.method and customer.account.authentication.time fields.
Enumeration
Used to perform additional behaviour relating to the association between the customer account and their card.
Value must be a member of the following list. The values are case sensitive.
AUTHENTICATION
You are submitting a payment or non-payment Authentication request with evidence of strong customer authentication you have already performed to be validated against a previously created record, in order to obtain frictionless authentication for the payer.
REGISTRATION
You are submitting evidence of strong customer authentication performed by your website or application using a suitable, certified authentication mechanism, in order to record an association between this customer login and the 3DS authenticated cardholder.
Enumeration
Indicates the status of the functionality you have requested be performed on the association between customer account authentication data and the card.
Value must be a member of the following list. The values are case sensitive.
FAILED
The customer account could not be associated with the card.
NOT_SUPPORTED
No support is available from the scheme for recording an association between the customer account and the provided card, either because the scheme provides no such facility, or because the issuer has opted out.
SUCCESSFUL
The customer account has successfully been associated with the card, and should provide frictionless 3DS authentication in future.
SUPPORTED
The scheme supports the ability to record an association between the customer account and the card following a successful 3DS challenge.
Enumeration
The method you used to authenticate the payer.
Value must be a member of the following list. The values are case sensitive.
CUSTOMER_ACCOUNT_LOGIN
The merchant authenticated the payer using a credential system (for example,password) that they manage.
FEDERATED_IDENTITY_LOGIN
The merchant authenticated the payer using a federated identity management service such as Google or Facebook
FIDO_AUTHENTICATION
The merchant authenticated the payer using hardware, mobile, or biometrics based authentication that is compliant with FIDO Alliance specifications.
ISSUER_ACCOUNT_LOGIN
The merchant authenticated the payer using a credential system for example, password) managed by the issuer.
NONE
The merchant did not authenticate the payer.
THIRD_PARTY_ACCOUNT_LOGIN
The merchant authenticated the payer using a credential system managed by a third party.
DateTime
The data and time you authenticated the payer using the method specified in customer.account.authentication.method.
You must provide the authentication time if you authenticated the payer.
An instant in time expressed in ISO8601 date + time format - "YYYY-MM-DDThh:mm:ss.SSSZ"
Information about the payer's historical activity related to their customer account with you.
Integer
Number of times the account holder has tried to add or change their card over the last 24 hours.
A number comprising the digits 0-9, having at least one digit. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#nonNegativeInteger.)
Integer
The number of transactions (successful and abandoned) that have been requested in the last year for all payment methods stored against this customer account.
A number comprising the digits 0-9, having at least one digit. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#nonNegativeInteger.)
Date
The date the payer created an account with you.
Data must comply with ISO 8601 extended date format, yyyy-mm-dd
Information about the payer authentication performed for a previous transaction with you.
String
The unique transaction identifier used by the issuer's Access Control Server (ACS) to identify the transaction.
If you are processing a recurring payment, then provide the transaction acsTransactionId for the transaction where the payer was authenticated.
Data can consist of any characters
Base64
The authentication token obtained as the result of a previous authentication request.
Data is Base64 encoded
DateTime
The date and time the payer was authenticated for the prior transaction.
If you are processing a recurring payment, then provide the time and date for the transaction where the payer was authenticated.
An instant in time expressed in ISO8601 date + time format - "YYYY-MM-DDThh:mm:ss.SSSZ"
String
The transaction ID of a previous Authenticate Payer request on the order, which the gateway can retrieve and use instead of you providing the data explicitly in the customer.account.history.issuerAuthentication.authenticationToken, customer.account.history.issuerAuthentication.type and customer.account.history.issuerAuthentication.time and customer.account.history.issuerAuthentication.acsTransactionId fields.
You should provide this if you are performing an authentication request to obtain a new authentication token to replace one which is no longer valid due to age or details such as the amount of the transaction having changed.
Data can consist of any characters
Enumeration
The method used to authenticate the payer for a prior transaction with you.
Value must be a member of the following list. The values are case sensitive.
3DS_FRICTIONLESS
3DS authentication was performed without payer interaction.
3DS_CHALLENGE
3DS authentication was performed and the payer was challenged for additional information.
ADDRESS_VERIFICATION
The issuer verifed the billing address provided by the payer. 3DS authentication was not used.
OTHER
The issuer verifed the payer using another method.
Date
The date the payer's account with you was last updated.
For example, they changed address details or changed card details.
Data must comply with ISO 8601 extended date format, yyyy-mm-dd
Date
The date the payer last changed the password for their account with you.
Data must comply with ISO 8601 extended date format, yyyy-mm-dd
Integer
The number of transactions (successful and abandoned) that have been requested in the last 24 hours for all payment methods stored against this customer account.
A number comprising the digits 0-9, having at least one digit. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#nonNegativeInteger.)
Date
The date you first shipped goods to the payer's shipping address provided in the shipping.address parameter group.
Data must comply with ISO 8601 extended date format, yyyy-mm-dd
Boolean
Have you experienced suspicious or fraudulent activity on the account in the past.
The values 'true' or 'false'. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#boolean.)
String
Your identifier for the payer's account with you.
This should be an immutable identifier, rather than the customer's name, email or such data that could be changed by the customer.
Data can consist of any characters
Email
The email address of the customer.
The field format restriction ensures that the email address is longer than 3 characters and adheres to a generous subset of valid RFC 2822 email addresses.
Ensures that the email address is longer than 3 characters and adheres to a generous subset of valid RFC 2822 email addresses
String
The payer's first name.
Data can consist of any characters
Identification of the payer.
This information is used to identify the sender in account funding transactions.
Upper case alphabetic text
The ISO 3166 three-letter country code of the issuer of the identification.
Data must consist of the characters A-Z
Enumeration
The type of identification provided for the customer.
Value must be a member of the following list. The values are case sensitive.
ALIEN_REGISTRATION_NUMBER
The customer's identification type is an alien registration number issued by U.S. Citizenship and Immigration Services (USCIS) to immigrants who apply to live in the United States.
BUSINESS_TAX_ID
The customer's identification type is a business tax id which is assigned to the business entity by the tax department.
COMPANY_REGISTRATION_NUMBER
The customer's identification type is company registration number which is issued to the company at the time of its incorporation.
CUSTOMER_IDENTIFICATION
The customer's identification type is an unspecified form of customer identification through which the customer can identified and verified.
DATE_OF_BIRTH
The customer's identification type is date of birth.
DRIVERS_LICENSE
The customer's identification type is a driving license.
EMAIL
The customer's identification type is an email address.
GOVERNMENT_ISSUED
The customer's identification type is government issued.
INDIVIDUAL_TAX_ID
The customer's identification type is an individual tax id which is assigned to the individual by the tax department.
LAW_ENFORCEMENT_IDENTIFICATION
The customer's identification type is a law enforcement identification.
MILITARY_IDENTIFICATION
The customer's identification type is a military identification which is issued by the department of defense and military.
NATIONAL_IDENTIFICATION_CARD
The customer's identification type is a national identification card issued by the customer's country.
OTHER
The customer's identification type cannot be classified using any of the other categories. This is the default value.
PASSPORT
The customer's identification type is a passport.
PHONE_NUMBER
The customer's identification type is a phone number.
PROXY_IDENTIFICATION
The customer's identification type is proxy identification.
SOCIAL_SECURITY_NUMBER
The customer's identification type is a social security number issued by Social Security Administration (SSA) to U.S. citizens, permanent residents and eligible non-immigrant workers in United States.
TRAVEL_IDENTIFICATION
The customer's identification type is travel document other than a passport.
String
The identification value/number for the type of identification provided in customer.identification.type.
Data can consist of any characters
String
The payer's last or surname.
Data can consist of any characters
String
The payer's middle name.
Data can consist of any characters
String
The contact person's mobile phone or cell phone number.
Data can consist of any characters
String
The phone number of the person to whom the order is being billed.
Data can consist of any characters
String
The tax registration identifier of the customer.
Data can consist of any characters
String
An identifier for the payer assigned by a government authority.
For example, in Mexico this could be the CURP (Clave Única de Registro de Población), RFC (Registro Federal del Contribuyente), or INE (Instituto Nacional Electoral) number. In Brazil this could be the CPF (Cadastro de Pessoas Físicas) or CNPJ (Cadastro Nacional de Pessoas Jurídicas).
Data can consist of any characters
Additional details for debt repayment transactions (order.purchaseType=DEBT_REPAYMENT).
If your Merchant Category Code is 6012 (Merchandise and Services—Customer Financial Institutions) or 6051 ( (Non-Financial Institutions – Foreign Currency, Non-Fiat Currency)) you may be required to provide some or all the details in this parameter group.
Details about the recipient of the payment and the destination account for the payment.
String
ALWAYS PROVIDED
The account identifier for the payment recipient's account.
For payments into a card account provide the card number. For payments into other accounts (for example a bank account) provide the account number. The value provided will be returned masked in the response.
Data can consist of any characters
Date
ALWAYS PROVIDED
The date of birth of the primary payment recipient in yyyy-mm-dd format.
Data must comply with ISO 8601 extended date format, yyyy-mm-dd
String
ALWAYS PROVIDED
Last name of the primary payment recipient.
Data can consist of any characters
String
ALWAYS PROVIDED
Postcode of the primary payment recipient.
Data can consist of any characters
Information about the device used by the payer for this transaction.
String
The telephone number captured by ANI (Automatic Number Identification) when the customer calls to place the order.
Data can consist of any characters
String
The 2 digit ANI information identifier provided by the telephone company to indicate the call type, for example, cellular (61-63), toll free (24,25), etc.
Data can consist of any characters
String
The User-Agent header of the browser the customer used to place the order.
For example, MOZILLA/4.0 (COMPATIBLE; MSIE 5.0; WINDOWS 95)
Data can consist of any characters
String
The name of the server to which the customer is connected.
Data can consist of any characters
String
The IP address of the device used by the payer, in IPv4 nnn.nnn.nnn.nnn format.
You can provide the IP address in IPv6 format as defined in RFC4291.
IPv6 address will only be used in EMV 3DS authentication. Supplied IPv6 address will not be used for any other purposes.
Data can consist of any characters
String
The mobile phone manufacturer's identifier for the model of the mobile device used to initiate the payment.
Data can consist of any characters
Enumeration
The interface through which the transaction is submitted to the gateway.
Value must be a member of the following list. The values are case sensitive.
AUTO
The transaction was automatically generated by the gateway. For example, a Capture transaction for Auto-Capture or an order reversal transaction for risk rejected orders.
BATCH
The transaction was submitted as part of a merchant batch. Batches can either be uploaded via Batch or via Merchant Administration.
CHECKOUT_VIA_WEBSITE
The transaction was created via checkout. The payer was redirected from your website to checkout.
MERCHANT_ADMINISTRATION
The transaction was initiated in Merchant Administration.
MERCHANT_MANAGER
The transaction was initiated in Merchant Manager.
SERVICE_PROVIDER_API
The transaction was reported by an acquirer or alternate payment provider.
WEB_SERVICES_API
The transaction was submitted via Web Services API.
Details about who initiated the transaction.
Details about the entity that initiated the transaction.
String
The identifier of the entity that initiated the transaction.
For a merchant this is the Merchant ID in the gateway. For a Merchant Organization this is the Merchant Organization ID in the gateway. For an agent this is the Agent ID in the gateway. For a service provider this is the service provider ID in the gateway. For a gateway initiated transaction this field is not populated.
Data can consist of any characters
Enumeration
The type of entity that initiated the transaction.
Value must be a member of the following list. The values are case sensitive.
AGENT
The transaction was initiated by an agent on your behalf.
GATEWAY
The transaction was automatically initiated by the gateway on your behalf.
MERCHANT
You initiated the transaction.
MERCHANT_ORGANIZATION
The transaction was initiated by a Merchant Organization on your behalf.
SERVICE_PROVIDER
The transaction was initiated by your payment service provider on your behalf.
String
The person who initiated this transaction.
For Merchant Administration, the person is identified by their logon name.
Data can consist of any characters
String
Your payment service provider might have configured your merchant profile to support several lines of business.
Each line of business can have different payment parameters, such as bank account, supported cards or such.
For example, lineOfBusiness = TICKET_SALES can have a different bank account from lineOfBusiness = MERCHANDISING. One line of business on your profile might be "null". To use that, do not provide the lineOfBusiness field.
Data can consist of any characters except space
Alphanumeric + additional characters
ALWAYS PROVIDED
The unique identifier issued to you by your payment provider.
Data may consist of the characters 0-9, a-z, A-Z, '-', '_'
Information about the order associated with this transaction.
Boolean
Indicates whether you will accept a payment less than order.amount, e.g. when using a gift card.
If not set or set to FALSE, and the full amount is not available, the transaction will be rejected.
Unless you have been advised by your payment service provider that the gateway supports partial approvals for your acquirer, you can ignore this field.
If the gateway supports partial approvals for your acquirer you must set this field to TRUE else the transaction is rejected by the gateway.
The values 'true' or 'false'. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#boolean.)
Decimal
ALWAYS PROVIDED
The total amount for the order. This is the net amount plus any merchant charge amounts.If you provide any sub-total amounts, then the sum of these amounts (order.itemAmount, order.taxAmount, order.shippingAndHandlingAmount, order.cashbackAmount, order.gratuityAmount, order.merchantCharge.amount and order.dutyAmount), minus the order.discountAmount must equal the net amount.
The value of this field in the response is zero if payer funds are not transferred.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
Enumeration
Indicates the result of payer authentication.
Value must be a member of the following list. The values are case sensitive.
AUTHENTICATION_ATTEMPTED
Payer authentication was attempted and a proof of authentication attempt was obtained.
AUTHENTICATION_AVAILABLE
Payer authentication is available for the payment method provided.
AUTHENTICATION_EXEMPT
Exemption from the Regulatory Technical Standards (RTS) requirements for Strong Customer Authentication (SCA) under the Payment Services Directive 2 (PSD2) regulations in the European Economic Area has been claimed or granted.
AUTHENTICATION_FAILED
The payer was not authenticated. You should not proceed with this transaction.
AUTHENTICATION_NOT_IN_EFFECT
There is no authentication information associated with this transaction.
AUTHENTICATION_NOT_SUPPORTED
The requested authentication method is not supported for this payment method.
AUTHENTICATION_PENDING
Payer authentication is pending completion of a challenge process.
AUTHENTICATION_REJECTED
The issuer rejected the authentication request and requested that you do not attempt authorization of a payment.
AUTHENTICATION_REQUIRED
Payer authentication is required for this payment, but was not provided.
AUTHENTICATION_SUCCESSFUL
The payer was successfully authenticated.
AUTHENTICATION_UNAVAILABLE
The payer was not able to be authenticated due to a technical or other issue.
Boolean
Set this flag if the transaction is a manual cash disbursement transaction, i.e. cash is disbursed upon the acceptance of a card by a financial institution teller.
The values 'true' or 'false'. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#boolean.)
Decimal
The amount the payer has chosen to receive as cash in addition to the amount they are paying for the goods or services they are purchasing from you.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
Enumeration
Indicates if you expect to capture the full order amount for which you are requesting authorization.
If you do not provide a value for order.certainty the default configured for you by your payment service provider will be used. The value provided in the response shows the value the gateway sent to the acquirer
Value must be a member of the following list. The values are case sensitive.
ESTIMATED
The amount authorized is an estimate of the amount that will be captured. It is possible that the amount captured will be less, or might not be captured at all.
FINAL
The full authorized amount is expected to be captured within the mandated time. The order will only be cancelled in exceptional circumstances (for example, the payer cancelled their purchase).
This value will be provided when a chargeback is successfully processed and funds have been transferred back to the payer.
Decimal
ALWAYS PROVIDED
The total amount that has been successfully debited from the merchant's account as a result of chargebacks against this order.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
String
ALWAYS PROVIDED
The currency of chargeback raised against this order that has been successfully debited from the merchant's account, expressed as an ISO 4217 alpha code, e.g. USD.
Data can consist of any characters
DateTime
ALWAYS PROVIDED
Indicates the date and time the gateway considers the order to have been created.
An instant in time expressed in ISO8601 date + time format - "YYYY-MM-DDThh:mm:ss.SSSZ"
Upper case alphabetic text
ALWAYS PROVIDED
The currency of the order expressed as an ISO 4217 alpha code, e.g. USD.
Data must consist of the characters A-Z
String
A field you provide to capture additional information about this order that is only of interest to you.
The gateway does not send this information to the acquirer. A maximum of 50 such fields may be added to the order.
Data can consist of any characters
String
A note from the payer about this order.
Data can consist of any characters
Date
The date the payer placed the order.
Data must comply with ISO 8601 extended date format, yyyy-mm-dd.
ASCII Text
The payer's own reference for the order.
This reference may assist the payer to identify the order in their system. For example, a purchase order number, project identifier, or cost center.
Data consists of ASCII characters
String
Short textual description of the contents of the order.
Data can consist of any characters
Information about a price reduction you have applied to the order.
For example, you may apply discounts for trade, employees, bulk purchase, or a sales promotion.
Decimal
The total amount of the discount you have applied to the order.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
String
The code you use to identify the reason for the discount.
Data can consist of any characters
String
A description of your reason for the discount.
Data can consist of any characters
Decimal
The duty amount (also known as customs tax, tariff or dues) for the order.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
Integer
The field indicates the total number of Capture requests you intend to submit for an order.
For example, if you intend to deliver the goods in two shipments and will capture part of the total authorized amount when you make each shipment, set the value of this field to 2.
If the value equals or drops below the actual number of successful Captures, then the gateway will prevent further Captures and void the outstanding Authorization amount (depending on your merchant profile configuration). If you are unsure of the number of Captures, set the value to 99, and to one on your last Capture.
If you do not provided a value for this field, but had previously provided one, the previous value is applied. For example, if you provide a value 2 on the first Capture for the order and then submit a second Capture without a value, the gateway assumes that the value is still 2.
A number comprising the digits 0-9, having at least one digit. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#nonNegativeInteger.)
Details of the amount settled to your account for this order.
Decimal
ALWAYS PROVIDED
The total amount of money funded to / from your bank account for this order, as reported to the gateway by your acquirer.
This includes sales (credits to your account) and refunds (debits).
See order.fundingStatus to determine the certainty of this value.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
Upper case alphabetic text
ALWAYS PROVIDED
The currency of order.funding.amount, expressed as an ISO 4217 alpha code, e.g. USD.
Data must consist of the characters A-Z
Enumeration
The current status of funding for the money that you can reasonably expect for this order.
It reflects both money into and out of your bank account (that is, both sales and refunds).
When considering funding status, the gateway only examines transactions that can move funds. For example, it ignores Authorizations and declined Captures. This is because fundingStatus reflects the movement of the money for the commercial transaction, it does not reflect the movement of money for fees associated with the transaction.
Value must be a member of the following list. The values are case sensitive.
FUNDED
All transactions that could transfer money to / from your account are clearing and will settle.
FUNDING_ASSURED
All transactions that could transfer money to / from your account, are guaranteed to settle, but have not yet done so. The exact amount of the funds to be transferred might not be known in this state.
FUNDING_FAILED
There are transactions on the order that could result in the transfer of money to / from your account, however the service provider has not yet received funds from the payer. In case of an order with a refund the service provider was not able to return funds to the payer. You might need to contact the payer to unblock this condition.
FUNDING_ON_HOLD
There are transactions on the order that could result in the transfer of money to or from your account, however the service provider is unable to complete the transfer of funds, because of some problem with your account. This might be a transient state.
IN_PROGRESS
There are transactions on the order that could result in the transfer of money to / from your account, but some have not yet have done so. This is usually a transient state.
NON_FUNDED
There are no transactions on the order that could result in transfer of money to / from your account.
NOT_SUPPORTED
All transactions on the order were settled to a payment provider from which the gateway does not receive funding information.
Decimal
The amount the payer has chosen to provide as a gratuity or tip in addition to the amount they are paying for the goods or services they are purchasing from you.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
String
ALWAYS PROVIDED
A unique identifier for this order to distinguish it from any other order you create.
Use this identifier when referring to this order in subsequent transactions and in retrieval operations. This value must be unique for every order created by your merchant profile.
Data can consist of any characters
Enumeration
This field is used to classify merchant initiated payments which are submitted in the context of certain industry practices.
Use this field to indicate the reason for that industry practice payment.
A merchant initiated industry practice transaction must also contain the 'scheme transaction Id' from the associated cardholder initiated transaction.
You can provide the referenceOrderId of the relevant cardholder initiated transaction and the gateway will include the 'scheme transaction Id' on the industry practice transaction. For example, when you submit a 'delayed charge', you should provide the referenceOrderId of the cardholder-initiated transaction that resulted in the delayed charge.
Alternatively, you can provide the 'scheme transaction Id' of the cardholder initiated transaction in the industry practice transaction using the field transaction.acquirer.traceId.
You must have obtained the payer's consent prior to submitting industry practice transactions.
Value must be a member of the following list. The values are case sensitive.
DELAYED_CHARGE
An additional payment processed in accordance with your terms and conditions after the original payment has been processed. For example, hotel mini bar charge after the payer has checked out or damage to a rental car.
NO_SHOW_PENALTY
A penalty charged in accordance with your charge cancellation policy the payer cancels or fails to show for the booking.
PARTIAL_SHIPMENT
A shipment where merchant decides to ship the goods from the same order in multiple shipments due to various reasons like goods availability, involvement of multiple suppliers for goods etc.
String
The invoice number you issued for this order.
Data can consist of any characters
DateTime
ALWAYS PROVIDED
Indicates the date and time the gateway considers the order to have last been updated.
An instant in time expressed in ISO8601 date + time format - "YYYY-MM-DDThh:mm:ss.SSSZ"
String
Your tax registration identifier provided by the Local/State/Province tax authority.
If you are a Canadian merchant, use this field to provide your Tax Registration ID for paying Provincial Sales Tax (PST).
Data can consist of any characters
Use this parameter group to provide additional information if you are a marketplace.You are considered a marketplace if you operate an electronic commerce website or mobile application that brings together payers and retailers and you are selling the goods or services on behalf of the retailer.In this case, the card schemes may require you to register with them as a marketplace and assign you a Marketplace ID.
You should provide this identifier to your payment service provider so that the gateway can automatically include it in all transaction messages to your acquirer.
Enumeration
Provide information about the location of the retailers for goods or services included in this order.Where a retailer is located in a country different from your country, they are considered a foreign retailer, otherwise they are considered a domestic retailer.
Value must be a member of the following list. The values are case sensitive.
DOMESTIC_ONLY
The order only contains items from domestic retailers.
FOREIGN_AND_DOMESTIC
The order contains items from both foreign and domestic retailers.
FOREIGN_ONLY
The order only contains items from foreign retailers.
Decimal
ALWAYS PROVIDED
The total amount for the order in order.merchantCurrency units.
This is derived from the rate quote and order.amount for this order when Multi-Currency Pricing was used.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
Digits
A 4-digit code used to classify your business by the type of goods or services it offers.This is also known as the Merchant Category Code (MCC).
You only need to provide the MCC if you want to override the default value configured for your acquirer link.The value you provide must match one of those configured by your payment service provider.
Data is a string that consists of the characters 0-9.
Information about additional fees that you are charging the payer for processing the payment for this order, for example, a surcharge.
Decimal
ALWAYS PROVIDED
The amount of the additional fee that you are charging the payer.
If you provide a charge amount, you must include it in the total amount for the order.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
Enumeration
ALWAYS PROVIDED
Indicates who calculated the charge amount.
Value must be a member of the following list. The values are case sensitive.
CLIENT
The charge amount was included in the transaction request.
GATEWAY
The gateway calculated the charge amount based on the net amount included in the transaction request and the configured charge rules.
String
Where the gateway has generated the charge amount based on the configured charge rules, this field contains the name of the rule.
Data can consist of any characters
Enumeration
ALWAYS PROVIDED
The type of the additional fee that you are charging the payer.
Value must be a member of the following list. The values are case sensitive.
SURCHARGE
A fee that covers your cost of accepting accepting a payment method.
Upper case alphabetic text
ALWAYS PROVIDED
The currency in which you priced your inventory for this order, expressed as an ISO 4217 alpha code, e.g. USD.
This value (along with merchantAmount) is applicable if you are doing Multi-Currency Pricing, as it gives you a consistent currency across all your orders that involve foreign exchange (FX).
If there is FX on this order, this is based on the rate quote you provided on the payment transactions, if not then this is the order.currency.
Data must consist of the characters A-Z
Decimal
The amount payable for the order before merchant charge amount is applied.
If you specify a net amount the gateway will calculate the merchant charge amount for you based on the charge type (order.merchantCharge.type) provided in the request. Alternatively, you can specify the merchant charge amount (order.merchantCharge.amount) yourself.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
Url
The URL to which the gateway will send Webhook notifications when an order is created or updated.
To receive notifications at this URL, you must enable Webhook notifications in Merchant Administration. Ensure the URL is HTTPS
Ensure that this is a valid URL according to RFC 1738.
String
Your identifier for the part of your organization that is responsible for the order.
You might provide this data when you want to track the accountability for the order. For example, store number, sales region, branch, or profit center
Data can consist of any characters
Enumeration
Indicates the purchase of specific types of goods or services.
You must provide a value if your Merchant Category Code (MCC) is one of the following:
6051 (Quasi Cash – Merchant or Non-Financial Institutions – Foreign Currency, Non-Fiat Currency) and this transaction is for the purchase of cryptocurrency. Set the value to CRYPTOCURRENCY.
6211 (Securities – Brokers/Dealers) and this transaction is for the purchase of high-risk securities. Set the value to HIGH_RISK_SECURITIES.
6012 (Merchandise and Services—Customer Financial Institutions) or 6051 (Non-Financial Institutions – Foreign Currency, Non-Fiat Currency) and this transaction is for debt repayment. Set the value to DEBT_REPAYMENT.
If the transaction pulls money from an account for the purpose of crediting another account you must set purchase type to ACCOUNT_FUNDING.
You may set purchase type to OTHER for any other type of payment.
Value must be a member of the following list. The values are case sensitive.
ACCOUNT_FUNDING
The transaction pulls money from an account for the purpose of crediting another account. You may be required to provide additional details about the account funding transaction in the accountFunding parameter group.
CRYPTOCURRENCY
The transaction is for the purchase of a cryptocurrency.
DEBT_REPAYMENT
You may be required to provide additional details about the debt repayment in the debtRepayment parameter group.
HIGH_RISK_SECURITIES
The transaction is for the purchase of high-risk securities.
OTHER
Use this value if the purchase type for the transaction does not fit in any of the other categories.
String
An optional identifier for the order.
For example, a shopping cart number, an order number, or an invoice number.
Data can consist of any characters
String
The name of the person who requested the goods or services.
Data can consist of any characters
Information about reward points earned using a card enrolled in a rewards program that are being redeemed as full or part payment for this order.
Decimal
The amount that the payer has chosen to pay by redeeming reward points earned using a card enrolled in a rewards program for full or part payment for this purchase.
The reward amount is included in the total amount of the order you provide in order.amount. You must provide this value if the rewards program supports a payer-nominated amount (availableBalance.reward.payerNominatedAmount returned from the Balance Inquiry operation has a value of 'true').
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
Information about the rewards currently available to redeem for the card (that is, after this purchase).
Decimal
The amount currently available to spend by redeeming rewards available for the card.
This amount is the rewards points available for the card divided by the conversion rate. For example, if the payer has 1500 points available and the conversion rate is 10 then the currency equivalent amount is 150.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
Decimal
The rewards value (points) currently available to redeem using the card.
This includes any points earned by the payer as a result of the payment made for this order. You should print this value on the receipt when required by the rewards program provider.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
Decimal
ALWAYS PROVIDED
The rewards value (points) that the payer has redeemed as full or part payment for this order.
You should print this value on the receipt when required by the rewards program provider.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
Information about the rewards available to redeem for this card prior to the last transaction on this order where points were redeemed.
Decimal
The rewards value available to redeem using the card prior to the last transaction on this order where points were redeemed.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
Decimal
The rewards value (points) available to redeem using the card prior to the last transaction on this order where points were redeemed.
You should print this value on the receipt when required by the rewards program provider.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
Enumeration
The rewards program for which a rewards amount (points) were redeemed for this Authorization.
Value must be a member of the following list. The values are case sensitive.
AMERICAN_EXPRESS_MEMBERSHIP_REWARDS
American Express Membership Rewards.
BANCOMER_MEMBERSHIP_REWARDS
Bancomer Membership Rewards.
Decimal
The total shipping and handling amount for the order, including taxes on the shipping and/or handling.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
Decimal
The tax amount levied on the shipping and handling amount for the order.
This amount is included in the shipping and handling amount provided in field order.shippingAndHandlingAmount.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
Decimal
The tax rate applied to the shipping and handling amount for the order to determine the shipping and handling tax amount.
For a tax rate of 2.5% provide 0.025.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
Contact information provided by you for printing on payer's account statements.
Descriptor address of the merchant.
String
The city portion of the address.
Data can consist of any characters
String
The name of the company associated with this address.
Data can consist of any characters
Upper case alphabetic text
The 3 letter ISO standard alpha country code of the address.
Data must consist of the characters A-Z
Alphanumeric + additional characters
The post code or zip code of the address.
Data may consist of the characters 0-9, a-z, A-Z, ' ', '-'
String
The state or province code of the address.
For an address in the United States provide the 2-letter ISO 3166-2 state code. For US military bases provide one of AE, AA, AP.
For an address in Canada provide the 2-letter ISO 3166-2 province code.
Data can consist of any characters
String
The first line of the address.
For example, this may be the street name and number, or the Post Office Box details.
Data can consist of any characters
String
The second line of the address (if provided).
Data can consist of any characters
String
Descriptor name of the merchant.
Data can consist of any characters
String
Descriptor phone number of the merchant's business.
Data can consist of any characters
Enumeration
The current progression of this order through the payment process.
Value must be a member of the following list. The values are case sensitive.
AUTHENTICATED
The payer was successfully authenticated.
AUTHENTICATION_INITIATED
Payer authentication has been initiated but not completed.
AUTHENTICATION_NOT_NEEDED
Payer authentication was not performed as it was not needed.
AUTHENTICATION_UNSUCCESSFUL
Payer authentication was not able to be successfully completed.
AUTHORIZED
The payment has been authorized successfully but the authorized amount has not yet been captured, in part, full, or excess.
CANCELLED
The initial transaction for this order has been voided successfully.
CAPTURED
The authorized amount for this order, in full or excess, has been captured successfully.
CHARGEBACK_PROCESSED
A Chargeback has been processed against this order.
DISBURSED
The order amount has successfully been disbursed to the payer.
DISPUTED
The payment has been disputed and is under investigation. A request for information has been received or a chargeback is pending.
EXCESSIVELY_REFUNDED
The payment has been captured in part, full, or excess, but the captured amount in excess has been refunded successfully.
FAILED
The payment has not been successful.
FUNDING
The order transfers money to or from the merchant, without the involvement of a payer. For example, recording monthly merchant service fees from your payment service provider.
INITIATED
A browser payment that has successfully been initiated for this order. No payment has yet been made.
PARTIALLY_CAPTURED
The authorized amount for this order, in part, has been captured successfully.
PARTIALLY_REFUNDED
The payment has been captured in part, full, or excess, but the captured amount in part has been refunded successfully.
REFUNDED
The payment has been captured in part, full, or excess, but the captured amount in full has been refunded successfully.
REFUND_REQUESTED
A refund against captured amounts on this order has been requested but not executed. Requires further action to approve the refund.
VERIFIED
The card details for this order have successfully been verified. No payment has yet been initiated or made.
Provide these parameters if you are a payment aggregator or facilitator and process payments on behalf of other merchants.
These merchants are referred to as your sub-merchants. The sub-merchant's details you provide may be displayed on the payer's cardholder statement. Note that your acquirer may require you to register with the card scheme(s) before allowing you to submit sub-merchant details with a transaction. This data must be on the initial transaction of an order, subsequent transactions with sub-merchant will be rejected.
The sub-merchant's address.
String
The city portion of the address.
Data can consist of any characters
String
The name of the company associated with this address.
Data can consist of any characters
Upper case alphabetic text
The 3 letter ISO standard alpha country code of the address.
Data must consist of the characters A-Z
Alphanumeric + additional characters
The post code or zip code of the address.
Data may consist of the characters 0-9, a-z, A-Z, ' ', '-'
String
The state or province code of the address.
For an address in the United States provide the 2-letter ISO 3166-2 state code. For US military bases provide one of AE, AA, AP.
For an address in Canada provide the 2-letter ISO 3166-2 province code.
Data can consist of any characters
String
The first line of the address.
For example, this may be the street name and number, or the Post Office Box details.
Data can consist of any characters
String
The second line of the address (if provided).
Data can consist of any characters
Information about the sub-merchant's registration to use a payer authentication protocol.
For example, using 3-D Secure authentication.
Information about the sub-merchant's registration to use 3-D Secure authentication version 2.
These details are used to identify the sub-merchant to the card scheme's directory server.
String
The unique identifier assigned to the merchant by the card scheme directory server when the merchant registered to use 3-D Secure authentication version 2 with their acquirer.
Do not provide this value for Mastercard SecureCode or Verified by Visa. For these authentication schemes, it will be generated by the gateway. For American Express if it is provided it will be used otherwise it will be generated by the gateway.
Data can consist of any characters
String
The unique name assigned to the merchant by the card scheme directory server when the merchant registered to use 3-D Secure authentication version 2 with their acquirer.
Do not provide this value for Mastercard SecureCode or Verified by Visa. For these authentication schemes, it will be generated by the gateway. For American Express if it is provided it will be used otherwise it will be generated by the gateway.
Data can consist of any characters
Enumeration
ALWAYS PROVIDED
The protocol used for payer authentication.
Value must be a member of the following list. The values are case sensitive.
AMEX_SAFEKEY
American Express SafeKey EMV 3DS authentication
DINERS_PROTECTBUY
Diners ProtectBuy EMV 3DS authentication
FASTR_BY_CB
Carte Bancaire FAST'R by CB using EMV 3DS authentication
JCB_JSECURE
JCB J/Secure using EMV 3DS authentication
UNIONPAY
UnionPay EMV 3DS authentication
VERIFIED_BY_VISA
Visa Verified by Visa EMV 3DS authentication
Digits
Code used by acquirer to describe the business or industry the sub-merchant operates in.
Data is a string that consists of the characters 0-9.
Telephone Number
Only provide this field if you have received a notification from the scheme that either you or the sub-merchant has a high number of disputes.
In this case, provide a phone number that payers can use to contact the sub-merchant in case of a dispute. Where applicable, the issuer may display this phone number on the cardholder statement. The phone number must be provided in ITU-T E123 format.
Data consists of '+', country code (1, 2 or 3 digits), 'space', and national number (which may embed single space characters for readability)
Email
The sub-merchant's email address.
Ensures that the email address is longer than 3 characters and adheres to a generous subset of valid RFC 2822 email addresses
Upper case alphabetic text
Only provide this field if the sub merchant is a government owned or controlled merchant.
A sub merchant is considered a government owned or controlled entity (government controlled merchant) if 50% or more of the sub merchant is owned by the government. Provide the ISO 3166 three-letter country code of the government country where this differs from the sub merchant's physical location country.
Data must consist of the characters A-Z
Alphanumeric + additional characters
ALWAYS PROVIDED
Your identifier for the sub-merchant.
You can use this identifier in searches and reports in the gateway.
Data may consist of the characters 0-9, a-z, A-Z, '-', '_', ' ', '&', '+', '!', '$', '.'
String
If the sub merchant is a marketplace, provide the marketplace ID assigned to them by Visa.
A sub merchant is considered a marketplace if they operate a platform (online commerce website or mobile application) where retailers can sell goods and services.
Data can consist of any characters
String
The sub-merchant's phone number
Data can consist of any characters
String
The legal name of the sub-merchant.
Data can consist of any characters
String
ALWAYS PROVIDED
The trading name of the sub merchant, also known as doing business as (DBA), operating as or trading as.
For MasterCard transactions the name must not exceed 21 characters. For American Express transactions the name must not exceed 27 characters (or 36 characters including the aggregator name). The trading name may be displayed on the payer's cardholder statement. Therefore if you need to shorten it, use an abbreviation that will be meaningful to the payer when displayed on their statement.
Data can consist of any characters
Information about orders for items not yet available (pre-order) or for items previously purchased (reorder).
Boolean
Indicates that the purchase includes merchandise with a future availability or release date.
The values 'true' or 'false'. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#boolean.)
Date
The date that preordered items are expected to be available.
Provide this field if the payer is ordering items before you have them available for purchase.
Data must comply with ISO 8601 extended date format, yyyy-mm-dd
Boolean
Indicates that the purchase includes merchandise that the payer has previously ordered.
The values 'true' or 'false'. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#boolean.)
Decimal
A fee charged by you to cover the cost of accepting a payment method.
This is an additional amount charged by you for accepting one payment method (e.g. a credit card) instead of another (e.g. cash).
If you provide a surcharge amount, you should include it in the total amount for the order.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
Enumeration
Indicates how the surcharge amount was determined for an order.
Value must be a member of the following list. The values are case sensitive.
CLIENT
The surcharge amount was provided by the merchant.
GATEWAY
The surcharge amount was calculated by the gateway based on surcharging rules configured by the merchant.
Use this parameter group to provide a breakdown of tax types, amount per tax type, and rate per tax type included in order.taxAmount.
Decimal
The tax amount included in this order for the tax type.
Data is a string that consists of the characters 0-9 and '.' and represents a valid decimal number.
Decimal
The tax rate (percentage) used to determine the tax amount included in this order for the tax type.
Data is a string that consists of the characters 0-9 and '.' and represents a valid decimal number.
String
The type of tax included in the order amount.
The correct value as used by your acquirer may have to be provided. Contact your payment service provider for details.
Data can consist of any characters
Decimal
The total tax amount for the order.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
String
Your tax registration identifier provided by the Federal/National tax authority (for example, federal tax identification number, ABN).
If you are a Canadian merchant, use this field to provide your Tax Registration ID for paying Harmonized Sales Tax (HST) or Goods and Services Tax (GST) collected by the Canada Revenue Agency.
Data can consist of any characters
String
Indicates your tax status for this order.
Data can consist of any characters
Decimal
ALWAYS PROVIDED
The amount that has been successfully authorized for this order.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
Decimal
ALWAYS PROVIDED
The amount that has been successfully captured for this order.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
Decimal
ALWAYS PROVIDED
The amount that has been successfully disbursed for this order.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
Decimal
ALWAYS PROVIDED
The amount that has been successfully refunded for this order.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
Information relevant for Transaction Filtering.
Allows you to provide the Address Verification Service (AVS) Response Code Transaction Filtering rules to be applied to the transactions for this order.
If provided, these rules override the AVS Response Code Transaction Filtering rules you have configured in Merchant Administration.
Enumeration
ALWAYS PROVIDED
The action to be performed for the Address Verification Service (AVS) Response Code.
Value must be a member of the following list. The values are case sensitive.
NO_ACTION
No action should be taken by the gateway.
REJECT
The gateway must reject the transaction.
REVIEW
The gateway must mark this transaction as requiring a review.
Enumeration
ALWAYS PROVIDED
The Address Verification Service (AVS) Response Code for which you are defining the rule.
Value must be a member of the following list. The values are case sensitive.
ADDRESS_MATCH
Street address matched
ADDRESS_ZIP_MATCH
Street address and zip/postcode were matched
NAME_ADDRESS_MATCH
Card holder name and street address matched
NAME_MATCH
Card holder name matched
NAME_ZIP_MATCH
Card holder name and zip/postcode matched
NOT_AVAILABLE
No data available from issuer or AVS data not supported for transaction
NOT_REQUESTED
AVS not requested
NOT_VERIFIED
AVS could not be verified for an international transaction
NO_MATCH
No match
SERVICE_NOT_AVAILABLE_RETRY
Issuer system is unavailable. Retry can be attempted
SERVICE_NOT_SUPPORTED
Service currently not supported by acquirer or merchant
ZIP_MATCH
Zip/postcode matched. Street address not matched
Information about payments that transfer money to another store of value, such as a gift card or gaming chips.
Enumeration
The type of value store to which money is being transferred.
The default value is NOT_A_TRANSFER.
Value must be a member of the following list. The values are case sensitive.
ACCOUNT_FUNDING
Payment to add funds to the payer's account with the merchant. These funds can be used for future purchases.
NOT_A_TRANSFER
This payment is not for the purpose of transferring money to another store of value. It is a payment for goods or services.
PREPAID_LOAD
Payment to add funds to a prepaid card or gift card.
QUASI_CASH_TRANSACTION
Payment for items that are directly convertible to cash. For example, money orders, casino gaming chips, or traveller's checks.
Decimal
The amount of money being transferred, in units of order.valueTransfer.currency.
The default value is order.amount
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
Upper case alphabetic text
The currency of the store.
If the money is being transferred to multiple currencies, then use the currency of the highest transferred value.
The default value is order.currency.
Data must consist of the characters A-Z
Integer
The number of prepaid or gift card being purchased.
The default value is one when you set order.valueTransfer.accountType = PREPAID_LOAD. For all other values of order.valueTransfer.accountType the default is zero.
A number comprising the digits 0-9, having at least one digit. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#nonNegativeInteger.)
Details about a wallet interaction.
Provide the details for the Visa Checkout Wallet.
String
For orders where the payer's payment details were collected using Visa Checkout, this field contains the unique identifier for the interaction between the payer and Visa Checkout.
Data can consist of any characters
String
The wallet indicator as returned by the wallet provider.
Data can consist of any characters
Enumeration
The wallet provider used to collect the customer's payment details used for this transaction.
Value must be a member of the following list. The values are case sensitive.
AMEX_EXPRESS_CHECKOUT
Amex Express Checkout wallet provider.
APPLE_PAY
Apple Pay mobile wallet provider.
CHASE_PAY
Chase Pay wallet provider.
GOOGLE_PAY
Google Pay mobile wallet provider.
MASTERPASS_ONLINE
MasterPass Online wallet provider.
SAMSUNG_PAY
Samsung Pay mobile wallet provider.
VISA_CHECKOUT
Visa Checkout wallet provider.
String
If, when integrating with the gateway, you are using a solution (e.g. a shopping cart or e-commerce solution) provided, supported or certified by your payment service provider, enter the solution ID issued by your payment service provider here.
If your payment service provider has not provided you with a solution ID, you should ignore this field.
Data can consist of any characters
Enumeration
Indicates if the payer provided consent for storing the payment details they have provided for this payment.
Value must be a member of the following list. The values are case sensitive.
MERCHANT_INITIATED_PAYMENTS
The payer has provided consent for storing their card details for the purpose of subsequent merchant-initiated payments.
PAYER_DECLINED
The payer declined to provide consent for storing their card details.
PAYER_INITIATED_PAYMENTS
The payer has provided consent for storing their card details for the purpose of subsequent payer-initiated payments.
Information about the device used to initiate the transaction at the Point-of-Sale (POS).
The address where the POS is located.
For the posTerminal.address.country field - EMV: 9F1A.
String
The city portion of the address.
Data can consist of any characters
String
The name of the company associated with this address.
Data can consist of any characters
Upper case alphabetic text
The 3 letter ISO standard alpha country code of the address.
Data must consist of the characters A-Z
Alphanumeric + additional characters
The post code or zip code of the address.
Data may consist of the characters 0-9, a-z, A-Z, ' ', '-'
String
The state or province of the address.
Data can consist of any characters
String
The first line of the address.
For example, this may be the street name and number, or the Post Office Box details.
Data can consist of any characters
String
The second line of the address (if provided).
Data can consist of any characters
Enumeration
Specifies whether the terminal is attended by the merchant.
You only need to provide this field for card present transactions.
You must provide a value for this field for chip transactions with UK acquirers.
This field corresponds to EMV tag 9F35
Value must be a member of the following list. The values are case sensitive.
ATTENDED
Attended terminal.
SEMI_ATTENDED
Where a card or proximity payment device is present; and the cardholder is present; and the cardholder completes the transaction and, if required, an individual representing the merchant or acquirer assist the cardholder to complete the transaction.
UNATTENDED
Unattended terminal.
UNKNOWN_OR_UNSPECIFIED
Unknown or unspecified.
Enumeration
Indicates the method used to authorize the payment.
Value must be a member of the following list. The values are case sensitive.
OFFLINE
The transaction was approved by the terminal.
OFFLINE_AFTER_ONLINE_FAILURE
The transaction was approved by the terminal after a request to authorize online failed.
ONLINE
The transaction was sent online to the acquirer for authorization.
VOICE_REFERRAL
Voice authorization for the transaction was obtained from the acquirer because the terminal does not have online capability. The authorization code was manually entered.
VOICE_REFERRAL_AFTER_ONLINE_FAILURE
Voice authorization for the transaction was obtained from the acquirer after a request to authorize online failed. The authorization code was manually entered.
Enumeration
Indicates the capabilities of the terminal to support card present, card not present or both.
Value must be a member of the following list. The values are case sensitive.
CARD_NOT_PRESENT
Card not present.
CARD_PRESENT
Card present.
CARD_PRESENT_AND_CARD_NOT_PRESENT
Card present and card not present.
Enumeration
Indicates the type of cardholder-activated terminal (CAT) used by the payer for the transaction.
A CAT is typically an unattended terminal. For example a terminal used to purchase transit tickets, a terminal use to pay parking fees, toll fees, or automated dispensing machines.
There are seven types (levels) of CAT devices. Each level has specific card scheme requirements.
If you do not provide a value for this field for a Card Present payment the gateway defaults the value to NOT_CARDHOLDER_ACTIVATED.
This field corresponds to EMV tag 9F35
Value must be a member of the following list. The values are case sensitive.
AUTOMATED_DISPENSING_MACHINE_WITH_PIN
CAT level 1 terminal.
ELECTRONIC_COMMERCE
CAT level 6 terminal.
IN_FLIGHT_COMMERCE
CAT level 4 terminal.
LIMITED_AMOUNT_TERMINAL
CAT level 3 terminal.
MPOS_ACCEPTANCE_DEVICE
CAT level 9 terminal.
NOT_CARDHOLDER_ACTIVATED
Terminal is not activated by the cardholder.
SELF_SERVICE_TERMINAL
CAT level 2 terminal.
TRANSPONDER_TRANSACTION
CAT level 7 terminal.
Enumeration
Indicates the type of input the terminal is capable of receiving.
For example, chip, magnetic stripe read, key entry or contactless.
This field corresponds to EMV tag 9F33
Value must be a member of the following list. The values are case sensitive.
BARCODE
The terminal supports data input using a barcode reader.
CHIP
Chip read only.
CHIP_AND_KEY_ENTRY_AND_MAGNETIC_STRIPE
MSR, chip and key entry.
CHIP_AND_KEY_ENTRY_AND_MAGNETIC_STRIPE_AND_RFID
The terminal supports chip read, key entry, magnetic stripe read, and RFID read.
CHIP_AND_MAGNETIC_STRIPE
MSR and chip.
CONTACTLESS_CHIP
Contactless chip.
CONTACTLESS_MAGNETIC_STRIPE
Contactless MSR.
CONTACTLESS_OR_MAGNETIC_STRIPE
The terminal supports both contactless interaction with a chip and magnetic stripe read.
KEY_ENTRY
Key entry only.
KEY_ENTRY_AND_MAGNETIC_STRIPE
MSR and key entry.
MAGNETIC_STRIPE
Magnetic strip read (MSR) only.
UNKNOWN
VOICE_AUDIO_RESPONSE
String
The name that you use to uniquely identify the location of the Point Of Sale instance used to initiate the transaction.
Examples could be S43_L12 (Lane 12 in Shop 43) or Kiosk_76. This field can be used for your search or reporting needs, and might be used by fraud management systems.
This field corresponds to EMV tag 9F1C
Data can consist of any characters
Enumeration
Indicates the physical location of the terminal in relation to your business premises.
If you do not provide a value for this field for a mobile wallet payment the gateway defaults the value to PAYER_TERMINAL_OFF_PREMISES.
Value must be a member of the following list. The values are case sensitive.
MERCHANT_TERMINAL_OFF_PREMISES
A terminal under the merchant's control but not on the merchant's premises was used.
MERCHANT_TERMINAL_ON_PREMISES
A terminal under the merchant's control on the merchant's premises was used.
NO_TERMINAL_VOICE_OR_AUDIO_RESPONSE
A voice or an audio response system was used, not a physical terminal.
PAYER_TERMINAL_OFF_PREMISES
A terminal under the payer's control and off the merchant's premises was used. For example, a mobile device or personal computer.
PAYER_TERMINAL_ON_PREMISES
A terminal under the payer's control on the merchant's premises was used. For example, a mobile device or personal computer.
Information about mobile POS (mPOS) device.
Enumeration
The card reader used by an mPOS device.
Value must be a member of the following list. The values are case sensitive.
BUILT_IN
Off-the-shelf mobile phone or tablet with only a built-in contactless reader.
INTEGRATED_DONGLE
Dedicated mobile terminal with an integrated card reader.
SEPARATE_DONGLE
Off-the shelf device or dedicated mobile terminal, with a separate card reader.
Enumeration
Indicates the reason for sending a transaction online to the acquirer rather than completing it locally at the terminal.
The online reason code is mandatory for chip and chip fallback transactions (including reversals) for all online transactions.
Where more than one reason applies, then the order of priority used for the enumeration list applies.
Value must be a member of the following list. The values are case sensitive.
CHIP_APPLICATION_DATA_FILE_ERROR
The application data file on the chip was unable to process. The terminal has possession of the card. Only used by integrated ICC/MSR terminals (where the terminal has possession of the card and when this condition can be accurately identified).
CHIP_COMMON_DATA_FILE_ERROR
The application common data file on the chip was unable to process. Only used by integrated ICC/MSR terminals (where the terminal has possession of the card and when this condition can be accurately identified).
FORCED_BY_CHIP
The chip application forced the the transaction to go online.
FORCED_BY_ISSUER
Issuer rules forced the transaction to go online. For example, the card is expired.
FORCED_BY_MERCHANT
Rules in the merchant's POS application forced the transaction to go online. For example, the card was used twice or send one in a certain number of authorizations online.
FORCED_BY_TERMINAL
The terminal forced the transaction to go online. For example, the results of tests the terminal carried out during the EMV process indicated to send the transaction online.
MERCHANT_SUSPICIOUS
The merchant has indicated a suspicious transaction. For example, they indicated an unsuccessful signature check or the card returned an inappropriate cryptogram.
OVER_FLOOR_LIMIT
The transaction amount is above the limit set for local processing of the transaction at the terminal.
RANDOM_SELECTION_BY_TERMINAL
The terminal has randomly selected the transaction for online processing.
UNABLE_TO_PROCESS_CHIP
The terminal is not able to process a chip transaction. The transaction was sent online as a fallback.
Enumeration
Indicates how you or the Payer entered the Primary Account Number (PAN) of the card at the terminal.
Value must be a member of the following list. The values are case sensitive.
BARCODE_READER
The PAN was entered via a barcode reader.
CHIP
The PAN was entered by reading data from the chip on the card.
CHIP_FALLBACK
A chip-capable terminal failed to process the transaction using data on the card's chip. Therefore, the PAN was read using a fallback mode.
CONTACTLESS
The PAN was entered by a contactless interaction with a chip.
ECOMMERCE
The PAN was entered via an electronic commerce interaction, including chip.
KEYED
The PAN was manually entered.
MOBILE_COMMERCE
OPTICAL_CHARACTER_READER
The PAN was entered via an an optical character reader.
RFID_CHIP
An RFID device was used. Chip data is provided.
RFID_STRIPE
An RFID device was used. Stripe data is provided.
SWIPE
The PAN was read from the magnetic stripe, and the full, unaltered contents of the stripe are provided.
SWIPE_WITH_SIGNATURE
The PAN was read from the magnetic stripe and a signature was provided.
UNKNOWN
The mode of PAN entry is unknown.
VOICE_AUTHORIZATION
VOICE_RESPONSE
The PAN was collected using a Voice Response Unit.
Enumeration
Indicates the capability of the terminal to accept entry of the Payer's PIN.
This field corresponds to EMV tag 9F33
Value must be a member of the following list. The values are case sensitive.
OFFLINE_PIN_ONLY
Only offline PIN is supported.
PIN_NOT_SUPPORTED
Neither offline nor online PIN is supported.
PIN_PAD_INOPERATIVE
PIN is supported but the POS or Payment Client has determined that it is not operational.
PIN_SUPPORTED
Both offline & online PIN supported.
SOFTWARE_ONLINE_PIN_ONLY
mPOS Software-based PIN Entry Capability (online PIN supported).
UNKNOWN
The PIN entry capability is not known.
Integer
The maximum number of PIN characters that can be entered at the terminal
A number comprising the digits 0-9, having at least one digit. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#nonNegativeInteger.)
ASCII Text
The unique serial number assigned by the manufacturer to the terminal device.
Data consists of ASCII characters
Boolean
Indicates that the POS terminal supports single tap processing.
In the single tap flow, payer will not be requested to perform a subsequent tap when requested for a PIN by the issuer for this transaction.
The values 'true' or 'false'. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#boolean.)
Information about the store
String
Your unique identifier for the specific store or business location where the transaction took place.
Data can consist of any characters
String
Your name for the specific store or business location where the transaction took place.
Data can consist of any characters
String
This is the reference to an order previously submitted by you to the gateway.
It is applicable to the following scenarios.
Tokenization requests:
Identifier for the order which will be used to generate a gateway token. The gateway will attempt tokenization of payment credentials linked to the order ID.
The order identifier provided in this field must be linked to a successfully processed order which has card (FPAN / DPAN) as the payment method.
When providing this field, you must not provide card details in the sourceOfFunds.provided.card parameter group, and you must set the sourceOfFunds.type field to CARD.
Payment transactions:
When submitting:
- an industry practice payment, this is the reference to the initial cardholder-initiated transaction.
- a resubmission transaction, this is the reference to the order which is being resubmitted.
Data can consist of any characters
If the gateway submitted a request to the scheme's Account Updater service, this parameter group contains details about the outcome of this request.
Enumeration
Code generated by the gateway that indicates if the card details were updated by Account Updater before the transaction was submitted to the acquirer for processing.
If response.accountUpdater.gatewayCode=UPDATED, invoke the Retrieve Token request to check if a replacement token has been generated. This step is not required to be completed immediately.
The gateway assigns a replacement token, if your token repository is configured with the 'UNIQUE_ACCOUNT_IDENTIFIER' token management strategy and the repository already contains a token for the new card that was updated by the Account Updater.
For more details see Gateway Tokenization
Value must be a member of the following list. The values are case sensitive.
NOT_UPDATED
The card details were not updated.
UPDATED
The card details were updated and these details were used to process the transaction request and are contained in the sourceOfFunds parameter group. The token contained in the request has also been updated with these details.
ASCII Text
Value as generated by the acquirer that summarizes the success or otherwise of the proposed operation.
Data consists of ASCII characters
ASCII Text
The response from the acquirer in the text form.
This field is used in addition to response.acquirerCode for some acquirers where additional information needs to be communicated. For example, contact details to allow the merchant to contact the issuer directly to seek authorisation for the transaction.
Data consists of ASCII characters
Alphanumeric
Authentication Token verification result code provided by the card scheme in the field sourceOfFunds.provided.card.brand
This code is known by various names according to the relevant scheme.
e.g. Discover ProtectBuy - CAVV(Cardholder Authentication Verification Value)
Data may consist of the characters 0-9, a-z, A-Z
Enumeration
Code generated by the gateway that indicates the outcome of the verification of the authentication token by the issuer.
Value must be a member of the following list. The values are case sensitive.
FAILED
The authentication token has failed verification. This may affect the liability shift for this transaction. You may wish to cancel this transaction.
SUCCESS
The authentication token sent in the request has passed verification.
UNKNOWN
The issuer returned a value which does not indicate whether authentication token verification was successful or failed.
ASCII Text
The acquirer CSC response code generated by the card issuing institution.
Data consists of ASCII characters
Enumeration
The card security code result generated to indicate whether the data supplied matches the data held by the cardholder's issuing bank.
Value must be a member of the following list. The values are case sensitive.
MATCH
Valid or matched.
NOT_PRESENT
Merchant indicated CSC not present on card.
NOT_PROCESSED
Not processed.
NOT_SUPPORTED
Card issuer is not registered and/or certified
NO_MATCH
Invalid or not matched.
The result returned after the billing address provided by the cardholder has been compared with the address held at the cardholder's issuing bank.
ASCII Text
The acquirer AVS response code generated by the card issuing institution.
Data consists of ASCII characters
Enumeration
The address verification result generated to indicate whether the address data supplied matches the data held by the cardholder's issuing bank.
Value must be a member of the following list. The values are case sensitive.
ADDRESS_MATCH
Street address matched
ADDRESS_ZIP_MATCH
Street address and zip/postcode were matched
NAME_ADDRESS_MATCH
Card holder name and street address matched
NAME_MATCH
Card holder name matched
NAME_ZIP_MATCH
Card holder name and zip/postcode matched
NOT_AVAILABLE
No data available from issuer or AVS data not supported for transaction
NOT_REQUESTED
AVS not requested
NOT_VERIFIED
AVS could not be verified for an international transaction
NO_MATCH
No match
SERVICE_NOT_AVAILABLE_RETRY
Issuer system is unavailable. Retry can be attempted
SERVICE_NOT_SUPPORTED
Service currently not supported by acquirer or merchant
ZIP_MATCH
Zip/postcode matched. Street address not matched
Results of the additional verification checks where an acquirer offers advanced cardholder verification and the data has been supplied in the Verify request.
Enumeration
The result returned after the specified data type has been verified by the acquirer.
Value must be a member of the following list. The values are case sensitive.
MATCHED
Data provided by cardholder matches record held by the cardholder's issuing bank.
NOT_CHECKED
Unable to perform verification checks on data provided.
NOT_MATCHED
Data provided by cardholder does NOT match record held by the cardholder's issuing bank.
NOT_PROVIDED
Verification could not be performed as data not provided.
SERVICE_NOT_AVAILABLE_RETRY
Issuer system is unavailable. Retry can be attempted
SERVICE_NOT_SUPPORTED
Service currently not supported by acquirer or merchant
Enumeration
The data type which has been verified by the acquirer.
Value must be a member of the following list. The values are case sensitive.
BILLING_PHONE
The phone number of the person that the bill is being sent to.
BILLING_POSTCODE_ZIP
The Postal/Zip code of the billing address.
BILLING_STREET_ADDRESS
The street name and number of the billing address.
CARDHOLDER_NAME
The full name of the cardholder.
CUSTOMER_EMAIL
The email address of the customer.
String
The container for additional information about a transaction.
Only returned for some errors and is dependent on the merchant's configuration. Returned in error, declined and approved scenarios, but would only be used to trouble shoot issues.
Data can consist of any characters
Enumeration
ALWAYS PROVIDED
Summary of the success or otherwise of the operation.
Value must be a member of the following list. The values are case sensitive.
ABORTED
Transaction aborted by payer
ACQUIRER_SYSTEM_ERROR
Acquirer system error occurred processing the transaction
APPROVED
Transaction Approved
APPROVED_AUTO
The transaction was automatically approved by the gateway. it was not submitted to the acquirer.
APPROVED_PENDING_SETTLEMENT
Transaction Approved - pending batch settlement
AUTHENTICATION_FAILED
Payer authentication failed
AUTHENTICATION_IN_PROGRESS
The operation determined that payer authentication is possible for the given card, but this has not been completed, and requires further action by the merchant to proceed.
BALANCE_AVAILABLE
A balance amount is available for the card, and the payer can redeem points.
BALANCE_UNKNOWN
A balance amount might be available for the card. Points redemption should be offered to the payer.
BLOCKED
Transaction blocked due to Risk or 3D Secure blocking rules
CANCELLED
Transaction cancelled by payer
DECLINED
The requested operation was not successful. For example, a payment was declined by issuer or payer authentication was not able to be successfully completed.
DECLINED_AVS
Transaction declined due to address verification
DECLINED_AVS_CSC
Transaction declined due to address verification and card security code
DECLINED_CSC
Transaction declined due to card security code
DECLINED_DO_NOT_CONTACT
Transaction declined - do not contact issuer
DECLINED_INVALID_PIN
Transaction declined due to invalid PIN
DECLINED_PAYMENT_PLAN
Transaction declined due to payment plan
DECLINED_PIN_REQUIRED
Transaction declined due to PIN required
DEFERRED_TRANSACTION_RECEIVED
Deferred transaction received and awaiting processing
DUPLICATE_BATCH
Transaction declined due to duplicate batch
EXCEEDED_RETRY_LIMIT
Transaction retry limit exceeded
EXPIRED_CARD
Transaction declined due to expired card
INSUFFICIENT_FUNDS
Transaction declined due to insufficient funds
INVALID_CSC
Invalid card security code
LOCK_FAILURE
Order locked - another transaction is in progress for this order
NOT_ENROLLED_3D_SECURE
Card holder is not enrolled in 3D Secure
NOT_SUPPORTED
Transaction type not supported
NO_BALANCE
A balance amount is not available for the card. The payer cannot redeem points.
PARTIALLY_APPROVED
The transaction was approved for a lesser amount than requested. The approved amount is returned in order.totalAuthorizedAmount.
PENDING
Transaction is pending
REFERRED
Transaction declined - refer to issuer
SUBMITTED
The transaction has successfully been created in the gateway. It is either awaiting submission to the acquirer or has been submitted to the acquirer but the gateway has not yet received a response about the success or otherwise of the payment.
SYSTEM_ERROR
Internal system error occurred processing the transaction
TIMED_OUT
The gateway has timed out the request to the acquirer because it did not receive a response. Points redemption should not be offered to the payer.
UNKNOWN
The transaction has been submitted to the acquirer but the gateway was not able to find out about the success or otherwise of the payment. If the gateway subsequently finds out about the success of the payment it will update the response code.
UNSPECIFIED_FAILURE
Transaction could not be processed
Enumeration
Provides a recommendation for your next action based on the outcome of this transaction.
The recommendation may advise you that you:
- can proceed as planned.
- must not proceed. For example, because there is suspected fraud.
- can take action to obtain a successful Authorization. For example, by authenticating the payer, or asking the payer for updated or new payment details.
- must make a review decision.
Value must be a member of the following list. The values are case sensitive.
CHECK_TRANSACTION_STATUS_LATER
Check the status of the transaction later. This will be presented if the gateway is in the process of retrieving the response from the acquirer.
CONTACT_PAYMENT_PROVIDER
The status of transaction processing is unknown. Do not submit the same request again and do not attempt to process other transactions under the same agreement. Please contact your payment services provider to find out how to proceed with this payment.
DO_NOT_PROCEED
Do not proceed using this card. This will be presented if the gateway fails the request, but there is no apparent way for this transaction to succeed.
DO_NOT_PROCEED_ABANDON_ORDER
Do not submit the same request again. The payment service provider, scheme or issuer require you to abandon the order.
DO_NOT_PROCEED_CONTACT_PAYER
Do not submit the same request again and do not attempt to process other transactions under the same agreement. The issuer has indicated that the payer has cancelled the payment agreement. Contact the payer.
NO_ACTION
No action is required because the transaction was either successful or is in progress.
PROCEED
Proceed with the next step in processing this payment. If the Initiate Authentication response indicated that payer authentication is available, proceed with authenticating the payer using the Authenticate Payer operation. If the Authenticate Payer operation indicates that the payer is sufficiently authenticated, proceed with submitting an Authorize or Pay request. If the Authorization for the payment was successful proceed with capturing the funds and if applicable, ship the goods.
RESUBMIT_LATER
Resubmit the same request later. The acquirer or issuer has indicated that retrying the same transaction is allowed and may be successful. Some acquirers and networks provide additional information on when to retry. Please check the field 'authorizationResponse.merchantAdviceCode' for more details.
RESUBMIT_WITH_3DS
Attempt payer authentication and resubmit the request with the payer authentication details. Do not resubmit the same request.
RESUBMIT_WITH_ALTERNATIVE_PAYMENT_DETAILS
Ask the payer for alternative payment details (e.g. a new card or another payment method) and resubmit the request with the new details. Do not resubmit the same request.
RESUBMIT_WITH_PAYER_AUTHENTICATION
Attempt payer authentication and resubmit the request with the payer authentication details. Do not resubmit the same request.
RESUBMIT_WITH_PIN
Ask the payer for a valid PIN. There is no need for the payer to tap on the terminal again. Please submit a new transaction request, providing the valid PIN and the original transaction Id in the "transaction.targetTransactionID" field.
RESUBMIT_WITH_UPDATED_PAYMENT_DETAILS
Ask the payer for the updated payment details and resubmit the request with the updated details. The acquirer, scheme or issuer has indicated that the provided payment details have changed, for example, the expiry date of the card has changed. For a merchant-initiated transaction you may want to request account update information using the functionality provided by the gateway. Do not resubmit the same request.
REVIEW
You must review the transaction and risk assessment details and make a decision about how to proceed with the transaction.
Enumeration
An action that the gateway performed for you as part of processing this operation.
For example, the gateway automatically submitted an update authorization request to the acquirer when the requested capture amount exceeded the outstanding authorized amount.
Value must be a member of the following list. The values are case sensitive.
UPDATE_AUTHORIZATION
Authorization Update
Enumeration
ALWAYS PROVIDED
A system-generated high level overall result of the operation.
Value must be a member of the following list. The values are case sensitive.
FAILURE
The operation was declined or rejected by the gateway, acquirer or issuer
PENDING
The operation is currently in progress or pending processing
SUCCESS
The operation was successfully processed
UNKNOWN
The result of the operation is unknown
Information relevant to risk assessment.
String
Additional data passed to the risk service provider.
This field is only relevant if you use a risk service provider, and you have agreed with them the values to provide (maximum 100 characters in a field name from the set A-Z, a-z, 0-9, maximum 4kB in length of values across all custom risk fields). An example might be:
Field: risk.custom.headOfficeLocation
Value: London UK
Data can consist of any characters
Enumeration
The overall result of risk assessment returned by the Payment Gateway for each authorization or pay transaction.
Value must be a member of the following list. The values are case sensitive.
ACCEPTED
Order accepted
NOT_CHECKED
Merchant risk rules were not checked and system rules did not reject the Order
REJECTED
Order rejected
REVIEW_REQUIRED
Order marked for review
String
The name of the risk service provider that risk assessed the order.
Data can consist of any characters
Enumeration
The result of order reversal, if this order was rejected after risk review.
The gateway automatically reverses orders that are sent to the acquirer for processing but are rejected after review.
Value must be a member of the following list. The values are case sensitive.
FAIL
The gateway failed to reverse the order.
NOT_APPLICABLE
The gateway did not attempt to reverse the order because reversal is not possible. For example, the acquirer does not support order reversals.
OKAY
The gateway successfully reversed the order.
Details of the decision you made, or need to make, when the risk provider has asked to you review this order.
Enumeration
The decision you made after reviewing the risk provider's assessment of this order.
Value must be a member of the following list. The values are case sensitive.
ACCEPTED
The order has been released for processing
NOT_REQUIRED
No review required
PENDING
A decision to release/cancel the order is pending
REJECTED
The order has been cancelled and a reversal transaction was attempted
String
The reason you selected when you reviewed this order in the external risk provider's system and decided to accept or reject the order.
This field is set to "MANUAL_OVERRIDE" if you chose to override the risk provider's decision to reject the order.
Data can consist of any characters
String
A note that your entered in the external risk provider's system when you reviewed this order and decided to accept or reject the order.
Data can consist of any characters
DateTime
The date and time you made the decision to accept or reject the order.
An instant in time expressed in ISO8601 date + time format - "YYYY-MM-DDThh:mm:ss.SSSZ"
String
The person who reviewed this order and made the decision to accept or reject the order.
Data can consist of any characters
Details of the rules used by the risk provider to assess the risk of this order being fraudulent.
String
The data the risk rule uses for risk assessment.
For example, if a rule blocks BIN ranges, then BIN number is the data for the rule.
Data can consist of any characters
String
The unique identifier for this risk rule provided by the external risk provider.
Data can consist of any characters
String
The name of the risk rule.
Data can consist of any characters
Enumeration
The recommendation made by the risk provider after applying this rule.
The result for the specific risk rule when performed against this order
Value must be a member of the following list. The values are case sensitive.
ACCEPT
Based on this rule, the risk provider recommends proceeding with this order.
NO_ACTION
Based on this rule, the risk provider does not provide a recommendation to accept or reject this order.
OVERRIDE
Based on this rule, the recommendation made based on a different rule was overridden.
REJECT
Based on this rule, the risk provider recommends that this order is rejected.
REVIEW
Based on this rule, the risk provider recommends that you review this order.
Integer
The external risk provider's risk assessment score for this order based on this risk rule.
A number comprising the digits 0-9, having at least one digit. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#nonNegativeInteger.)
Enumeration
The source of this risk rule.
Value must be a member of the following list. The values are case sensitive.
ERROR
The gateway was unable to connect to the external risk provider.
EXTERNAL_RULE
The risk rule has been defined in the external risk provider's system.
MERCHANT_RULE
The risk rule has been defined in the gateway by the Merchant.
MSO_RULE
The risk rule has been defined in the gateway by the MSO.
Integer
The total of the risk scores for all risk rules applied by the external risk provider when assessing the risk of this order being fraudulent.
The higher the score, the higher the fraud risk.
A number comprising the digits 0-9, having at least one digit. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#nonNegativeInteger.)
Shipping information for this order.
The address to which the goods contained in this order are being shipped.
This data may be used to qualify for better interchange rates on corporate purchase card transactions.
String
The city portion of the address.
Data can consist of any characters
String
The name of the company associated with this address.
Data can consist of any characters
Upper case alphabetic text
The 3 letter ISO standard alpha country code of the address.
Data must consist of the characters A-Z
Alphanumeric + additional characters
The post code or zip code of the address.
Data may consist of the characters 0-9, a-z, A-Z, ' ', '-'
Enumeration
How you obtained the shipping address.
Value must be a member of the following list. The values are case sensitive.
ADDRESS_ON_FILE
Order shipped to an address that you have on file.
NEW_ADDRESS
Order shipped to an address provided by the payer for this transaction.
String
The state or province of the address.
Data can consist of any characters
String
The three character ISO 3166-2 country subdivision code for the state or province of the address.
Providing this field might improve your payer experience for 3-D Secure payer authentication.
Data can consist of any characters
String
The first line of the address.
For example, this may be the street name and number, or the Post Office Box details.
Data can consist of any characters
String
The second line of the address (if provided).
Data can consist of any characters
Enumeration
Indicates whether the shipping address provided is the same as the payer's billing address.
Provide this value if you are not providing the full shipping and billing addresses, but you can affirm that they are the same or different.
The default value for this field is:
SAME - if the shipping and billing address are supplied, and all fields are the same (ignoring non-alphanumerics).
DIFFERENT - if the shipping and billing address are supplied, and at least one field is different (ignoring non-alphanumerics).
UNKNOWN - either shipping address or billing address is absent.
Value must be a member of the following list. The values are case sensitive.
DIFFERENT
The shipping and billing addresses are different.
SAME
The shipping and billing addresses are the same.
UNKNOWN
It is not known if the shipping and billing addresses are the same.
Details of the contact person at the address the goods will be shipped to.
Email
The contact person's email address.
The field format restriction ensures that the email address is longer than 3 characters and adheres to a generous subset of valid RFC 2822 email addresses.
Ensures that the email address is longer than 3 characters and adheres to a generous subset of valid RFC 2822 email addresses
String
The first name of the person to whom the order is being shipped.
Data can consist of any characters
String
The last name or surname of the person to whom the order is being shipped.
Data can consist of any characters
Telephone Number
The contact person's mobile phone or cell phone number in ITU-T E123 format, for example +1 607 1234 5678
The number consists of:
- ‘+’
- country code (1, 2 or 3 digits)
- ‘space’
- national number ( which may embed single spaces characters for readability).
Data consists of '+', country code (1, 2 or 3 digits), 'space', and national number (which may embed single space characters for readability)
Telephone Number
The contact person's phone number in ITU-T E123 format, for example +1 607 1234 456
The number consists of:
- ‘+’
- country code (1, 2 or 3 digits)
- ‘space’
- national number ( which may embed single spaces characters for readability).
Data consists of '+', country code (1, 2 or 3 digits), 'space', and national number (which may embed single space characters for readability)
Enumeration
Indicates whether the supplied name for the recipient of shipping matches the cardholder name.
Provide this value if you are not providing the full name or cardholder name, but you can affirm that they are the same or different.
Default value is UNKNOWN
Value must be a member of the following list. The values are case sensitive.
DIFFERENT
The shipping and billing addresses are different.
SAME
The shipping and billing addresses are the same.
UNKNOWN
It is not known if the shipping and billing addresses are the same.
Enumeration
The shipping method used for delivery of this order
Value must be a member of the following list. The values are case sensitive.
ELECTRONIC
Electronic delivery.
GROUND
Ground (4 or more days).
NOT_SHIPPED
Order for goods that are not shipped (for example, travel and event tickets)
OVERNIGHT
Overnight (next day).
PICKUP
Shipped to a local store for pick up.
PRIORITY
Priority (2-3 days).
SAME_DAY
Same day.
Alphanumeric + additional characters
The post code or zip code of the address the order is shipped from.
Data may consist of the characters 0-9, a-z, A-Z, ' ', '-'
Information about the payment type selected by the payer for this payment and the source of the funds.
Depending on the payment type the source of the funds can be a debit or credit card, bank account, or account with a browser payment provider (such as PayPal).
For card payments the source of funds information may be represented by combining one or more of the following: explicitly provided card details, a session identifier which the gateway will use to look up the card details and/or a card token. Precedence rules will be applied in that explicitly provided card details will override session card details which will override card token details. Each of these may represent partial card details, however the combination must result in a full and complete set of card details. See Using Multiple Sources of Card Details for examples.
Information about the source of funds when it is directly provided (as opposed to via a token or session).
For browser payments, the source of funds details are usually collected from the payer on the payment provider's website and provided to you when you retrieve the transaction details (for a successful transaction). However, for some payment types (such as giropay), you must collect the information from the payer and supply it here.
For ACH payments, the details about the payers bank account used for the payment as well as the type of ACH payment are provided in this parameter group.
Enumeration
An indicator identifying the type of bank account.
- Consumer (checking or savings), or
- Business
For pre-arranged payments (sourceOfFunds.provided.ach.secCode=PPD) retrieve this information from the payer.
If payments were telephone-initiated (sourceOfFunds.provided.ach.secCode=TEL) or internet-initiated (sourceOfFunds.provided.ach.secCode=WEB) you may choose to limit the payer's options (e.g. only support consumer checking accounts), depending on your type of business (e.g. B2C online webshop).
Value must be a member of the following list. The values are case sensitive.
CONSUMER_CHECKING
Consumer Checking Account
CONSUMER_SAVINGS
Consumer Savings Account
CORPORATE_CHECKING
Business Checking Account
String
The name of the bank account holder, as it appears on the account at the receiving financial institution.
Retrieve this information from the payer.
Data can consist of any characters
Alphanumeric + additional characters
The identifier of the bank account at the receiving financial institution.
By default, the bank account number will be returned in a masked format, for example, xxxxxx0000. If you wish to return unmasked bank account numbers, you must have the requisite permission, set responseControls.sensitiveData, and authenticate your call to the API using certificate authentication. Contact your payment service provider for further information.
Data may consist of the characters 0-9, a-z, A-Z, ' ', '-', '/'
Digits
The identifier of the receiving financial institution.
Also known as:
- Routing number,
- Transit number, or
- ABA number
Retrieve this information from the payer.
See also http://en.wikipedia.org/wiki/Routing_transit_number.
Data is a string that consists of the characters 0-9.
Enumeration
Identifies the Standard Entry Class (SEC) code to be sent to the issuer.
The SEC is defined by NACHA and describes the origin and intent of the payment. For details please refer to https://www.nacha.org/.
Value must be a member of the following list. The values are case sensitive.
PPD
An ACH debit or credit payment (B2C) that has been authorized by an authenticated customer in written form (signed or similarly authenticated). PPD is used for pre-arranged payments (e.g. employee payroll, mortgage payments, expense reimbursement).
TEL
An ACH debit payment (B2C) that has been authorized by an authenticated customer via phone. TEL may only be used if a relationship already exists between you and the consumer, or, the consumer initiates the contact with you.
WEB
An ACH debit payment (B2C) that has been authorized by an authenticated customer via the internet or a wireless network.
Additional details related to a Bancontact payment.
String
ALWAYS PROVIDED
The name of the bank account holder for the payer's bank account.
Data can consist of any characters
Additional details related to a BLIK browser payment.
String
ALWAYS PROVIDED
The name of the bank account holder for the payer's bank account.
Data can consist of any characters
Additional details related to a Boleto Bancario browser payment.
When processing a Boleto Bancario payment you must also provide the payer's national identifier (customer.nationalId), your reference to the payer (customer.id) and the payer's date of birth (customer.dateOfBirth)
Enumeration
The action to take if the payment is not honored.
Value must be a member of the following list. The values are case sensitive.
WRITE_OFF
Write off the Boleto.
String
ALWAYS PROVIDED
The name of the bank account holder for the payer's bank account.
Data can consist of any characters
Enumeration
Type of the Customer i.e. Individual or Company.
If the value is not provided it will be defaulted to INDIVIDUAL.
Value must be a member of the following list. The values are case sensitive.
COMPANY
Customer is an organization.
INDIVIDUAL
Customer is an individual.
Digits
Number of days granted by you to the customer after the due date of Boleto payment before the specified action is taken.
Data is a string that consists of the characters 0-9.
Date
The date by which the Boleto amount needs to be paid.
Data must comply with ISO 8601 extended date format, yyyy-mm-dd
Url
The URL issued by the gateway which you must use to retrieve collection bank slip.
Ensure that this is a valid URL according to RFC 1738.
Details about the card.
Use this parameter group when you have sourced payment details using:
Cards: the card details entered directly or collected using a Point of Sale (POS) terminal.
Device payment methods such as Apple Pay, Android Pay, Samsung Pay or Google Pay.
Digital wallets such as Masterpass, Visa Checkout or Amex Express Checkout.
Card scheme tokens where the card was tokenized using a card scheme tokenization service such as Mastercard Digital Enablement Service (MDES).
Alternative IDs provided by the schemes, such as Alt-Id for Guest Checkout payments in India using American Express, Rupay cards issued in India.
Enumeration
You can provide this field for card types that have a savings/checking option, such as Maestro cards.
If you do not provide a value, we will use the acquirer's default. You can use paymentTypes.card.cardTypes in the 'Retrieve Payment Options' operation response to determine the card type.
Value must be a member of the following list. The values are case sensitive.
CHECKING
SAVINGS
Enumeration
ALWAYS PROVIDED
The brand name used to describe the card that is recognized and accepted globally.
For many major card types this will match the scheme name. In some markets, a card may also be co-branded with a local brand that is recognized and accepted within its country/region of origin (see card.localBrand).
You may use this information to support surcharging decisions. This information is gathered from 3rd party sources and may not be accurate in all circumstances.
Value must be a member of the following list. The values are case sensitive.
AMEX
American Express
CHINA_UNIONPAY
China UnionPay
DINERS_CLUB
Diners Club
DISCOVER
Discover
JCB
JCB (Japan Credit Bureau)
LOCAL_BRAND_ONLY
The card does not have a global brand.
MAESTRO
Maestro
MASTERCARD
MasterCard
RUPAY
RuPay
UATP
UATP (Universal Air Travel Plan)
UNKNOWN
The brand of the card used in the transaction could not be identified
VISA
Visa
String
This field is only applicable if the gateway has identified the card as the co-branded card.
For a co-branded card, the PAYMENT_OPTIONS_INQUIRY response contains both brands in field paymentTypes.card.cardTypes[n] (when the request contains field sourceOfFunds.provided.card.prefix).
- • You will receive paymentTypes.card.interactionConstraints=CARD_TYPE_SELECTION in the PAYMENT_OPTIONS_INQUIRY response if the card type selection is mandatory. In this case, you must let the payer select the card type and provide this field in the request.
- • You will receive paymentTypes.card.capabilities[n].capability=CARD_TYPE_SELECTION in the PAYMENT_OPTIONS_INQUIRY response if the card type selection is optional. In this case, you may let the payer select the card type or make the selection yourself and provide this field in the request. If not provided, the gateway will make the selection based on your configuration and the card type.
- • If the PAYMENT_OPTIONS_INQUIRY response contains neither of the above fields, the gateway determines the card type and requests that contain this field will be rejected by the gateway.
Data can consist of any characters
Use this parameter group if the payer used a device payment technology (eg ApplePay).
You can either just present the device's payment token in the paymentToken subfield, or decrypt the payment token yourself and pass the components in the 3dSecure subfields.
Enumeration
The format of the cryptogram provided for the device payment.
You must provide the cryptogram format when you decrypt the payment token and provide the payment details (including the online payment cryptogram) in the transaction request.
You do not need to provide the cryptogram format if you provide the payment token in sourceOfFunds.provided.card.devicePayment.paymentToken
Value must be a member of the following list. The values are case sensitive.
3DSECURE
The payment data keys for the online payment cryptogram are provided using the 3-D Secure format.
EMV
The payment data keys for the online payment cryptogram are provided using the EMV format.
The expiry date of the account number associated with a digital payment method.
The associated account number is returned in sourceOfFunds.provided.card.deviceSpecificNumber. This field is returned for:
- • Device payments: the expiry date for the Device Primary Account Number (DPAN).
- • Digital wallets: the expiry date for the Token PAN.
- • Card scheme tokens: the expiry date for the Token PAN.
Digits
ALWAYS PROVIDED
Month from the expiry date of the device specific account number.
Months are numbered January=1, through to December=12.
Data is a number between 1 and 12 represented as a string.
Digits
ALWAYS PROVIDED
Year from the expiry date of the device specific account number.
The Common Era year is 2000 plus this value.
Data is a string that consists of the characters 0-9.
Masked digits
ALWAYS PROVIDED
The payer's account number associated with a digital payment method.
Use this field for:
- • Device payments: the payers's account number associated with the mobile device used for the payment. This is also known as the Device Primary Account Number (DPAN).
- • Digital wallets: the Token PAN returned by a digital wallet. The gateway only returns this value for Amex Express Checkout.
- • Card scheme tokens: the token generated by a card scheme tokenization service such as Mastercard Digital Enablement Service (MDES). The token is used as an identifier of the payer's Primary Account Number (PAN) securely stored by the service. For MDES, this token is referred to as the Token PAN. For VTS, this is the Token
Data is a string that consists of the characters 0-9, plus 'x' for masking
String
This field only applies to transactions that originate from an EMV capable terminal.
It contains selected EMV fields as provided by the terminal.
For the list of field tags to include (if provided by the terminal), see Card Present Payments. Requests with any other tags are rejected by the gateway.
Some of the tags represent data that can occur on explicit fields in this API. You can submit the value either in this field, or in both places. For example, the PAN can be presented as EMV tag 5A in this field, or included both the sourceOfFunds.provided.card.number API field and in EMV tag 5A in this field.
If you specify the EMV tag only, we can populate the explicit field in the API. Fields where this is supported have the text "This field corresponds to EMV tag <tag name>" in their field descriptions.
If you specify both places, there will be no population of the explicit field or validation that the data matches.
The API response will not contain PCI sensitive fields.
Data can consist of any characters
String
This field only applies to transactions that originate from an EMV capable terminal.
It contains the EMV fields returned from the issuer in response to an authorization request for the chip transaction when the transaction was sent online.
The card/terminal uses data returned from the issuer to make the final decision to accept or decline the transaction.
Data can consist of any characters
Enumeration
The encryption framework used for the payment details received by the gateway.
Value must be a member of the following list. The values are case sensitive.
DEVICE
Encrypted by a payer's device (such as a mobile phone).
DIGITAL_WALLET
Encrypted by a payer's digital wallet.
DUKPT
Encrypted by a payment terminal using Derived Unique Key Per Transaction (DUKPT).
Expiry date, as shown on the card.
This field corresponds to EMV tag 5F24
Digits
ALWAYS PROVIDED
Month, as shown on the card.
Months are numbered January=1, through to December=12.
Data is a number between 1 and 12 represented as a string.
Digits
ALWAYS PROVIDED
Year, as shown on the card.
The Common Era year is 2000 plus this value.
Data is a string that consists of the characters 0-9.
Enumeration
ALWAYS PROVIDED
The method used by the payer to provide the funds for the payment.
You may use this information to support surcharging decisions. This information is gathered from 3rd party sources and may not be accurate in all circumstances.
Value must be a member of the following list. The values are case sensitive.
CHARGE
The payer has a line of credit with the issuer which must be paid off monthly.
CREDIT
The payer has a revolving line of credit with the issuer.
DEBIT
Funds are immediately debited from the payer's account with the issuer.
UNKNOWN
The account funding method could not be determined.
String
The issuer of the card, if known.
WARNING: This information may be incorrect or incomplete – use at your own risk.
Data can consist of any characters
String
The brand name used to describe a card that is recognized and accepted within its country/region of origin.
The card may also be co-branded with a brand name that is recognized and accepted globally (see card.brand).
You may use this information to support surcharging decisions. This information is gathered from 3rd party sources and may not be accurate in all circumstances.
Data can consist of any characters
String
The cardholder's name as printed on the card.
Data can consist of any characters
Masked digits
ALWAYS PROVIDED
The account number of the payer's account used for the payment.
On requests, provide the number in the form that you receive it (as explained below). On responses, the gateway populates it with a form that the payer would recognize (also explained in more detail below).
- Request
On request, populate this field based on the payment method you are using for the payment:- • Card: the account number embossed onto the card. This field corresponds to EMV tag 5A.
- • Device payment methods such as Apple Pay, Android Pay, Samsung Pay, or Google Pay. Normally for device payments, you would populate sourceOfFunds.provided.card.devicePayment.paymentToken and the gateway will decrypt and extract this field. However, you can populate this field if you decrypt the payment token yourself. In this case use the Device PAN (DPAN) provided in the payment token.
- • Digital wallets such as Masterpass, Visa Checkout or Amex Express Checkout. In this case, provide the PAN retrieved from the wallet.
- • Scheme tokens such as MDES (Mastercard Digital Enablement Service) or Visa Token Service (VTS). For MDES tokens, supply the value called the "Token PAN". For VTS tokens, supply the value called "Token"
- • Alternative IDs provided by the schemes. For Guest Checkout payments in India using American Express, Rupay cards, provide the "Alt-Id".
- Response
On return, the card number will be populated in 6.4 masking format, for example, 000000xxxxxx0000. If you wish to return unmasked card numbers, you must have the requisite permission, set responseControls.sensitiveData field to UNMASK, and authenticate your call to the API using certificate authentication.
When a DPAN or scheme token was provided in the transaction request, then this field will represent the PAN of the associated payer's account (when supported by the acquirer). This is also referred to as the Funding PAN (FPAN).
Data is a string that consists of the characters 0-9, plus 'x' for masking
String
The unique identifier that links a Primary Account Number (PAN) for a card with all Device Primary Account Numbers (DPANs) or card scheme tokens issued for the card.
Data can consist of any characters
The PIN (Personal Identification Number) entered by a payer at the point of sale that is used to authenticate their identity as the cardholder with the issuer.
Provide this data in the case where you want the PIN verified online by the issuer. The gateway can support PINs encoded in ISO 9564-1 formats 0, 1, 3 and 4, but the supported format will depend on integration.
Enumeration
The PIN encryption state as determined by the terminal.
INVALID means the terminal detected some form of error in the encryption process. The gateway will decline transactions with INVALID encryption state. This field may be omitted when the value is VALID.
Value must be a member of the following list. The values are case sensitive.
INVALID
The encryption state is invalid.
VALID
The encryption state is valid.
Hex
ALWAYS PROVIDED
The DUKPT key serial number supplied by the terminal.
Data is hexadecimal encoded
Enumeration
ALWAYS PROVIDED
The organization that owns a card brand and defines operating regulations for its use.
The card scheme also controls authorization and settlement of card transactions among issuers and acquirers.
Value must be a member of the following list. The values are case sensitive.
AMEX
American Express
CHINA_UNIONPAY
China UnionPay
DINERS_CLUB
Diners Club
DISCOVER
Discover
JCB
JCB (Japan Credit Bureau)
MASTERCARD
MasterCard
OTHER
The scheme of the card used in the transaction could not be identified.
RUPAY
RuPay
UATP
UATP (Universal Air Travel Plan)
VISA
Visa
Digits
A number used to differentiate between cards with the same Primary Account Number (PAN).
This field corresponds to EMV tag 5F34
Data is a string that consists of the characters 0-9.
Enumeration
This field only applies if you collect card details from your payer, store them, and either you or your payer use the stored credentials for subsequent payments.
Refer to Credential on File, Cardholder and Merchant-initiated Transactions for details.
Value must be a member of the following list. The values are case sensitive.
NOT_STORED
Set this value if you are not storing the card details provided by the payer for this transaction. The gateway sets this value by default, if you are submitting a payer-initiated transaction. You must not use this value when submitting merchant-initiated transactions.
STORED
Set this value if you have previously stored the card details provided by the payer and are now using these stored details. The gateway sets this value by default, if you are submitting a merchant-initiated transaction.
TO_BE_STORED
Set this value if this is the first transaction using these card details and you intend to store the card details if the transaction is successful.
String
Tags provide you with additional information about the card.
For example, identifying if it is an EBT (Electronic Benefits Transfer) or Health Benefit Card. You can use this information to support your decisions about accepting payments with this card. The data is encoded in JSON as an object map indexed on the tag name. Some standard tag names are EBT and HEALTH_BENEFIT_CARD_IIAS. If these tags apply to the card, the tag will have value true, otherwise it will be absent. Other tag names with other values might also exist, depending on which acquirer processed the transaction. For example, an EBT card might return value: {"ACME_CARD_IDENTIFIER":"23", "EBT":true} Contact your payment provider if you wish to understand all tags available for your acquirers.
Data can consist of any characters
Boolean
Indicates whether card track data is provided.
The values 'true' or 'false'. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#boolean.)
For Direct Debit payments in Canada you must provide the payer's bank account details in this parameter group.
Enumeration
An indicator identifying the type of bank account.
Value must be a member of the following list. The values are case sensitive.
CONSUMER_CHECKING
Consumer Checking Account
CONSUMER_SAVINGS
Consumer Savings Account
String
ALWAYS PROVIDED
The name of the bank account holder, as it appears on the account at the receiving financial institution.
Data can consist of any characters
Alphanumeric + additional characters
ALWAYS PROVIDED
The identifier of the bank account at the receiving financial institution.
The bank account number will be returned in a masked format, for example, xxxxxxxxxxxxx123.
Data may consist of the characters 0-9, a-z, A-Z, ' ', '-', '/'
Digits
ALWAYS PROVIDED
The identifier of the receiving financial institution.
Data is a string that consists of the characters 0-9.
Digits
ALWAYS PROVIDED
The transit number identifying the branch of the receiving financial institution where the bank account is held.
Data is a string that consists of the characters 0-9.
If the payer chose to pay using a Electronic Benefits Transfer card, you must submit sourceOfFunds.type=EBT_CARD and provide the payer's card details in this parameter group.
Enumeration
Indicates the type of benefits account used for the payment.
Value must be a member of the following list. The values are case sensitive.
CASH_BENEFITS
Benefits provided as cash.
EWIC_BENEFITS
Benefits provided under the Special Supplemental Nutrition Program for Women, Infants, and Children.
SNAP_BENEFITS
Benefits provided under the Supplemental Nutrition Assistance Program.
Digits
Value provided to you by the EBT merchant helpline when you requested manual authorization of the payment because you were unable to authorize the payment online.
For example, your point of sale (POS) machine is not working. When you manually authorize a payment you also need to provided the voucher number used to record the payment in sourceOfFunds.provided.EBT.voucherNumber.
Data is a string that consists of the characters 0-9.
Digits
The identifier assigned to you by the USDA Food and Nutrition Service (FNS) when they authorized you to accept EBT payments at your store.
Data is a string that consists of the characters 0-9.
Digits
The number of the paper form (voucher) that you used to record details of an EBT payment when you were unable to authorize the payment online.
For example, your point of sale (POS) machine is not working. When you use a voucher you also need to provide an authorization code in sourceOfFunds.provided.benefits.ebt.manualAuthorizationCode.
Data is a string that consists of the characters 0-9.
Additional details related to an eNETS browser payment.
Note: if you provide data for an eNETS payment, then you must also provide an email address for the customer in customer.email and a phone number for the customer in either customer.phone or customer.mobilePhone
String
ALWAYS PROVIDED
The name of the bank account holder for the payer's bank account.
Data can consist of any characters
Additional details related to a eps-Überweisung browser payment.
Alpha
ALWAYS PROVIDED
The country where the payer has their bank account.
Provide the ISO 3166 alpha-3 country code for this country.
Data may consist of the characters a-z, A-Z
String
The name of the bank account holder for the payer's bank account.
Data can consist of any characters
A gift card was used.
The payer's gift card details are provided in this parameter group.
Enumeration
ALWAYS PROVIDED
The brand name used to describe the card that is recognized and accepted globally.
For many major card types this will match the scheme name.
Value must be a member of the following list. The values are case sensitive.
LOCAL_BRAND_ONLY
The card does not have a global brand.
String
ALWAYS PROVIDED
The brand name used to describe a card as determined by the gateway, based on the BIN range of the card.
Data can consist of any characters
Masked digits
ALWAYS PROVIDED
Card number as printed or embossed on the gift card.
Data is a string that consists of the characters 0-9, plus 'x' for masking
Masked digits
PIN number for the gift card.
Data is a string that consists of the characters 0-9, plus 'x' for masking
Enumeration
ALWAYS PROVIDED
The organization that owns a card brand and defines operating regulations for its use.
Value must be a member of the following list. The values are case sensitive.
OTHER
The scheme of the card used in the transaction could not be identified.
The additional details required to initiate a giropay browser payment.
Digits
German bank identifier (Bankleitzahl) for the payer's bank account.
Data is a string that consists of the characters 0-9.
Alphanumeric
The international Business Identifier Code (BIC) for the payer's bank account.
Data may consist of the characters 0-9, a-z, A-Z
String
The International Bank Account Number (IBAN) for the payer's bank account.
By default, the bank account number will be returned in a masked format, for example, xxxxxx0000. If you wish to return unmasked bank account numbers, you must have the requisite permission, set responseControls.sensitiveData, and authenticate your call to the API using certificate authentication. Contact your payment service provider for further information.
Data can consist of any characters
Additional details related to GrabPay browser payment.
String
ALWAYS PROVIDED
The name of the account holder for the payer’s GrabPay account.
Data can consist of any characters
Information about the payer's iDEAL account provided to you when the payer successfully makes a payment.
String
The name of the bank account holder for the payer's bank account.
Data can consist of any characters
Alphanumeric
The international Business Identifier Code (BIC) for the payer's bank account.
Data may consist of the characters 0-9, a-z, A-Z
String
The International Bank Account Number (IBAN) for the payer's bank account.
By default, the bank account number will be returned in a masked format, for example, xxxxxx0000. If you wish to return unmasked bank account numbers, you must have the requisite permission, set responseControls.sensitiveData, and authenticate your call to the API using certificate authentication. Contact your payment service provider for further information.
Data can consist of any characters
Additional details related to a Klarna Pay Later payment.
Upper case alphabetic text
ALWAYS PROVIDED
The country where the payer has their bank account.
Provide the ISO 3166 alpha-3 country code for this country.
Data must consist of the characters A-Z
Additional details related to a Klarna Pay Now payment.
Alpha
ALWAYS PROVIDED
The country where the payer has their bank account.
Provide the ISO 3166 alpha-3 country code for this country.
Data may consist of the characters a-z, A-Z
Additional details related to a Multibanco browser payment.
Digits
Your merchant identifier at Multibanco.
To complete the payment to you, the payer will need to provide the entity identifier and the payment reference number (sourceOfFunds.provided.multibanco.paymentReference) to their bank using either online banking or from an ATM.
Data is a string that consists of the characters 0-9.
Digits
An identifier for the Multibanco payment.
To complete the payment to you, the payer will need to provide the payment reference number and the entity ID (sourceOfFunds.provided.multibanco.entityId) to their bank using either online banking or from an ATM.
Data is a string that consists of the characters 0-9.
String
The identifier of the terminal used by the payer.
This is only returned for successful payments.
Data can consist of any characters
String
The bank or regional location of the terminal used by the payer to complete the Multibanco payment.
This is only returned for successful payments.
Data can consist of any characters
Additional details related to Open Banking Bank Transfer.
String
ALWAYS PROVIDED
Identifier of the payer's bank, also known as ASPSP (Account Servicing Payment Services Provider)
Data can consist of any characters
Additional details related to an OXXO browser payment.
When processing an OXXO payment you must also provide the payer's national identifier (customer.nationalId), your reference to the payer (customer.id) and the payer's date of birth (customer.dateOfBirth).
String
ALWAYS PROVIDED
The name of the bank account holder for the payer's bank account.
Data can consist of any characters
Date
The date by which your payer has to make the payment.
Do not provide a due date for USD currency transactions.
Data must comply with ISO 8601 extended date format, yyyy-mm-dd
Additional details related to a PayU browser payment.
Alpha
ALWAYS PROVIDED
The country where the payer has their bank account.
Provide the ISO 3166 alpha-3 country code for this country.
Data may consist of the characters a-z, A-Z
String
The name of the bank account holder for the payer's bank account.
Data can consist of any characters
Additional details related to a Payconiq payment.
Alpha
ALWAYS PROVIDED
This is the country of the payer's payconiq account.
Provide the ISO 3166 alpha-3 country code for this country.
Data may consist of the characters a-z, A-Z
Information about the payer's PayPal account.
It is provided to you when the payer successfully makes a payment using PayPal or when you have established a billing agreement with the payer.
Email
The email address of the payer's PayPal account.
Ensures that the email address is longer than 3 characters and adheres to a generous subset of valid RFC 2822 email addresses
String
The name of the account holder of the payer's PayPal account.
Data can consist of any characters
Details about the agreement you have established with the payer that allows you to bill the payer's PayPal account for goods or services.
Enumeration
Indicates the number of billing agreements between you and this payer.
Value must be a member of the following list. The values are case sensitive.
MULTIPLE
Indicates that you have multiple billing agreements with this payer. This means that a new agreement ID will be returned in response to each request.
SINGLE
Indicates that you have a single billing agreement with this payer. This means that the same agreement ID will be returned in response to each request.
String
Your description for the PayPal billing agreement.
This description is displayed to the payer when they are asked to approve the billing agreement.
Data can consist of any characters
String
An identifier provided by PayPal for the billing agreement.
Data can consist of any characters
String
Your name for the PayPal billing agreement.
Data can consist of any characters
String
The unique identifier for the payer assigned by PayPal.
Data can consist of any characters
Additional details related to a paysafecard browser payment.
Email
ALWAYS PROVIDED
The mypaysafecard account email identifying the mypaysafecard account that will be refunded.
Ensures that the email address is longer than 3 characters and adheres to a generous subset of valid RFC 2822 email addresses
Alpha
ALWAYS PROVIDED
The country where the payer has their bank account.
Provide the ISO 3166 alpha-3 country code for this country.
Data may consist of the characters a-z, A-Z
Additional details related to Pay by Bank app payment.
Digits
A unique reference to the payment request, also known as the Pay by Bank app secure token.
This identifier should be used when invoking the banking app within the payer’s mobile.
Data is a string that consists of the characters 0-9.
Upper case alphabetic text
The one-time six character code identifying the payment request, also known as the Pay by Bank app Basket Reference Number.
This code may be used by the payer to confirm the payment within their mobile banking app.
Data must consist of the characters A-Z
Additional details related to a POLi browser payment.
String
ALWAYS PROVIDED
The name of the bank account holder for the payer's bank account.
Data can consist of any characters
Additional details related to a Przelewy24 browser payment.
String
ALWAYS PROVIDED
The name of the bank account holder for the payer's bank account.
Data can consist of any characters
Details about the payer's bank account used for a payment made using SEPA
String
ALWAYS PROVIDED
The name of the bank account holder for the payer's bank account.
Data can consist of any characters
Alphanumeric
The international Business Identifier Code (BIC) for the payer's bank account.
Data may consist of the characters 0-9, a-z, A-Z
String
ALWAYS PROVIDED
The International Bank Account Number (IBAN) for the payer's bank account.
By default, the bank account number will be returned in a masked format, for example, xxxxxx0000. If you wish to return unmasked bank account numbers, you must have the requisite permission, set responseControls.sensitiveData, and authenticate your call to the API using certificate authentication. Contact your payment service provider for further information.
Data can consist of any characters
Additional details related to a Sofort (Klarna) payment.
Upper case alphabetic text
The country where the payer has their bank account.
Provide the ISO 3166 alpha-3 country code for this country.
Data must consist of the characters A-Z
String
The name of the bank account holder for the payer's bank account.
Data can consist of any characters
String
The country-specific bank account number for the payer's bank account.
By default, the bank account number will be returned in a masked format, for example, xxxxxx0000. If you wish to return unmasked bank account numbers, you must have the requisite permission, set responseControls.sensitiveData, and authenticate your call to the API using certificate authentication. Contact your payment service provider for further information.
Data can consist of any characters
String
The country-specific bank identifier for the payer's bank account.
Data can consist of any characters
String
The international Business Identifier Code (BIC) for the payer's bank account.
Data can consist of any characters
String
The International Bank Account Number (IBAN) for the payer's bank account.
By default, the bank account number will be returned in a masked format, for example, xxxxxx0000. If you wish to return unmasked bank account numbers, you must have the requisite permission, set responseControls.sensitiveData, and authenticate your call to the API using certificate authentication. Contact your payment service provider for further information.
Data can consist of any characters
Additional details related to a Trustly.
Alpha
ALWAYS PROVIDED
The country where the payer has their bank account.
Provide the ISO 3166 alpha-3 country code for this country.
Data may consist of the characters a-z, A-Z
String
ALWAYS PROVIDED
The name of the bank account holder for the payer's bank account.
Data can consist of any characters
Additional details related to a WeChat Pay browser payment.
String
ALWAYS PROVIDED
The name of the account holder for the payer's WeChat Pay account.
Data can consist of any characters
Alphanumeric
A gateway token that contains account identifier details.
The account identifier details stored against this token will be used to process the request.
If account identifier details are also contained in the request, or the request contains a session with account identifier details, these take precedence over the details stored against the token.
Data may consist of the characters 0-9, a-z, A-Z
Alphanumeric
The unique identifier assigned to you by the Token Service Provider that you requested a token from for this payment.
This field is mandatory for payments where the Chase Pay wallet was used.
Data may consist of the characters 0-9, a-z, A-Z
Enumeration
The payment method used for this payment.
If you are passing card data (in any form) on the API, then you need to set this value, and also provide the card details in the sourceOfFunds.provided.card group. In the case of digital wallets or device payment methods, you must also populate the order.walletProvider field.
If you are making a payment with a gateway token, then you can leave this field unset, and only populate the sourceOfFunds.token field. However you can set this to CARD if you want to overwrite or augment the token data with a card security code, expiry date, or cardholder name.
Value must be a member of the following list. The values are case sensitive.
ACH
The payer chose to pay using an electronic fund transfer, to be processed via the Automated Clearing House (ACH) Network. You must provide the payer's bank account details and information about the type of ACH payment under the sourceOfFunds.provided.ach parameter group.
ALIPAY
The payer selected the payment method Alipay.
BANCONTACT
The payer selected the payment method Bancontact.
BLIK
The payer selected the payment method BLIK.
BOLETO_BANCARIO
The payer selected the payment method Boleto Bancario.
BROWSER_PAYMENT
The payer selected to pay using a browser payment. Refer to the sourceOfFunds.browserPayment parameter group for additional details.
CARD
Use this value for payments that obtained the card details either directly from the card, or from a POS terminal, or from a wallet, or through a device payment method.
DIRECT_DEBIT_CANADA
The payer chose to pay using Direct Debit in Canada, also known as pre-authorized bank debits (PADs). You must provide the payer's bank account details in the sourceOfFunds.provided.directDebitCanada parameter group.
EBT_CARD
Use this value for Electronic Benefits Transfer (EBT) card payments. The additional EBT data must also be provided in the sourceOfFunds.provided.ebt parameter group.
ENETS
The payer selected the payment method eNETS.
EPS_UEBERWEISUNG
The payer selected the payment method eps-Überweisung.
GIFT_CARD
The payer chose to pay using a gift card. The payer's gift card details must be provided under the sourceOfFunds.provided.giftCard parameter group.
GIROPAY
The payer selected the payment method giropay.
GRABPAY
The payer selected the payment method GrabPay.
IDEAL
The payer selected the payment method iDEAL.
KLARNA_FINANCING
The payer selected the payment method Klarna financing.
KLARNA_PAY_LATER
The payer selected the payment method Klarna Pay Later.
KLARNA_PAY_NOW
The payer selected the payment method Klarna Pay Now.
MERCADO_PAGO_CHECKOUT
The payer selected the payment method Mercado Pago Checkout.
MULTIBANCO
The payer selected the payment method Multibanco.
NONE
The transaction transfers money to or from the merchant, without the involvement of a payer. For example, recording monthly merchant service fees from your payment service provider.
OPEN_BANKING_BANK_TRANSFER
The payer selected the payment method Open Banking Bank Transfer.
OXXO
The payer selected the payment method OXXO.
PAYCONIQ
The payer selected the payment method payconiq.
PAYPAL
The payer selected the payment method PayPal.
PAYSAFECARD
The payer selected the payment method paysafecard.
PAYU
The payer selected the payment method PayU.
PBBA
The payer selected the payment method Pay by Bank app
POLI
The payer selected the payment method POLi.
PRZELEWY24
The payer selected the payment method Przelewy24.
SCHEME_TOKEN
Use this value for payments using scheme tokens provided by Mastercard Digital Enablement Service (MDES), or Visa Token Service (VTS), or American Express Token Service (AETS).
SEPA
The payer selected the payment method SEPA.
SOFORT
The payer selected the payment method Sofortbanking.
TRUSTLY
The payer selected the payment method Trustly.
UNION_PAY
The payer selected the payment method UnionPay.
WECHAT_PAY
The payer selected the payment method WeChatPay.
Information about your merchant.
This group only applies if you:
- operate a gateway, and
- you are not boarding your merchants onto the gateway, and
- you are enabled for this capability on the gateway.
If you are such a gateway, use these fields to provide information about your merchant, so that our gateway can process their transaction on your behalf.
Note: In these cases, you must also provide a value for field order.merchantCategoryCode
Details about this merchant's account with the acquirers they use for payment processing.
A merchant might have one or more acquirers.
Each record in this group applies to one acquirer. If your gateway knows exactly which acquirer will use for this transaction, then you can provide just that acquirer's data. Alternatively, you can specify a set of acquirers, in which case the gateway will select between them based on the routing rules that configured in our gateway.
In this group, the term 'acquirer' includes banks acquiring scheme cards (such as MasterCard,or Visa), and alternative providers (such as UnionPay, or SEPA)Information about the merchant's registration to use 3-D Secure authentication version 1 for this acquirer.
Information about the merchant's registration to use Mastercard SecureCode 3-D Secure authentication version 1 for this acquirer.
String
The unique identifier assigned to the merchant by their acquirer when they registered to use Mastercard SecureCode 3-D Secure authentication version 1.
Data can consist of any characters
Information about the merchant's registration to use Verified by Visa 3-D Secure authentication version 1 for this acquirer.
String
The unique identifier assigned to the merchant by their acquirer when they registered to use Verified by Visa 3-D Secure authentication version 1.
Data can consist of any characters
String
The unique identifier of a terminal provided to the merchant by their acquirer when they registered to use Verified by Visa 3-D Secure authentication version 1.
Data can consist of any characters
String
ALWAYS PROVIDED
The identifier (ID/SE Number/account name or such ) allocated to your merchant by their acquiring institution.
Data can consist of any characters
Information about the merchant's registration to use American Express SafeKey 3-D Secure authentication for this acquirer.
Regex
The unique identifier assigned to the merchant by their acquirer when they registered to use American Express SafeKey 3-D Secure authentication.
Data must match regex
Upper case alphabetic text
The ISO 3166 three-letter country code of the acquirer.
Data must consist of the characters A-Z
Integer
The merchant's fraud rate, as determined by the acquirer, expressed in basis points (bps).
A number comprising the digits 0-9, having at least one digit. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#nonNegativeInteger.)
String
ALWAYS PROVIDED
The name of the acquirer on which your merchant has an account.This is the value as returned in transaction.acquirer.id, for example ACME_BANK.
Your payment service provider will supply the acquirer names that apply to you.
Data can consist of any characters
Digits
A 4-digit code used to classify the merchant’s business by the type of goods or services it offers.
This is also known as the Merchant Category Code (MCC).
You only need to provide this value if you are specifying more than one acquirer link, and some acquirers need different MCC values. If the same MCC applies to all acquirers, just specify it as order.merchantCategoryCode.
Data is a string that consists of the characters 0-9.
The address of this merchant.
String
ALWAYS PROVIDED
The city or town of this merchant's billing address.
Data can consist of any characters
Upper case alphabetic text
ALWAYS PROVIDED
The country of this merchant's billing address.
The value must be a three-letter country code according to ISO 3166-1 alpha-3.
Data must consist of the characters A-Z
String
ALWAYS PROVIDED
The zip or postal code of this merchant's billing address.
Data can consist of any characters
String
ALWAYS PROVIDED
The state or province code of the merchant's billing address.
For merchants in the United States provide the 2-letter ISO 3166-2 state code. For US military bases provide one of AE, AA, AP.
For Canadian merchants provide the 2-letter ISO 3166-2 province code.
Data can consist of any characters
String
ALWAYS PROVIDED
The first line of the street address of this merchant's billing address.
Data can consist of any characters
String
The second line of the street address of this merchant's billing address.
Data can consist of any characters
Information about the merchant's registration to use a payer authentication protocol.
For example, using 3-D Secure authentication.
Information about the merchant's registration to use 3-D Secure authentication version 2.
These details are used to identify the merchant to the card schemes directory server.
This API assumes that a merchant has only one registration for a each 3DS2 scheme across all the acquirers. If your merchant has more than one 3DS2 registration that could apply to this transaction, then you need to provide a lineOfBusiness field to narrow to one registration.
String
The unique identifier assigned to the merchant by the card scheme directory server when the merchant registered to use 3-D Secure authentication version 2 with their acquirer.
Do not provide this value for Mastercard SecureCode, JCB JSecure, Discover ProtectBuy or Verified by Visa, For these authentication schemes, it will be generated by the gateway. For American Express if it is provided it will be used otherwise it will be generated by the gateway.
Data can consist of any characters
String
The unique name assigned to the merchant by the card scheme directory server when the merchant registered to use 3-D Secure authentication version 2 with their acquirer.
Do not provide this value for Mastercard SecureCode, JCB JSecure, Discover ProtectBuy or Verified by Visa, For these authentication schemes, it will be generated by the gateway. For American Express if it is provided it will be used otherwise it will be generated by the gateway.
Data can consist of any characters
Digits
The acquirer's Bank Identification Number (BIN).
This is used to identify the acquirer in messages to the scheme's Directory Server for 3-D Secure authentication version 2 transactions
Data is a string that consists of the characters 0-9.
Enumeration
ALWAYS PROVIDED
The protocol used for payer authentication.
Value must be a member of the following list. The values are case sensitive.
AMEX_SAFEKEY
American Express SafeKey EMV 3DS authentication
DINERS_PROTECTBUY
Diners ProtectBuy EMV 3DS authentication
FASTR_BY_CB
Carte Bancaire FAST'R by CB using EMV 3DS authentication
JCB_JSECURE
JCB J/Secure using EMV 3DS authentication
MASTERCARD_SECURECODE
Mastercard SecureCode EMV 3DS authentication
RUPAY
VERIFIED_BY_VISA
Visa Verified by Visa EMV 3DS authentication
Alphanumeric + additional characters
ALWAYS PROVIDED
The identifier you use to uniquely identify this merchant on your system.
Data may consist of the characters 0-9, a-z, A-Z, '_', '-'
String
ALWAYS PROVIDED
This merchant's registered business, trading or organization name.
This must match the merchant name you provided during registration with scheme Directory Servers.
Data can consist of any characters
Url
ALWAYS PROVIDED
The URL of the merchant's website.
You must provide a value if you want the gateway to perform 3-D Secure authentication of the payer.
Ensure that this is a valid URL according to RFC 1738.
DateTime
Indicates the date and time the gateway considers the transaction to have last been updated.
An instant in time expressed in ISO8601 date + time format - "YYYY-MM-DDThh:mm:ss.SSSZ"
DateTime
Indicates the date and time the gateway considers the transaction to have been created.
The gateway uses timeOfRecord as a point-in-time value for operations such as sorting, billing, and reporting.
An instant in time expressed in ISO8601 date + time format - "YYYY-MM-DDThh:mm:ss.SSSZ"
Information about this transaction.
JSON Text
Provides additional data provided by the acquirer in the transaction response that could be of interest to you.
It might provide additional information that may help you understand unexpected results or provide acquirer-specific response data. For example, it could provide information about the results of validation of data by the issuer or card scheme of data you provided for card present transactions. The data is provided as as series of name-value pairs where the name is the acquirer field and the value is exactly as provided by the acquirer. For example, {"48.74.1":3, "48.74.2:5":48, "48.80":67}
Data is JSON Text
Integer
The processor's identifier for the settlement batch.
Provided only if the transaction was settled by batch.
A number comprising the digits 0-9, having at least one digit. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#nonNegativeInteger.)
String
Additional information requested by the acquirer which cannot be passed using other available data fields.
This field must not contain sensitive data.
Data can consist of any characters
String
The date the transaction was processed, as returned by the acquirer.
Not returned by most acquirers.
Data can consist of any characters
String
The ID for the acquirer used to process the transaction.
Data can consist of any characters
String
An identifier allocated by an acquirer to the merchant.
This may also be referred to as the Card Acceptor Identification Code (CAIC), Card Acceptor ID (CAID), or Service Establishment Number (SE Number).
Data can consist of any characters
Date
The date the acquirer expects the funds to be transferred to (in the case of payments) or from (in the case of refunds) the merchant's account.
The date is defined in the acquirer's time zone (see transaction.acquirer.timeZone).
Data must comply with ISO 8601 extended date format, yyyy-mm-dd
String
The time the transaction was processed, as returned by the acquirer.
Not returned by most acquirers.
Data can consist of any characters
Time Offset
The acquirer's time zone associated with the settlement date for the transaction (see transaction.acquirer.settlementDate).
Data must comply with ISO 8601 UTC time offset format, +hhmm or -hhmm.
String
Identifier used by the acquirer to identify the transaction.
This identifier may be used by the acquirer in settlement reports.
Data can consist of any characters
Decimal
ALWAYS PROVIDED
The total amount for the transaction.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
Enumeration
Indicates the result of payer authentication.
Value must be a member of the following list. The values are case sensitive.
AUTHENTICATION_ATTEMPTED
Payer authentication was attempted and a proof of authentication attempt was obtained.
AUTHENTICATION_AVAILABLE
Payer authentication is available for the payment method provided.
AUTHENTICATION_EXEMPT
Exemption from the Regulatory Technical Standards (RTS) requirements for Strong Customer Authentication (SCA) under the Payment Services Directive 2 (PSD2) regulations in the European Economic Area has been claimed or granted.
AUTHENTICATION_FAILED
The payer was not authenticated. You should not proceed with this transaction.
AUTHENTICATION_NOT_IN_EFFECT
There is no authentication information associated with this transaction.
AUTHENTICATION_NOT_SUPPORTED
The requested authentication method is not supported for this payment method.
AUTHENTICATION_PENDING
Payer authentication is pending completion of a challenge process.
AUTHENTICATION_REJECTED
The issuer rejected the authentication request and requested that you do not attempt authorization of a payment.
AUTHENTICATION_REQUIRED
Payer authentication is required for this payment, but was not provided.
AUTHENTICATION_SUCCESSFUL
The payer was successfully authenticated.
AUTHENTICATION_UNAVAILABLE
The payer was not able to be authenticated due to a technical or other issue.
Comma separated enumeration
The action you want the gateway to take if you submit a capture amount that is different from the outstanding authorization amount for the order.
You only need to provide a value if you want to restrict the action taken and understand the relevant scheme rules.
The default value for this field is INCREMENT. In this case, the gateway will automatically submit an update authorization request to the acquirer if the requested capture amount exceeds the outstanding authorized amount. If the update was successfully authorized, the gateway then attempts the capture.
Set this value to NO_ACTION to prevent the gateway performing any authorization adjustments.
Note: You might need your payment service provider to enable these capabilities on your gateway merchant profile.
Value must be one or more comma separated members of the following list. The values are case sensitive.
INCREMENT
Increase the authorized amount to match the total capture amount.
NO_ACTION
Do not perform any authorization adjustments.
Decimal
The amount by which the original authorization amount was adjusted.The original authorized amount was increased (positive value) or decreased (negative value) by this amount.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
ASCII Text
Value generated by the issuing bank in response to a proposal to transfer funds.
Data consists of ASCII characters
Enumeration
Indicates the entity who authorized the transaction.
Typically the transaction is submitted to the issuer and the issuer either authorizes the transaction and issues an authorization code or does not authorize the transaction and no authorization code is returned.
Value must be a member of the following list. The values are case sensitive.
ACQUIRER
The transaction has not been forwarded to the scheme/issuer but the acquirer has made the authorization decision on behalf of the issuer. This may happen if the acquirer was unable to forward the transaction to the scheme or the acquirer rejected the transaction request because of failed validation.
ISSUER
The transaction has been forwarded to the issuer and the issuer has either authorized the transaction or not.
SCHEME
The transaction has not been forwarded to the issuer but the scheme has made the authorization decision on behalf of the issuer. This may happen if the scheme was unable to forward the transaction to the issuer or the scheme chose to do stand-in processing for this transaction.
String
The name of the batch that you used to upload this transaction to the gateway.
Provided only if this transaction was submitted via a batch file.
Data can consist of any characters
Upper case alphabetic text
ALWAYS PROVIDED
The currency of the transaction expressed as an ISO 4217 alpha code, e.g. USD.
Data must consist of the characters A-Z
Boolean
Indicates that you were not able to submit the Authorization (or Payment) transaction at the time it was completed with the cardholder due to a connectivity, system issue, or other limitations and have deferred submitting it until your system was back online.
The values 'true' or 'false'. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#boolean.)
Enumeration
The type of disbursement used for this transaction.
If your Merchant Category Code is 7995 (Gambling Transactions) and you are paying out gaming winnings, set the value to GAMING_WINNINGS. If your Merchant Category Code is 6536 (MoneySend Intracountry) and you are paying a credit card bill, set the value to CREDIT_CARD_BILL_PAYMENT and provide the payment sender details.
Value must be a member of the following list. The values are case sensitive.
CREDIT_CARD_BILL_PAYMENT
Indicates that you are paying a credit card bill.
GAMING_WINNINGS
Indicates that you are paying out gaming winnings to a payer.
Decimal
The total amount deducted from the transaction amount that would normally apply.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
Information about the disputed transaction.
Date
The date the payer notified the issuer to cancel a recurring payment that is being disputed.
Data must comply with ISO 8601 extended date format, yyyy-mm-dd
Date
The date by which the merchant must take action.
For example, if the acquirer has requested additional information (transaction.dispute.event = INFORMATION_REQUESTED), the merchant must provide a response by this date.
Data must comply with ISO 8601 extended date format, yyyy-mm-dd
Enumeration
ALWAYS PROVIDED
The step in the dispute management process that triggered this transaction
Value must be a member of the following list. The values are case sensitive.
ACTION_REQUIRED
An action from the merchant is required.
CHARGEBACK_DEBITED
The chargeback amount will soon be debited to the merchant's account.
CHARGEBACK_REVERSED
The Chargeback amount that was debited has been credited back to the merchant's account.
INFORMATION_ONLY
Information about the state of the dispute.
Date
The date of the event in the dispute management process described by transaction.dispute.event
Data must comply with ISO 8601 extended date format, yyyy-mm-dd
String
Additional information about the dispute event (see transaction.dispute.event).
The terms used here will reflect the terms used by your bank.
Data can consist of any characters
Parameters used by the gateway to match the chargeback transaction to the original transaction being disputed.
When transaction.dispute.matchAction = MATCHED, then the gateway will attempt to match this chargeback transaction to an existing financial transaction with these parameters. If no match is found then the gateway does not record the chargeback transaction.
When transaction.dispute.matchAction = STANDALONE, the gateway will create a new order containing the chargeback transaction and does not attempt to match it to the original transaction.
When transaction.dispute.matchAction = MATCHED_FALLBACK, then the gateway will first attempt to match this chargeback transaction to an existing financial transaction with these parameters. If it cannot be matched, the gateway will create a new order containing the chargeback transaction. When the chargeback transaction can be matched to more than one merchant gateway profile, a new order will be created against each profile. When this occurs it will be noted in order.description.
ASCII Text
The Retrieval Reference Number of the disputed transaction.
Data consists of ASCII characters
String
Identifier used by the acquirer to identify the disputed transaction.
Data can consist of any characters
Date
The date of the disputed transaction.
Data must comply with ISO 8601 extended date format, yyyy-mm-dd
Digits
The System Trace Audit Number of the disputed transaction.
Data is a string that consists of the characters 0-9.
Enumeration
ALWAYS PROVIDED
Indicates how the chargeback transaction is recorded.
Value must be a member of the following list. The values are case sensitive.
MATCHED
Create the chargeback transaction only if it can be matched to the original transaction being disputed.
MATCHED_FALLBACK
Attempt to match the chargeback transaction to the original transaction being disputed. If it cannot be matched, then create a new order containing the chargeback transaction.
STANDALONE
Do not match the chargeback transaction to the original transaction being disputed; create a new order containing the chargeback transaction.
ASCII Text
A description of why the transaction is disputed.
Data consists of ASCII characters
ASCII Text
A code provided by the acquirer to indicate the reason for the chargeback.
Data consists of ASCII characters
Decimal
The duty amount (also known as customs tax, tariff or dues) for the transaction.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
Details of the amount settled to your account for this transaction.
This group is present for transactions that could be funded, including successful CAPTURE, REFUND and PAY transactions as well as FUNDING transactions that provide funding and/or fee details only.
String
The service provider's description for the funding type.
Data can consist of any characters
Decimal
The amount of money in your bank account, as reported to the gateway for this transaction.
This may be a credit (positive value) or debit (negative value).
This value is provided if transaction.funding.status is FUNDED. It might be provided if transaction.funding.status is FUNDING_ASSURED or FUNDING_ON_HOLD.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
Upper case alphabetic text
The currency of transaction.funding.amount expressed as an ISO 4217 alpha code, e.g. USD.
This value is provided if transaction.funding.status is FUNDED. It might be provided if transaction.funding.status is FUNDING_ASSURED or FUNDING_ON_HOLD.
Data must consist of the characters A-Z
Date
The date the funds arrive in your bank account.
The date is defined in the acquirer's time zone (see transaction.acquirer.timeZone).
This value is only populated if the date is known with certainty.
Data must comply with ISO 8601 extended date format, yyyy-mm-dd
Date
The date the acquirer estimates the funds to arrive in your bank account.
This value is only populated if neither the initiated date nor the actual funding date are available.
The date is defined in the acquirer's time zone (see transaction.acquirer.timeZone).
Data must comply with ISO 8601 extended date format, yyyy-mm-dd
Breakdown of the fees deducted by your acquirer for this transaction.
String
The name of the fee as provided by your acquirer.
Data can consist of any characters
Decimal
The fee amount for the fee type defined in funding.fee[n].type for this transaction.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
Date
The date the fees are debited from your bank account.
This value is only populated if the date is known with certainty.
The date is defined in the acquirer's time zone (see transaction.acquirer.timeZone).
Data must comply with ISO 8601 extended date format, yyyy-mm-dd
Date
The date the acquirer estimates that the fees are being debited from your bank account.
This value is only populated if neither the initiated date nor the actual date the funds are debited are available.
The date is defined in the acquirer's time zone (see transaction.acquirer.timeZone).
Data must comply with ISO 8601 extended date format, yyyy-mm-dd
Date
The date the acquirer initiated the fees being debited from your bank account.
This value is only populated if the date of transfer is known with certainty, but the date the funds will settle to your account is uncertain.
The date is defined in the acquirer's time zone (see transaction.acquirer.timeZone).
Data must comply with ISO 8601 extended date format, yyyy-mm-dd
Decimal
The rate (percentage) applied to the transaction amount to determine the fee amount for the fee type defined in funding.fee[n].type.
Data is a string that consists of the characters 0-9 and '.' and represents a valid decimal number.
Enumeration
The fee type for which the amount defined in funding.fee[n].amount has been charged.
Value must be a member of the following list. The values are case sensitive.
CHARGEBACK_FEE
Fees associated with Chargeback transactions.
FUNDING_FEE
Fees associated with transferring money to your account.
MERCHANT_FEE
Fees associated with the merchant account. For example: Merchant monthly fee, Minimum monthly fee.
OTHER_FEE
Any other fees that have not been captured by the above types.
TRANSACTION_FEE
Fees associated with Authorization, Capture and Refund transactions.
Decimal
The total fee amount deducted by your acquirer for the transaction for settling the funds to your account.
This value is only supplied if your acquirer provides the fee data.
A breakdown of the fees is shown in the transaction.funding.fee[n] parameter group if this information was provided by your acquirer.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
Upper case alphabetic text
The currency of transaction.funding.feeAmount expressed as an ISO 4217 alpha code, e.g. USD.
Data must consist of the characters A-Z
Date
The date the acquirer initiated the funds transfer into your bank account.
This value is only populated if the date of transfer is known with certainty, but the date the funds will settle to your account is uncertain.
The date is defined in the acquirer's time zone (see transaction.acquirer.timeZone).
Data must comply with ISO 8601 extended date format, yyyy-mm-dd
String
Your bank's Identifier for the group of transactions settled to your account.
Data can consist of any characters
Enumeration
ALWAYS PROVIDED
The current status of funding to / from your account for this transaction.
Value must be a member of the following list. The values are case sensitive.
FUNDED
The transaction is clearing and will move money into your account.
FUNDING_ADJUSTED
Funding for the transaction has been adjusted, meaning either funds have been transferred to / from your account. This can happen for both successful or failed funding.
FUNDING_ASSURED
The transaction is guaranteed to settle, but has not yet done so.
FUNDING_FAILED
The transaction could result in the transfer of money to / from your account, however the service provider has not yet received funds from the payer. In case of a refund the service provider was not able to transfer funds to the payer.
FUNDING_ON_HOLD
The transaction could result in the transfer of money to / from your account, however the financial provider is unable to complete the transfer of funds. This might be a transient state.
IN_PROGRESS
The transaction could result in the transfer of money to / from your account, but has not yet have done so. This is usually a transient state.
NON_FUNDED
The transaction cannot result in transfer of money to / from your account.
NOT_SUPPORTED
The transaction was settled to an institution from which the gateway does not receive funding information.
String
ALWAYS PROVIDED
Unique identifier for this transaction to distinguish it from any other transaction on the order.
An order can have transactions representing:
- Movement of money. For example, payments and refunds.
- Validations. For example, account verification or 3-D Secure authentication of the payer.
- Undoing other transactions. For example, voiding a payment transaction.
- Chargebacks.
- Fees from your payment service provider.
If you attempt an operation and it fails (eg you try to PAY on a card with no funds), then you need a new id for each retry.
Data can consist of any characters
Boolean
This field will only be populated if you are enabled for Instant Refunds and the acquirer used to process this Refund is configured for Instant Refunds.
Instant Refunds are processed in near real time resulting in the funds being available in the payer's account almost instantly. 'True' indicates that the refund was processed as an Instant Refund. 'False' indicates that the refund was not processed as an Instant Refund. This happens when either the card is not eligible or the gateway was unable to connect to the downstream system.
The values 'true' or 'false'. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#boolean.)
Information about the items the payer purchases with the transaction.
String
The brand of the item.
For example, Dell.
Data can consist of any characters
String
Your category for the item.
Data can consist of any characters
String
Description for the item with information such as size, color, etc.
For example, 'Color:Red, Size:M'
Data can consist of any characters
Only use this parameter group to provide additional line item details required for a better interchange rate for Purchasing Cards, Business and/or Corporate Cards (Level 3).
Check with your payment service provider if Level 3 data is supported for your acquirer.
JSON Text
Use this field to provide line item details that your acquirer requires you to provide.
Data must be provided in JSON format using the record name and field name (separated by a comma) to identify the value provided. Contact your payment service provider for details about the supported fields including the field definitions.
Data is valid Json Format
Integer
A code describing a commodity or a group of commodities pertaining to goods classification.
A number comprising the digits 0-9, having at least one digit. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#nonNegativeInteger.)
Information about the taxes per line item.
Decimal
The tax amount for the tax type defined in order.item[n].detail.tax[m].type for the item.
Note that the tax amount provided must reflect the tax amount applied before a discount was applied.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
Decimal
The tax rate (percentage) applied to the item for the tax type defined in order.item[n].detail.tax[m].type.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
String
The tax type for which the amount specified under order.item[n].detail.tax[m].amount has been paid for this item.
The correct value as used by your acquirer may have to be provided. Contact your payment service provider for details.
Data can consist of any characters
Decimal
The discount rate (percentage) applied to this item.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
Decimal
The tax rate (percentage) of the tax charged for this item.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
String
The type of tax charged for this item.
The correct value as used by your acquirer may have to be provided. Contact your payment service provider for details.
Data can consist of any characters
Integer
The United Nations Standard Products and Services Code (UNSPSC) for the item.
A number comprising the digits 0-9, having at least one digit. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#nonNegativeInteger.)
Integer
The Universal Product Code (UPC) for the item.
A number comprising the digits 0-9, having at least one digit. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#nonNegativeInteger.)
Enumeration
Provide the industryCategory to send this line item to your acquirer for specialized processing as industry data.
Such processing might have legal obligations, which are your responsibility. Do not provide an industryCategory, unless you are certain it applies to you, and is accepted by your acquirer.
We support the following industry standard processing:US health care processing using the IIAS standard.The supported values for industryCategory are:HEALTHCARE_VISION, HEALTHCARE_DENTAL, HEALTHCARE_PRESCRIPTION, HEALTHCARE_OTHERWe formulate an IIAS message by summing the amounts of all the line items having the same industryCategory. The amount of a line item is:(order.item.unitPrice + order.item.tax) * order.item.quantity
Value must be a member of the following list. The values are case sensitive.
HEALTHCARE_DENTAL
HEALTHCARE_OTHER
HEALTHCARE_PRESCRIPTION
HEALTHCARE_VISION
String
ALWAYS PROVIDED
A short name describing the item.
Data can consist of any characters
Decimal
ALWAYS PROVIDED
The quantity of the item.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
String
The SKU (Stock Keeping Unit) or the item identifier for this item.
Data can consist of any characters
Decimal
The discount amount applied to this item.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
String
The unit of measure used for the item quantity.
The correct value as used by your acquirer may have to be provided. Contact your payment service provider for details.
Data can consist of any characters
Decimal
ALWAYS PROVIDED
The cost price for the item.
This amount is multiplied with the item quantity (item.quantity) to determine the total amount for this item (item.amount). This amount does not include the tax amount and/or discount amount applicable to this item.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
Decimal
The tax amount for the item.
This amount is multiplied with the item quantity (item.quantity) to determine the total tax amount for this item.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
Decimal
The total item amount for this transaction.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
String
Your note about this transaction.
Data can consist of any characters
Information about the payment plan selected by the cardholder.
Integer
ALWAYS PROVIDED
The number of months for which the payment is deferred.
A number comprising the digits 0-9, having at least one digit. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#nonNegativeInteger.)
Decimal
ALWAYS PROVIDED
The amount of the first payment for this payment plan offer.
The amount for all subsequent payments is provided in item[n].paymentPlanOffer{id}.subsequentPaymentAmount. The amount is expressed as a decimal number in the units of the currency. For example 12.34 in USD is the amount 12 dollars and 34 cents.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
Decimal
ALWAYS PROVIDED
The interest rate applied to the purchase amount for this plan.
This field is returned only when plan type is AMEX_PlanAmex.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
String
ALWAYS PROVIDED
The name of the payment plan product for which the offer is provided.
Data can consist of any characters
Integer
ALWAYS PROVIDED
The number of monthly payments payable by the cardholder.
A number comprising the digits 0-9, having at least one digit. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#nonNegativeInteger.)
Alphanumeric + additional characters
ALWAYS PROVIDED
The unique identifier of the payment plan offer that the payer has accepted.
The gateway will use the details of this offer for this transaction. Provide the plan offer ID returned in the PAYMENT_PLAN_OFFERS_INQUIRY response in field
Data may consist of the characters 0-9, a-z, A-Z, '-', '_'
String
ALWAYS PROVIDED
The issuer or acquirer that offers the payment plan may require you to display specific details about the payment plan to the cardholder on the order confirmation page, transaction receipt and/or email confirmation.
Where supported for the issuer or acquirer the gateway makes the receipt text to be displayed available in this field. Note that there may be additional requirements about the content to be displayed (in addition to the receipt text). The text provided in this field may be in the local language or English.
Data can consist of any characters
Decimal
ALWAYS PROVIDED
The amount of each payment for this payment plan offer.
If the amount for the first payment differs, then the amount for the first payment is provided in item[n].paymentPlanOffer{id}.firstPaymentAmount. The amount is expressed as a decimal number in the units of the currency. For example 12.34 in USD is the amount 12 dollars and 34 cents.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
Decimal
ALWAYS PROVIDED
The total amount payable by the cardholder, including interest for this plan.
The amount is expressed as a decimal number in the units of the currency. For example 12.34 in USD is the amount 12 dollars and 34 cents. This field is returned only whenplan type is AMEX_PlanAmex.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
ASCII Text
A unique reference generated by the acquirer for a specific merchant interaction.
The reference may be used when contacting the acquirer about a specific transaction.
Data consists of ASCII characters
String
An optional identifier for this transaction.
Data can consist of any characters
Decimal
If the transaction was partially approved (response.gatewayCode=PARTIALLY_APPROVED), this field contains the originally requested amount.
The transaction amount (transaction.amount) and order amount (order.amount) are both set to the actually approved amount.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
Boolean
Indicates that this merchant initiated transaction is a resubmission for a previous authorization which failed due to insufficient funds.
A resubmission transaction must also contain the 'scheme transaction Id' from the associated failed transaction. You can provide the referenceOrderId of the relevant order and the gateway will include the 'scheme transaction Id' of the last failed authorization on the order in the resubmission transaction. Alternatively, you can provide the 'scheme transaction Id' of the failed transaction in the resubmission transaction using the field transaction.acquirer.traceId.
The values 'true' or 'false'. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#boolean.)
Decimal
The total shipping and handling amount for the transaction, including taxes on the shipping and/or handling.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
Decimal
The tax amount levied on the shipping and handling amount for the transaction.
This amount is included in the shipping and handling amount provided in field transaction.shippingAndHandlingAmount.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
Decimal
The tax rate applied to the shipping and handling amount for the transaction to determine the shipping and handling tax amount.
For a tax rate of 2.5% provide 0.025.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
Enumeration
Indicates the channel through which you received authorization for the payment for this order from the payer.
For example, set this value to INTERNET if the payer initiated the payment online.
If you have an existing agreement with the payer that authorizes you to process this payment (for example, a recurring payment) then set this value to MERCHANT.You only need to provide transaction.source if you want to override the default value configured for your acquirer link.
Note:
- You can only override the default value if you have the requisite permission.
- The value you provide must match one of those configured by your payment service provider.
- You can only set the transaction source on the initial transaction on an order. It cannot be changed on subsequent transactions.
Value must be a member of the following list. The values are case sensitive.
CALL_CENTRE
Transaction conducted via a call centre.
CARD_PRESENT
Transaction where the card is presented to the merchant.
INTERNET
Transaction conducted over the Internet.
MAIL_ORDER
Transaction received by mail.
MERCHANT
Transaction initiated by you based on an agreement with the payer. For example, a recurring payment, installment payment, or account top-up.
MOTO
Transaction received by mail or telephone.
PAYER_PRESENT
Transaction where a non-card payment method is presented to the Merchant.
SERVICE_PROVIDER
Transaction reported by the acquirer.
TELEPHONE_ORDER
Transaction received by telephone.
VOICE_RESPONSE
Transaction conducted by a voice/DTMF recognition system.
Digits
The System Trace Audit Number (STAN) for the transaction.
The STAN is a unique trace number assigned by the gateway to identify the transaction message sent to the acquirer. It remains unchanged for the life of the transaction.
Data is a number between 1 and 999999 represented as a string.
String
The identifier of the source transaction you wish to reference in this transaction.
For example: This can be the transaction id of the
- -authorization transaction you wish to void or
- -capture or pay transaction you wish to void or refund or.
- -the contactless transaction which was processed with a single tap indicator and you want to provide the PIN in this request.
That is the {transactionId} URL field for REST and the transaction.id field for NVP.
Data can consist of any characters
Use this parameter group to provide a breakdown of tax types, amount per tax type, and rate per tax type included in transaction.taxAmount.
Decimal
The tax amount included in this transaction for the tax type.
Data is a string that consists of the characters 0-9 and '.' and represents a valid decimal number.
Decimal
The tax rate (percentage) used to determine the tax amount included in this transaction for the tax type.
Data is a string that consists of the characters 0-9 and '.' and represents a valid decimal number.
String
The type of tax included in the transaction amount.
The correct value as used by your acquirer may have to be provided. Contact your payment service provider for details.
Data can consist of any characters
Decimal
The total tax amount for the transaction.
You only need to provide this field when you capture or refund part of the order amount. In this case, the amount must not exceed order.taxAmount. If you provide this field when you capture or refund the full amount of the order, then the value provided must match order.taxAmount.
A sequence of digits 0-9 separated by a '.' as a decimal indicator. Leading and trailing zeroes are optional. If the fractional part is zero, the '.' and following zero(es) can be omitted. (For a complete description, see http://www.w3.org/TR/xmlschema-2/#decimal.)
String
Indicates your tax status for this transaction.
Data can consist of any characters
String
The terminal configured at the processor/acquirer used to process the transaction.
Data can consist of any characters
Enumeration
ALWAYS PROVIDED
Indicates the type of action performed on the order.
Value must be a member of the following list. The values are case sensitive.
AUTHENTICATION
Authentication
AUTHORIZATION
Authorization
AUTHORIZATION_UPDATE
Authorization Update
CAPTURE
Capture
CHARGEBACK
Chargeback
DISBURSEMENT
Disbursement
FUNDING
The transaction transfers money to or from the merchant, without the involvement of a payer. For example, recording monthly merchant service fees from your payment service provider.
PAYMENT
Payment (Purchase)
REFUND
Refund
REFUND_REQUEST
Refund Request
VERIFICATION
Verification
VOID_AUTHORIZATION
Void Authorization
VOID_CAPTURE
Void Capture
VOID_PAYMENT
Void Payment
VOID_REFUND
Void Refund
This parameter group provides a history of the status changes for the transaction (based on response.gatewayCode).The information is only provided if the functionality is supported for the acquirer used to process the transaction.
Enumeration
The new response gateway code for the transaction set at the date and time associated (transaction.update[n].time).
Value must be a member of the following list. The values are case sensitive.
ABORTED
Transaction aborted by payer
ACQUIRER_SYSTEM_ERROR
Acquirer system error occurred processing the transaction
APPROVED
Transaction Approved
APPROVED_PENDING_SETTLEMENT
Transaction Approved - pending batch settlement
AUTHENTICATION_FAILED
Payer authentication failed
BLOCKED
Transaction blocked due to Risk or 3D Secure blocking rules
CANCELLED
Transaction cancelled by payer
DECLINED
The requested operation was not successful. For example, a payment was declined by issuer or payer authentication was not able to be successfully completed.
DECLINED_AVS
Transaction declined due to address verification
DECLINED_AVS_CSC
Transaction declined due to address verification and card security code
DECLINED_CSC
Transaction declined due to card security code
DECLINED_DO_NOT_CONTACT
Transaction declined - do not contact issuer
DECLINED_PAYMENT_PLAN
Transaction declined due to payment plan
DEFERRED_TRANSACTION_RECEIVED
Deferred transaction received and awaiting processing
DUPLICATE_BATCH
Transaction declined due to duplicate batch
EXCEEDED_RETRY_LIMIT
Transaction retry limit exceeded
EXPIRED_CARD
Transaction declined due to expired card
INSUFFICIENT_FUNDS
Transaction declined due to insufficient funds
INVALID_CSC
Invalid card security code
LOCK_FAILURE
Order locked - another transaction is in progress for this order
NOT_ENROLLED_3D_SECURE
Card holder is not enrolled in 3D Secure
NOT_SUPPORTED
Transaction type not supported
PARTIALLY_APPROVED
The transaction was approved for a lesser amount than requested. The approved amount is returned in order.totalAuthorizedAmount.
PENDING
Transaction is pending
REFERRED
Transaction declined - refer to issuer
SUBMITTED
The transaction has successfully been created in the gateway. It is either awaiting submission to the acquirer or has been submitted to the acquirer but the gateway has not yet received a response about the success or otherwise of the payment.
SYSTEM_ERROR
Internal system error occurred processing the transaction
TIMED_OUT
The gateway has timed out the request to the acquirer because it did not receive a response. You can handle the transaction as a declined transaction. Where possible the gateway will attempt to reverse the transaction.
UNKNOWN
The transaction has been submitted to the acquirer but the gateway was not able to find out about the success or otherwise of the payment. If the gateway subsequently finds out about the success of the payment it will update the response code.
UNSPECIFIED_FAILURE
Transaction could not be processed
ASCII Text
The date and time the status change occurred.
Data consists of ASCII characters
String
The Web Services API version that you submitted the request in.
Data can consist of any characters
Errors Copied to clipboard
Information on possible error conditions that may occur while processing an operation using the API.
Enumeration
Broadly categorizes the cause of the error.
For example, errors may occur due to invalid requests or internal system failures.
Value must be a member of the following list. The values are case sensitive.
INVALID_REQUEST
The request was rejected because it did not conform to the API protocol.
REQUEST_REJECTED
The request was rejected due to security reasons such as firewall rules, expired certificate, etc.
SERVER_BUSY
The server did not have enough resources to process the request at the moment.
SERVER_FAILED
There was an internal system failure.
String
Textual description of the error based on the cause.
This field is returned only if the cause is INVALID_REQUEST or SERVER_BUSY.
Data can consist of any characters
String
Indicates the name of the field that failed validation.
This field is returned only if the cause is INVALID_REQUEST and a field level validation error was encountered.
Data can consist of any characters
String
Indicates the code that helps the support team to quickly identify the exact cause of the error.
This field is returned only if the cause is SERVER_FAILED or REQUEST_REJECTED.
Data can consist of any characters
Enumeration
Indicates the type of field validation error.
This field is returned only if the cause is INVALID_REQUEST and a field level validation error was encountered.
Value must be a member of the following list. The values are case sensitive.
INVALID
The request contained a field with a value that did not pass validation.
MISSING
The request was missing a mandatory field.
UNSUPPORTED
The request contained a field that is unsupported.
Enumeration
A system-generated high level overall result of the operation.
Value must be a member of the following list. The values are case sensitive.
ERROR
The operation resulted in an error and hence cannot be processed.